Bandhan Multi Asset Allocation Fund Regular Growth

Fund Overview

Fund Size

₹1,814 Cr

Expense Ratio

1.99%

ISIN

INF194KB1HJ3

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Jan 2024

About this fund

Bandhan Multi Asset Allocation Fund Regular Growth is a Multi Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 11 months and 20 days, having been launched on 31-Jan-24.
As of 17-Jan-25, it has a Net Asset Value (NAV) of ₹11.35, Assets Under Management (AUM) of 1814.32 Crores, and an expense ratio of 1.99%.

Bandhan Multi Asset Allocation Fund Regular Growth has given a CAGR return of 13.46% since inception.
The fund's asset allocation comprises around 49.25% in equities, 7.81% in debts, and 22.35% in cash & cash equivalents.
You can start investing in Bandhan Multi Asset Allocation Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+13.46%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2024

Equity	₹893.61 Cr	49.25%
Debt	₹141.76 Cr	7.81%
Others	₹778.95 Cr	42.93%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹294.86 Cr	16.25%
Ishares V Plc - Ishares Msci Acwi Ucits Etf	Mutual Fund - ETF	₹174.41 Cr	9.61%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹141.76 Cr	7.81%
Triparty Repo Trp_010125	Cash - Repurchase Agreement	₹107.76 Cr	5.94%
Reliance Industries Ltd	Equity	₹105.68 Cr	5.82%
ICICI Pru Gold ETF	Mutual Fund - ETF	₹102.3 Cr	5.64%
ICICI Prudential Silver ETF	Mutual Fund - ETF	₹100.88 Cr	5.56%
HDFC Bank Ltd	Equity	₹79.69 Cr	4.39%
Future on Reliance Industries Ltd	Equity - Future	₹-49.37 Cr	2.72%
Infosys Ltd	Equity	₹46.73 Cr	2.58%
State Bank of India	Equity	₹46.43 Cr	2.56%
ICICI Bank Ltd	Equity	₹39.82 Cr	2.19%
Tata Consultancy Services Ltd	Equity	₹39.56 Cr	2.18%
Future on State Bank of India	Equity - Future	₹-37.99 Cr	2.09%
Axis Bank Ltd	Equity	₹37.86 Cr	2.09%
Bajaj Finance Ltd	Equity	₹34.2 Cr	1.88%
ITC Ltd	Equity	₹33.26 Cr	1.83%
Hdfc Bank Limited January 2025 Future	Equity - Future	₹-28.47 Cr	1.57%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-25.21 Cr	1.39%
IndusInd Bank Ltd	Equity	₹23.18 Cr	1.28%
Future on Bajaj Finance Ltd	Equity - Future	₹-20.88 Cr	1.15%
Bharti Airtel Ltd	Equity	₹20.34 Cr	1.12%
Itc Limited January 2025 Future	Equity - Future	₹-19.51 Cr	1.08%
Infosys Limited January 2025 Future	Equity - Future	₹-19.35 Cr	1.07%
Mahindra & Mahindra Ltd	Equity	₹17.38 Cr	0.96%
Cipla Ltd	Equity	₹16.28 Cr	0.90%
Zomato Ltd	Equity	₹15.99 Cr	0.88%
Hindustan Unilever Ltd	Equity	₹14.87 Cr	0.82%
Maruti Suzuki India Ltd	Equity	₹14.04 Cr	0.77%
Future on Bank of Baroda	Equity - Future	₹-13.83 Cr	0.76%
Future on Axis Bank Ltd	Equity - Future	₹-13.8 Cr	0.76%
V-Mart Retail Ltd	Equity	₹13.78 Cr	0.76%
