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Fund Overview

Fund Size

Fund Size

₹172 Cr

Expense Ratio

Expense Ratio

2.35%

ISIN

ISIN

INF194KB1GN7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Oct 2023

About this fund

Bandhan Retirement Fund Regular Growth is a Retirement mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 1 years and 6 months, having been launched on 19-Oct-23.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹12.04, Assets Under Management (AUM) of 171.73 Crores, and an expense ratio of 2.35%.
  • Bandhan Retirement Fund Regular Growth has given a CAGR return of 13.28% since inception.
  • The fund's asset allocation comprises around 53.99% in equities, 24.41% in debts, and 21.59% in cash & cash equivalents.
  • You can start investing in Bandhan Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.66%

(Cat Avg.)

Since Inception

+13.28%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity92.72 Cr53.99%
Debt41.92 Cr24.41%
Others37.08 Cr21.59%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.3% Govt Stock 2053Bond - Gov't/Treasury41.93 Cr24.41%
Cash Offset For DerivativesCash - General Offset27 Cr15.72%
Bharti Airtel LtdEquity9.48 Cr5.52%
Reliance Industries LtdEquity9.22 Cr5.37%
ICICI Bank LtdEquity9.07 Cr5.28%
Triparty Repo Trp_020425Cash - Repurchase Agreement6.63 Cr3.86%
Larsen & Toubro LtdEquity5.98 Cr3.48%
HDFC Bank LtdEquity5.68 Cr3.30%
Future on ICICI Bank LtdEquity - Future-4.46 Cr2.60%
Titan Co LtdEquity4.26 Cr2.48%
Future on Reliance Industries LtdEquity - Future-4.04 Cr2.35%
Future on Kotak Mahindra Bank LtdEquity - Future-3.83 Cr2.23%
Kotak Mahindra Bank LtdEquity3.82 Cr2.23%
Axis Bank LtdEquity3.73 Cr2.17%
Future on Larsen & Toubro LtdEquity - Future-3.68 Cr2.14%
Info Edge (India) LtdEquity3.36 Cr1.96%
Future on HCL Technologies LtdEquity - Future-3.35 Cr1.95%
HCL Technologies LtdEquity3.34 Cr1.95%
ITC LtdEquity3.08 Cr1.79%
Titan Company Limited April 2025 FutureEquity - Future-3.02 Cr1.76%
Cash Margin - DerivativesCash - Collateral3 Cr1.75%
Infosys LtdEquity2.91 Cr1.69%
Maruti Suzuki India LtdEquity2.77 Cr1.61%
InterGlobe Aviation LtdEquity2.74 Cr1.59%
Jindal Steel & Power LtdEquity2.73 Cr1.59%
Future on Tata Consultancy Services LtdEquity - Future-2.72 Cr1.59%
Tata Consultancy Services LtdEquity2.71 Cr1.58%
Eternal LtdEquity2.42 Cr1.41%
Power Finance Corp LtdEquity2.26 Cr1.31%
NHPC LtdEquity2.12 Cr1.24%
UNO Minda LtdEquity1.98 Cr1.16%
Hindalco Industries LtdEquity1.92 Cr1.12%
Future on Bajaj Finserv LtdEquity - Future-1.91 Cr1.11%
Bajaj Finserv LtdEquity1.91 Cr1.11%
Hitachi Energy India Ltd Ordinary SharesEquity1.88 Cr1.09%
Coal India LtdEquity1.72 Cr1.00%
Cholamandalam Investment and Finance Co LtdEquity1.71 Cr1.00%
Max Financial Services LtdEquity1.67 Cr0.97%
Tech Mahindra LtdEquity1.62 Cr0.94%
Cipla LtdEquity1.6 Cr0.93%
Hero MotoCorp LtdEquity1.56 Cr0.91%
United Spirits LtdEquity1.4 Cr0.82%
Vishnu Chemicals LtdEquity1.37 Cr0.80%
Tata Motors LtdEquity1.37 Cr0.80%
Lupin LtdEquity1.27 Cr0.74%
CG Power & Industrial Solutions LtdEquity1.02 Cr0.59%
Varun Beverages LtdEquity0.99 Cr0.58%
Dhanuka Agritech LtdEquity0.92 Cr0.54%
HDFC Life Insurance Co LtdEquity0.9 Cr0.53%
Jindal Stainless LtdEquity0.87 Cr0.51%
Wipro LtdEquity0.87 Cr0.50%
Union Bank of IndiaEquity0.83 Cr0.48%
Adani Ports & Special Economic Zone LtdEquity0.83 Cr0.48%
Macrotech Developers LtdEquity0.79 Cr0.46%
Mahindra & Mahindra Financial Services LtdEquity0.68 Cr0.39%
TVS Motor Co LtdEquity0.67 Cr0.39%
Aadhar Housing Finance LtdEquity0.64 Cr0.37%
Central Depository Services (India) LtdEquity0.61 Cr0.36%
Sobha LtdEquity0.6 Cr0.35%
IndusInd Bank LtdEquity0.58 Cr0.34%
Mankind Pharma LtdEquity0.58 Cr0.34%
Jubilant Ingrevia Ltd Ordinary SharesEquity0.49 Cr0.29%
Net Receivables/PayablesCash - Collateral0.44 Cr0.26%
PTC India Financial Services LtdEquity0.38 Cr0.22%
Juniper Hotels LtdEquity0.35 Cr0.20%
Poonawalla Fincorp LtdEquity0.34 Cr0.20%
Zee Entertainment Enterprises LtdEquity0.26 Cr0.15%
Neogen Chemicals LtdEquity0.25 Cr0.15%
ZF Commercial Vehicle Control Systems India LtdEquity0.21 Cr0.12%
GAIL (India) LtdEquity0.16 Cr0.09%
ITC Hotels LtdEquity0.15 Cr0.09%
GPT Healthcare LtdEquity0.1 Cr0.06%
Cash Margin - CcilCash - Repurchase Agreement0 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

