Bandhan Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (20-Dec-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹119 Cr
Expense Ratio
0.99%
ISIN
INF194K015B9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹34.13, Assets Under Management (AUM) of 119.20 Crores, and an expense ratio of 0.99%.
- Bandhan Regular Savings Fund Direct Growth has given a CAGR return of 8.46% since inception.
- The fund's asset allocation comprises around 22.67% in equities, 63.50% in debts, and 13.51% in cash & cash equivalents.
- You can start investing in Bandhan Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.24%
+10.71% (Cat Avg.)
3 Years
+6.99%
+8.96% (Cat Avg.)
5 Years
+7.26%
+9.04% (Cat Avg.)
10 Years
+7.79%
+7.15% (Cat Avg.)
Since Inception
+8.46%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Equity | ₹27.03 Cr | 22.67% |
| Debt | ₹75.69 Cr | 63.50% |
| Others | ₹16.49 Cr | 13.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹33.34 Cr | 27.91% |
| Bandhan Nifty 50 ETF | Mutual Fund - ETF | ₹18.7 Cr | 15.65% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹15.38 Cr | 12.87% |
| Triparty Repo Trp_161224 | Cash - Repurchase Agreement | ₹14.27 Cr | 11.94% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹10 Cr | 8.37% |
| Au Small Finance Bank Limited | Bond - Corporate Bond | ₹4.03 Cr | 3.38% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹4.03 Cr | 3.37% |
| Godrej Housing Finance Limited | Bond - Corporate Bond | ₹4.02 Cr | 3.37% |
| 8.28% Govt Stock 2027 | Bond - Gov't/Treasury | ₹2.67 Cr | 2.23% |
| Net Current Assets | Cash | ₹1.82 Cr | 1.53% |
| TVS Motor Co Ltd | Equity | ₹1.75 Cr | 1.47% |
| UNO Minda Ltd | Equity | ₹1.28 Cr | 1.07% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹1.22 Cr | 1.02% |
| LTIMindtree Ltd | Equity | ₹1.08 Cr | 0.91% |
| Tata Consultancy Services Ltd | Equity | ₹1.06 Cr | 0.89% |
| Rec Limited | Bond - Corporate Bond | ₹0.98 Cr | 0.82% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹0.94 Cr | 0.79% |
| HDFC Bank Ltd | Equity | ₹0.9 Cr | 0.75% |
| Godrej Consumer Products Ltd | Equity | ₹0.88 Cr | 0.73% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹0.38 Cr | 0.32% |
| Axis Bank Ltd | Equity | ₹0.33 Cr | 0.28% |
| IndusInd Bank Ltd | Equity | ₹0.22 Cr | 0.18% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹0.18 Cr | 0.15% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
21.60%
Mid Cap Stocks
1.07%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Consumer Cyclical | ₹3.03 Cr | 2.54% |
| Financial Services | ₹2.39 Cr | 2.00% |
| Technology | ₹2.15 Cr | 1.80% |
| Consumer Defensive | ₹0.88 Cr | 0.73% |
Risk & Performance Ratios
Standard Deviation
This fund
3.75%
Cat. avg.
4.21%
Lower the better
Sharpe Ratio
This fund
0.21
Cat. avg.
0.63
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
Harshal Joshi
Since July 2021
Viraj Kulkarni
Since July 2022
Brijesh Shah
Since June 2024
Ritika Behera
Since October 2023
Gaurav Satra
Since June 2024
Additional Scheme Detailsas of 15th December 2024
ISIN INF194K015B9 | Expense Ratio 0.99% | Exit Load No Charges | Fund Size ₹119 Cr | Age 11 years 11 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Regular Savings Fund Regular Growth Moderately High risk | 2.0% | 0.0% | ₹119.20 Cr | 8.2% |
| Sundaram Debt Oriented Hybrid Fund Regular Growth Moderate Risk | 2.1% | 0.0% | ₹27.65 Cr | 8.3% |
| Parag Parikh Conservative Hybrid Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹2344.23 Cr | 13.2% |
| Parag Parikh Conservative Hybrid Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹2344.23 Cr | 12.9% |
| UTI Regular Savings Fund Regular Growth Moderately High risk | 1.8% | 1.0% | ₹1649.42 Cr | 12.5% |
| ICICI Prudential Regular Savings Fund Regular Growth High Risk | 1.7% | 1.0% | ₹3187.68 Cr | 12.0% |
| Nippon India Hybrid Bond Fund Regular Growth High Risk | 1.9% | 1.0% | ₹831.48 Cr | 8.1% |
| SBI Conservative Hybrid Fund Regular Growth High Risk | 1.1% | 1.0% | ₹10063.50 Cr | 12.0% |
| Canara Robeco Conservative Hybrid Fund Regular Growth Moderately High risk | 1.9% | 1.0% | ₹964.47 Cr | 11.1% |
| DSP Regular Saving Fund Regular Growth Moderately High risk | 1.1% | 0.0% | ₹180.75 Cr | 11.5% |
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,62,815 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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Who manages the Bandhan Regular Savings Fund Direct Growth?
- Harshal Joshi
- Viraj Kulkarni
- Brijesh Shah
- Ritika Behera
- Gaurav Satra
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