Bank of Baroda	Equity	₹13.72 Cr	0.76%
Future on Tata Power Co Ltd	Equity - Future	₹-11.95 Cr	0.66%
Tata Power Co Ltd	Equity	₹11.87 Cr	0.65%
Jindal Steel & Power Ltd	Equity	₹11.17 Cr	0.62%
Larsen & Toubro Ltd	Equity	₹10.85 Cr	0.60%
Tata Motors Limited January 2025 Future	Equity - Future	₹-10.46 Cr	0.58%
Krishna Institute of Medical Sciences Ltd	Equity	₹10.43 Cr	0.57%
Tata Motors Ltd	Equity	₹10.38 Cr	0.57%
Aurobindo Pharma Ltd	Equity	₹9.92 Cr	0.55%
Coforge Ltd	Equity	₹9.66 Cr	0.53%
Avenue Supermarts Ltd	Equity	₹9.64 Cr	0.53%
Sun Pharmaceuticals Industries Ltd	Equity	₹9.5 Cr	0.52%
Updater Services Ltd	Equity	₹9.46 Cr	0.52%
Future on Bharti Airtel Ltd	Equity - Future	₹-9.42 Cr	0.52%
APL Apollo Tubes Ltd	Equity	₹9.41 Cr	0.52%
Dabur India Ltd	Equity	₹9.38 Cr	0.52%
CG Power & Industrial Solutions Ltd	Equity	₹9.26 Cr	0.51%
NMDC Ltd	Equity	₹9.23 Cr	0.51%
City Union Bank Ltd	Equity	₹9.05 Cr	0.50%
Mahindra & Mahindra Financial Services Ltd	Equity	₹9.01 Cr	0.50%
Sterlite Technologies Ltd	Equity	₹8.94 Cr	0.49%
Max Financial Services Ltd	Equity	₹8.86 Cr	0.49%
VRL Logistics Ltd	Equity	₹8.84 Cr	0.49%
Ashok Leyland Ltd	Equity	₹8.82 Cr	0.49%
Poonawalla Fincorp Ltd	Equity	₹8.64 Cr	0.48%
Dalmia Bharat Ltd	Equity	₹8.39 Cr	0.46%
Honeywell Automation India Ltd	Equity	₹8.39 Cr	0.46%
Oil & Natural Gas Corp Ltd	Equity	₹8.37 Cr	0.46%
SBI Life Insurance Co Ltd	Equity	₹8.34 Cr	0.46%
Bayer CropScience Ltd	Equity	₹8.33 Cr	0.46%
Dr Reddy's Laboratories Ltd	Equity	₹8.32 Cr	0.46%
TBO Tek Ltd	Equity	₹8.14 Cr	0.45%
Godrej Properties Ltd	Equity	₹8.14 Cr	0.45%
Nestle India Ltd	Equity	₹8.03 Cr	0.44%
Titan Co Ltd	Equity	₹7.97 Cr	0.44%
HDFC Life Insurance Co Ltd	Equity	₹7.87 Cr	0.43%
Sterling and Wilson Renewable Energy Ltd	Equity	₹7.8 Cr	0.43%
ICICI Lombard General Insurance Co Ltd	Equity	₹7.6 Cr	0.42%
Future on IndusInd Bank Ltd	Equity - Future	₹-7.58 Cr	0.42%
Grasim Industries Ltd	Equity	₹7.48 Cr	0.41%
Aditya Birla Sun Life AMC Ltd	Equity	₹7.38 Cr	0.41%
Bajaj Finserv Ltd	Equity	₹7.37 Cr	0.41%
Bandhan Bank Ltd	Equity	₹7.24 Cr	0.40%
Yatra Online Ltd	Equity	₹7.23 Cr	0.40%
Voltas Ltd	Equity	₹7.16 Cr	0.39%
Rallis India Ltd	Equity	₹7.11 Cr	0.39%
Abbott India Ltd	Equity	₹7.08 Cr	0.39%
Hero MotoCorp Ltd	Equity	₹7 Cr	0.39%
Go Fashion (India) Ltd	Equity	₹6.93 Cr	0.38%
Lupin Ltd	Equity	₹6.83 Cr	0.38%
Avanti Feeds Ltd	Equity	₹6.82 Cr	0.38%
GlaxoSmithKline Pharmaceuticals Ltd	Equity	₹6.76 Cr	0.37%
Quess Corp Ltd	Equity	₹6.47 Cr	0.36%
Kewal Kiran Clothing Ltd	Equity	₹6.45 Cr	0.36%
Cipla Limited January 2025 Future	Equity - Future	₹-6.39 Cr	0.35%
Dixon Technologies (India) Ltd	Equity	₹6.28 Cr	0.35%
Sobha Ltd	Equity	₹6.24 Cr	0.34%
MAS Financial Services Ltd Ordinary Shares	Equity	₹6.17 Cr	0.34%