43.01%

Mid Cap Stocks

8.85%

Small Cap Stocks

3.80%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services34.8 Cr20.26%
Consumer Cyclical15.74 Cr9.17%
Communication Services13.09 Cr7.62%
Industrials12.45 Cr7.25%
Technology11.45 Cr6.67%
Energy10.94 Cr6.37%
Basic Materials8.57 Cr4.99%
Consumer Defensive5.47 Cr3.18%
Healthcare3.56 Cr2.07%
Utilities2.28 Cr1.33%
Real Estate1.39 Cr0.81%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

GK

Gautam Kaul

Since October 2023

Viraj Kulkarni

Viraj Kulkarni

Since December 2024

BS

Brijesh Shah

Since June 2024

Vishal Biraia

Vishal Biraia

Since January 2024

RB

Ritika Behera

Since October 2023

GS

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 31st March 2025

ISIN
INF194KB1GN7
Expense Ratio
2.35%
Exit Load
No Charges
Fund Size
₹172 Cr
Age
1 year 6 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Baroda BNP Paribas Retirement Fund Regular Growth

Very High Risk

2.3%0.0%₹355.50 Cr-
Baroda BNP Paribas Retirement Fund Direct Growth

Very High Risk

0.3%0.0%₹355.50 Cr-
PGIM India Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹75.87 Cr-
PGIM India Retirement Fund Regular Growth

Very High Risk

2.3%0.0%₹75.87 Cr-
Bandhan Retirement Fund Regular Growth

Very High Risk

2.4%0.0%₹171.73 Cr7.7%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹171.73 Cr9.5%
Nippon India Retirement Fund - Income Generation Scheme Direct Growth

Moderately High risk

1.0%0.0%₹152.90 Cr11.3%
Nippon India Retirement Fund - Income Generation Scheme Regular Growth

Moderately High risk

2.1%0.0%₹152.90 Cr10.1%
Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

Very High Risk

2.0%0.0%₹3044.04 Cr8.1%
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth

Very High Risk

1.0%0.0%₹3044.04 Cr9.1%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,60,392 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.6%0.0%₹1811.86 Cr11.5%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹47.61 Cr1.5%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹362.22 Cr-3.8%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹171.73 Cr9.5%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹24.36 Cr1.2%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr10.8%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹666.73 Cr6.6%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10408.69 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹7966.79 Cr12.8%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2961.52 Cr12.0%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1765.87 Cr10.8%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.06 Cr9.9%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3542.43 Cr12.3%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.9%1.0%₹1685.24 Cr15.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.1%0.0%₹342.45 Cr12.9%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1563.07 Cr5.6%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.0%0.0%₹114.79 Cr10.1%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1459.33 Cr10.3%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹490.54 Cr9.6%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10048.45 Cr8.1%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹9674.05 Cr10.0%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1741.01 Cr8.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9429.55 Cr6.3%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹6886.28 Cr9.4%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹112.45 Cr8.7%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6596.51 Cr5.3%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5530.61 Cr8.0%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹5.94 Cr8.7%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹441.63 Cr8.0%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2389.29 Cr8.2%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹967.14 Cr19.3%
Bandhan Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹257.05 Cr10.1%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹7955.35 Cr8.1%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.6%1.0%₹297.38 Cr6.3%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹447.41 Cr12.5%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹152.80 Cr9.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹574.28 Cr11.8%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3556.43 Cr7.7%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹19.02 Cr9.7%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹272.15 Cr8.6%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹135.19 Cr7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1363.89 Cr8.4%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.0%0.0%₹200.13 Cr9.4%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹117.90 Cr-10.2%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.5%1.0%₹9516.16 Cr17.6%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹818.76 Cr13.9%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹163.73 Cr7.7%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹285.97 Cr9.4%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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The NAV of Bandhan Retirement Fund Regular Growth, as of 17-Apr-2025, is ₹12.04.
The fund's allocation of assets is distributed as 53.99% in equities, 24.41% in bonds, and 21.59% in cash and cash equivalents.
The fund managers responsible for Bandhan Retirement Fund Regular Growth are:-
  1. Gautam Kaul
  2. Viraj Kulkarni
  3. Brijesh Shah
  4. Vishal Biraia
  5. Ritika Behera
  6. Gaurav Satra

Fund Overview

Fund Size

Fund Size

₹172 Cr

Expense Ratio

Expense Ratio

2.35%

ISIN

ISIN

INF194KB1GN7

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

19 Oct 2023

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

About this fund

Bandhan Retirement Fund Regular Growth is a Retirement mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 1 years and 6 months, having been launched on 19-Oct-23.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹12.04, Assets Under Management (AUM) of 171.73 Crores, and an expense ratio of 2.35%.
  • Bandhan Retirement Fund Regular Growth has given a CAGR return of 13.28% since inception.
  • The fund's asset allocation comprises around 53.99% in equities, 24.41% in debts, and 21.59% in cash & cash equivalents.
  • You can start investing in Bandhan Retirement Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.66%

(Cat Avg.)