Hindalco Industries Ltd	Equity	₹5.95 Cr	0.33%
Ntpc Limited January 2025 Future	Equity - Future	₹-5.93 Cr	0.33%
NTPC Ltd	Equity	₹5.9 Cr	0.33%
Crompton Greaves Consumer Electricals Ltd	Equity	₹5.74 Cr	0.32%
Greenpanel Industries Ltd Ordinary Shares	Equity	₹5.67 Cr	0.31%
IndiaMART InterMESH Ltd	Equity	₹5.58 Cr	0.31%
KEC International Ltd	Equity	₹5.51 Cr	0.30%
Info Edge (India) Ltd	Equity	₹5.37 Cr	0.30%
MRF Ltd	Equity	₹5.23 Cr	0.29%
Mankind Pharma Ltd	Equity	₹5.18 Cr	0.29%
KEI Industries Ltd	Equity	₹5.1 Cr	0.28%
eClerx Services Ltd	Equity	₹5.06 Cr	0.28%
Affle India Ltd	Equity	₹5.02 Cr	0.28%
Polycab India Ltd	Equity	₹4.72 Cr	0.26%
J.B. Chemicals & Pharmaceuticals Ltd	Equity	₹4.61 Cr	0.25%
Future on JSW Steel Ltd	Equity - Future	₹-4.6 Cr	0.25%
JSW Steel Ltd	Equity	₹4.56 Cr	0.25%
Vedanta Ltd	Equity	₹4.44 Cr	0.24%
Sumitomo Chemical India Ltd Ordinary Shares	Equity	₹4.41 Cr	0.24%
Karur Vysya Bank Ltd	Equity	₹4.3 Cr	0.24%
Mahindra Lifespace Developers Ltd	Equity	₹4.17 Cr	0.23%
Net Receivables/Payables	Cash - Collateral	₹-4.07 Cr	0.22%
Gland Pharma Ltd	Equity	₹4 Cr	0.22%
Wockhardt Ltd	Equity	₹3.85 Cr	0.21%
Can Fin Homes Ltd	Equity	₹3.8 Cr	0.21%
PI Industries Ltd	Equity	₹3.69 Cr	0.20%
3M India Ltd	Equity	₹3.65 Cr	0.20%
Orient Electric Ltd Ordinary Shares	Equity	₹3.44 Cr	0.19%
Prestige Estates Projects Ltd	Equity	₹3.39 Cr	0.19%
Gujarat State Petronet Ltd	Equity	₹3.26 Cr	0.18%
Kalpataru Projects International Ltd	Equity	₹3.24 Cr	0.18%
Kirloskar Oil Engines Ltd	Equity	₹3.08 Cr	0.17%
Future on Tata Steel Ltd	Equity - Future	₹-2.99 Cr	0.17%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-2.97 Cr	0.16%
Tata Steel Ltd	Equity	₹2.96 Cr	0.16%
TeamLease Services Ltd	Equity	₹2.93 Cr	0.16%
Marico Ltd	Equity	₹2.56 Cr	0.14%
Cash Margin - Derivatives	Cash - Collateral	₹2 Cr	0.11%
Rashi Peripherals Ltd	Equity	₹1.78 Cr	0.10%
Future on Hindalco Industries Ltd	Equity - Future	₹-1.44 Cr	0.08%
Berger Paints India Ltd	Equity	₹1.12 Cr	0.06%
Hdfc Bank Limited February 2025 Future	Equity - Future	₹-0.99 Cr	0.05%
Future on Hindustan Unilever Ltd	Equity - Future	₹-0.91 Cr	0.05%
Cash / Bank Balance	Cash - Collateral	₹0.81 Cr	0.04%
Future on Lupin Ltd	Equity - Future	₹-0.81 Cr	0.04%
Sobha Ltd Ordinary Shares (Partly Paid Rs.5)	Equity	₹0.42 Cr	0.02%
Cash Margin - Ccil	Cash - Repurchase Agreement	₹0 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹370.51 Cr	20.42%
Consumer Cyclical	₹129.69 Cr	7.15%
Technology	₹125.8 Cr	6.93%
Energy	₹114.06 Cr	6.29%
Industrials	₹97.49 Cr	5.37%
Basic Materials	₹93.93 Cr	5.18%
Healthcare	₹92.77 Cr	5.11%
Consumer Defensive	₹84.55 Cr	4.66%
Communication Services	₹36.31 Cr	2.00%
Real Estate	₹22.35 Cr	1.23%
Utilities	₹21.02 Cr	1.16%