Since Inception

+13.28%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Equity92.72 Cr53.99%
Debt41.92 Cr24.41%
Others37.08 Cr21.59%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
7.3% Govt Stock 2053Bond - Gov't/Treasury41.93 Cr24.41%
Cash Offset For DerivativesCash - General Offset27 Cr15.72%
Bharti Airtel LtdEquity9.48 Cr5.52%
Reliance Industries LtdEquity9.22 Cr5.37%
ICICI Bank LtdEquity9.07 Cr5.28%
Triparty Repo Trp_020425Cash - Repurchase Agreement6.63 Cr3.86%
Larsen & Toubro LtdEquity5.98 Cr3.48%
HDFC Bank LtdEquity5.68 Cr3.30%
Future on ICICI Bank LtdEquity - Future-4.46 Cr2.60%
Titan Co LtdEquity4.26 Cr2.48%
Future on Reliance Industries LtdEquity - Future-4.04 Cr2.35%
Future on Kotak Mahindra Bank LtdEquity - Future-3.83 Cr2.23%
Kotak Mahindra Bank LtdEquity3.82 Cr2.23%
Axis Bank LtdEquity3.73 Cr2.17%
Future on Larsen & Toubro LtdEquity - Future-3.68 Cr2.14%
Info Edge (India) LtdEquity3.36 Cr1.96%
Future on HCL Technologies LtdEquity - Future-3.35 Cr1.95%
HCL Technologies LtdEquity3.34 Cr1.95%
ITC LtdEquity3.08 Cr1.79%
Titan Company Limited April 2025 FutureEquity - Future-3.02 Cr1.76%
Cash Margin - DerivativesCash - Collateral3 Cr1.75%
Infosys LtdEquity2.91 Cr1.69%
Maruti Suzuki India LtdEquity2.77 Cr1.61%
InterGlobe Aviation LtdEquity2.74 Cr1.59%
Jindal Steel & Power LtdEquity2.73 Cr1.59%
Future on Tata Consultancy Services LtdEquity - Future-2.72 Cr1.59%
Tata Consultancy Services LtdEquity2.71 Cr1.58%
Eternal LtdEquity2.42 Cr1.41%
Power Finance Corp LtdEquity2.26 Cr1.31%
NHPC LtdEquity2.12 Cr1.24%
UNO Minda LtdEquity1.98 Cr1.16%
Hindalco Industries LtdEquity1.92 Cr1.12%
Future on Bajaj Finserv LtdEquity - Future-1.91 Cr1.11%
Bajaj Finserv LtdEquity1.91 Cr1.11%
Hitachi Energy India Ltd Ordinary SharesEquity1.88 Cr1.09%
Coal India LtdEquity1.72 Cr1.00%
Cholamandalam Investment and Finance Co LtdEquity1.71 Cr1.00%
Max Financial Services LtdEquity1.67 Cr0.97%
Tech Mahindra LtdEquity1.62 Cr0.94%
Cipla LtdEquity1.6 Cr0.93%
Hero MotoCorp LtdEquity1.56 Cr0.91%
United Spirits LtdEquity1.4 Cr0.82%
Vishnu Chemicals LtdEquity1.37 Cr0.80%
Tata Motors LtdEquity1.37 Cr0.80%
Lupin LtdEquity1.27 Cr0.74%
CG Power & Industrial Solutions LtdEquity1.02 Cr0.59%
Varun Beverages LtdEquity0.99 Cr0.58%
Dhanuka Agritech LtdEquity0.92 Cr0.54%
HDFC Life Insurance Co LtdEquity0.9 Cr0.53%
Jindal Stainless LtdEquity0.87 Cr0.51%
Wipro LtdEquity0.87 Cr0.50%
Union Bank of IndiaEquity0.83 Cr0.48%
Adani Ports & Special Economic Zone LtdEquity0.83 Cr0.48%
Macrotech Developers LtdEquity0.79 Cr0.46%
Mahindra & Mahindra Financial Services LtdEquity0.68 Cr0.39%
TVS Motor Co LtdEquity0.67 Cr0.39%
Aadhar Housing Finance LtdEquity0.64 Cr0.37%
Central Depository Services (India) LtdEquity0.61 Cr0.36%
Sobha LtdEquity0.6 Cr0.35%
IndusInd Bank LtdEquity0.58 Cr0.34%
Mankind Pharma LtdEquity0.58 Cr0.34%
Jubilant Ingrevia Ltd Ordinary SharesEquity0.49 Cr0.29%
Net Receivables/PayablesCash - Collateral0.44 Cr0.26%
PTC India Financial Services LtdEquity0.38 Cr0.22%
Juniper Hotels LtdEquity0.35 Cr0.20%
Poonawalla Fincorp LtdEquity0.34 Cr0.20%
Zee Entertainment Enterprises LtdEquity0.26 Cr0.15%
Neogen Chemicals LtdEquity0.25 Cr0.15%
ZF Commercial Vehicle Control Systems India LtdEquity0.21 Cr0.12%
GAIL (India) LtdEquity0.16 Cr0.09%
ITC Hotels LtdEquity0.15 Cr0.09%
GPT Healthcare LtdEquity0.1 Cr0.06%
Cash Margin - CcilCash - Repurchase Agreement0 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

43.01%

Mid Cap Stocks

8.85%

Small Cap Stocks

3.80%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services34.8 Cr20.26%
Consumer Cyclical15.74 Cr9.17%
Communication Services13.09 Cr7.62%
Industrials12.45 Cr7.25%
Technology11.45 Cr6.67%
Energy10.94 Cr6.37%
Basic Materials8.57 Cr4.99%
Consumer Defensive5.47 Cr3.18%
Healthcare3.56 Cr2.07%
Utilities2.28 Cr1.33%
Real Estate1.39 Cr0.81%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

GK

Gautam Kaul

Since October 2023

Viraj Kulkarni

Viraj Kulkarni

Since December 2024

BS

Brijesh Shah

Since June 2024

Vishal Biraia

Vishal Biraia

Since January 2024

RB

Ritika Behera

Since October 2023

GS

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 31st March 2025

ISIN
INF194KB1GN7
Expense Ratio
2.35%
Exit Load
No Charges
Fund Size
₹172 Cr
Age
1 year 6 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund nameExpense RatioExit LoadFund size
1Y
Baroda BNP Paribas Retirement Fund Regular Growth

Very High Risk

2.3%0.0%₹355.50 Cr-
Baroda BNP Paribas Retirement Fund Direct Growth

Very High Risk

0.3%0.0%₹355.50 Cr-
PGIM India Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹75.87 Cr-
PGIM India Retirement Fund Regular Growth

Very High Risk

2.3%0.0%₹75.87 Cr-
Bandhan Retirement Fund Regular Growth

Very High Risk

2.4%0.0%₹171.73 Cr7.7%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹171.73 Cr9.5%
Nippon India Retirement Fund - Income Generation Scheme Direct Growth

Moderately High risk

1.0%0.0%₹152.90 Cr11.3%
Nippon India Retirement Fund - Income Generation Scheme Regular Growth

Moderately High risk

2.1%0.0%₹152.90 Cr10.1%
Nippon India Retirement Fund - Wealth Creation Scheme Regular Growth

Very High Risk

2.0%0.0%₹3044.04 Cr8.1%
Nippon India Retirement Fund - Wealth Creation Scheme Direct Growth

Very High Risk

1.0%0.0%₹3044.04 Cr9.1%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,60,392 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.6%0.0%₹1811.86 Cr11.5%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹47.61 Cr1.5%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹362.22 Cr-3.8%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹171.73 Cr9.5%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹24.36 Cr1.2%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr10.8%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹666.73 Cr6.6%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10408.69 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹7966.79 Cr12.8%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2961.52 Cr12.0%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1765.87 Cr10.8%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.06 Cr9.9%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3542.43 Cr12.3%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.9%1.0%₹1685.24 Cr15.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.1%0.0%₹342.45 Cr12.9%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1563.07 Cr5.6%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.0%0.0%₹114.79 Cr10.1%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1459.33 Cr10.3%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹490.54 Cr9.6%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10048.45 Cr8.1%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹9674.05 Cr10.0%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1741.01 Cr8.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9429.55 Cr6.3%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹6886.28 Cr9.4%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹112.45 Cr8.7%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6596.51 Cr5.3%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5530.61 Cr8.0%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹5.94 Cr8.7%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹441.63 Cr8.0%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹2389.29 Cr8.2%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹967.14 Cr19.3%
Bandhan Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹257.05 Cr10.1%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹7955.35 Cr8.1%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.6%1.0%₹297.38 Cr6.3%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹447.41 Cr12.5%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹152.80 Cr9.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹574.28 Cr11.8%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3556.43 Cr7.7%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹19.02 Cr9.7%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹272.15 Cr8.6%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹135.19 Cr7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1363.89 Cr8.4%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.0%0.0%₹200.13 Cr9.4%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹117.90 Cr-10.2%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.5%1.0%₹9516.16 Cr17.6%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹818.76 Cr13.9%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹163.73 Cr7.7%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹285.97 Cr9.4%

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The NAV of Bandhan Retirement Fund Regular Growth, as of 17-Apr-2025, is ₹12.04.
The fund's allocation of assets is distributed as 53.99% in equities, 24.41% in bonds, and 21.59% in cash and cash equivalents.
The fund managers responsible for Bandhan Retirement Fund Regular Growth are:-
  1. Gautam Kaul
  2. Viraj Kulkarni
  3. Brijesh Shah
  4. Vishal Biraia
  5. Ritika Behera
  6. Gaurav Satra
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