Risk & Performance Ratios

Fund Managers

Gautam Kaul

Since January 2024

Daylynn Pinto

Since January 2024

Viraj Kulkarni

Since January 2024

Nemish Sheth

Since January 2024

Ritika Behera

Since January 2024

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 31st December 2024

ISIN

INF194KB1HJ3

Expense Ratio

1.99%

Exit Load

No Charges

Fund Size

₹1,814 Cr

Age

11 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Short Duration Debt Index PR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Multi Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life Multi Asset Allocation Fund Regular Growth Very High Risk	1.9%	1.0%	₹3690.95 Cr	14.7%
Aditya Birla Sun Life Multi Asset Allocation Fund Direct Growth Very High Risk	0.6%	1.0%	₹3690.95 Cr	16.3%
Nippon India Multi Asset fund Direct Growth Very High Risk	0.3%	1.0%	₹4850.17 Cr	18.9%
Nippon India Multi Asset fund Regular Growth Very High Risk	1.5%	1.0%	₹4850.17 Cr	17.4%
SBI Multi Asset Allocation Fund Regular Growth High Risk	1.4%	1.0%	₹6983.14 Cr	11.9%
Quant Multi Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3201.26 Cr	22.0%
UTI Multi Asset Fund Regular Growth High Risk	1.8%	1.0%	₹4962.80 Cr	17.8%
ICICI Prudential Multi-Asset Fund Regular Growth High Risk	1.5%	1.0%	₹51027.46 Cr	16.7%
HDFC Multi - Asset Fund Regular Growth High Risk	1.9%	1.0%	₹3843.90 Cr	12.7%
Motilal Oswal Multi Asset Fund Direct Growth Very High Risk	0.9%	1.0%	₹102.24 Cr	0.7%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,65,713 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	0.0%	₹1814.32 Cr	-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹46.95 Cr	16.2%
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹349.72 Cr	16.8%
Bandhan Retirement Fund Direct Growth Very High Risk	0.7%	0.0%	₹174.20 Cr	11.2%
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹28.94 Cr	16.2%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹333.14 Cr	8.9%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹805.01 Cr	6.7%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13834.70 Cr	7.4%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹7641.04 Cr	22.1%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹3076.30 Cr	9.7%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1768.88 Cr	14.0%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹19.29 Cr	12.4%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹3841.46 Cr	10.1%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1836.94 Cr	24.4%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.3%	0.0%	₹359.61 Cr	9.6%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.8%	0.0%	₹1790.94 Cr	29.8%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.0%	0.0%	₹117.97 Cr	8.3%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1474.79 Cr	8.1%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹486.21 Cr	8.0%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8168.55 Cr	7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹9727.79 Cr	8.2%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1647.90 Cr	8.6%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9946.86 Cr	13.8%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹7180.62 Cr	13.9%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹113.60 Cr	8.1%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6822.10 Cr	10.2%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5617.96 Cr	7.5%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹6.02 Cr	8.6%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹470.64 Cr	7.3%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2458.02 Cr	15.1%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹957.85 Cr	15.9%
Bandhan Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹286.02 Cr	8.4%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹7724.33 Cr	8.1%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	0.8%	1.0%	₹349.46 Cr	41.1%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	-	0.0%	₹432.39 Cr	9.1%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹150.41 Cr	8.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹545.87 Cr	10.3%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3980.14 Cr	7.6%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹20.00 Cr	11.3%
Bandhan Equity Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹245.70 Cr	8.6%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹141.69 Cr	9.4%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1383.31 Cr	10.6%
Bandhan All Seasons Bond Fund Direct Growth Moderately High risk	0.1%	0.0%	₹113.03 Cr	8.1%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹136.48 Cr	10.9%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.4%	1.0%	₹9691.56 Cr	33.0%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹825.66 Cr	17.0%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹152.63 Cr	10.6%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹292.04 Cr	8.3%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Bandhan Multi Asset Allocation Fund Regular Growth?

The NAV of Bandhan Multi Asset Allocation Fund Regular Growth, as of 17-Jan-2025, is ₹11.35.

What is the portfolio composition of Bandhan Multi Asset Allocation Fund Regular Growth?

The fund's allocation of assets is distributed as 49.25% in equities, 7.81% in bonds, and 22.35% in cash and cash equivalents.

Who manages the Bandhan Multi Asset Allocation Fund Regular Growth?

The fund managers responsible for Bandhan Multi Asset Allocation Fund Regular Growth are:-

Gautam Kaul
Daylynn Pinto
Viraj Kulkarni
Nemish Sheth
Ritika Behera
Gaurav Satra

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,814 Cr

Expense Ratio

1.99%

ISIN

INF194KB1HJ3

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Jan 2024

Risk Level

Your principal amount will be at Very High Risk