Bandhan Liquid Fund Regular Growth

Fund Overview

Fund Size

₹10,409 Cr

Expense Ratio

0.25%

ISIN

INF194K01VX9

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

04 Jun 2008

About this fund

Bandhan Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 16 years, 10 months and 15 days, having been launched on 04-Jun-08.
As of 18-Apr-25, it has a Net Asset Value (NAV) of ₹3115.66, Assets Under Management (AUM) of 10408.69 Crores, and an expense ratio of 0.25%.

Bandhan Liquid Fund Regular Growth has given a CAGR return of 6.97% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.65% in cash & cash equivalents.
You can start investing in Bandhan Liquid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.22%

+6.82% (Cat Avg.)

3 Years

+6.75%

+6.46% (Cat Avg.)

5 Years

+5.38%

+5.16% (Cat Avg.)

10 Years

+6.21%

+5.36% (Cat Avg.)

Since Inception

+6.97%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Others

₹10,408.69 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Current Assets	Cash	₹-2,411.94 Cr	23.17%
91 Days Tbill Red 05-06-2025	Bond - Gov't/Treasury	₹1,977.39 Cr	19.00%
Punjab National Bank	Cash - CD/Time Deposit	₹742.03 Cr	7.13%
National Bk For Agriculture & Rural Dev. **	Cash - Commercial Paper	₹690.48 Cr	6.63%
Export-Import Bank of India	Cash - Commercial Paper	₹690.47 Cr	6.63%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹516.67 Cr	4.96%
Triparty Repo Trp_030425_val	Cash - Repurchase Agreement	₹499.8 Cr	4.80%
Bank Of Baroda	Cash - CD/Time Deposit	₹493.94 Cr	4.75%
Punjab National Bank	Cash - CD/Time Deposit	₹397.18 Cr	3.82%
Bank Of Baroda	Cash - CD/Time Deposit	₹397.11 Cr	3.82%
Bajaj Finance Limited	Cash - Commercial Paper	₹396.43 Cr	3.81%
Small Industries Dev Bank Of India (05/06/2025) **	Cash - Commercial Paper	₹395.04 Cr	3.80%
Triparty Repo Trp_020425	Cash - Repurchase Agreement	₹394.34 Cr	3.79%
Punjab National Bank	Cash - CD/Time Deposit	₹347.47 Cr	3.34%
Bank Of Baroda**	Cash - CD/Time Deposit	₹345.69 Cr	3.32%
Bajaj Finance Limited	Cash - Commercial Paper	₹296.73 Cr	2.85%
ICICI Securities Limited	Cash - Commercial Paper	₹248.25 Cr	2.39%
91 DTB 30052025	Bond - Gov't/Treasury	₹247.46 Cr	2.38%
Axis Securities Limited	Bond - Corporate Bond	₹246.76 Cr	2.37%
Tata Motors Finance Limited	Cash - Commercial Paper	₹199.11 Cr	1.91%
HDFC Securities Limited	Cash - Commercial Paper	₹197.77 Cr	1.90%
National Bank For Agriculture And Rural Development (10/06/2025) **	Cash - Commercial Paper	₹197.32 Cr	1.90%
Indian Bank ** #	Cash - CD/Time Deposit	₹197.12 Cr	1.89%
Canara Bank (17/06/2025)	Cash - CD/Time Deposit	₹197.1 Cr	1.89%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹197.09 Cr	1.89%
L & T Finance Holdings Limited	Cash - Commercial Paper	₹173.81 Cr	1.67%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹172.82 Cr	1.66%
HDFC Bank Limited	Bond - Corporate Bond	₹149.93 Cr	1.44%
91 Days Tbill	Bond - Gov't/Treasury	₹148.86 Cr	1.43%
Tata Motors Finance Limited **	Cash - Commercial Paper	₹148.52 Cr	1.43%
Barclays Investments & Loans (India) Limited	Cash - Commercial Paper	₹124.29 Cr	1.19%
Kotak Securities Limited	Cash - Commercial Paper	₹124.07 Cr	1.19%
Bank Of Baroda	Cash - CD/Time Deposit	₹99.16 Cr	0.95%
Tata Motors Finance Limited	Cash - Commercial Paper	₹98.88 Cr	0.95%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹98.66 Cr	0.95%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)	Cash - Commercial Paper	₹98.61 Cr	0.95%
Bajaj Finance Limited (11/06/2025) **	Cash - Commercial Paper	₹98.6 Cr	0.95%
ICICI Securities Limited	Cash - Commercial Paper	₹74.59 Cr	0.72%
Godrej Industries Limited	Cash - Commercial Paper	₹74.54 Cr	0.72%
The Federal Bank Limited	Cash - CD/Time Deposit	₹68.61 Cr	0.66%
08.14 MH Sdl 2025	Bond - Gov't/Treasury	₹60.14 Cr	0.58%
Titan Company Limited	Bond - Corporate Bond	₹60.01 Cr	0.58%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹49.99 Cr	0.48%
HDFC Securities Limited	Cash - Commercial Paper	₹49.78 Cr	0.48%
Export-Import Bank Of India	Cash - Commercial Paper	₹49.66 Cr	0.48%
182 DTB 15052025	Bond - Gov't/Treasury	₹49.62 Cr	0.48%
Canara Bank	Cash - CD/Time Deposit	₹49.46 Cr	0.48%
Bank Of Baroda	Cash - CD/Time Deposit	₹49.35 Cr	0.47%
Bajaj Financial Securities Limited**	Cash - Commercial Paper	₹49.24 Cr	0.47%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹36.18 Cr	0.35%
08.15 HR Sdl 2025	Bond - Gov't/Treasury	₹25.06 Cr	0.24%
08.22 Tn SDL 2025	Bond - Gov't/Treasury	₹25.05 Cr	0.24%
Power Finance Corporation Limited	Bond - Corporate Bond	₹4.41 Cr	0.04%
Cash Margin - Ccil	Cash - Repurchase Agreement	₹0.02 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹4,992.84 Cr	47.97%
Cash - CD/Time Deposit	₹3,852.78 Cr	37.02%
Bond - Gov't/Treasury	₹2,533.57 Cr	24.34%
Cash	₹-2,411.94 Cr	23.17%
Cash - Repurchase Agreement	₹894.16 Cr	8.59%
Bond - Corporate Bond	₹511.09 Cr	4.91%
Mutual Fund - Open End	₹36.18 Cr	0.35%
Bond - Short-term Government Bills	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Harshal Joshi

Since September 2015

Brijesh Shah

Since December 2021

Additional Scheme Detailsas of 31st March 2025

ISIN

INF194K01VX9

Expense Ratio

0.25%

Exit Load

No Charges

Fund Size

₹10,409 Cr

Age

16 years 10 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

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Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk	-	-	-	-
HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.8%	-	₹25.37 Cr	5.3%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.1%	-	₹256.05 Cr	-
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹118.09 Cr	-
Shriram Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹118.09 Cr	-
Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹59.47 Cr	-
Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹461.96 Cr	-
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹2686.33 Cr	6.3%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,60,392 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.6%	0.0%	₹1811.86 Cr	11.5%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹47.61 Cr	1.5%
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹362.22 Cr	-3.8%
Bandhan Retirement Fund Direct Growth Very High Risk	0.7%	0.0%	₹171.73 Cr	9.5%
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹24.36 Cr	1.2%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹334.47 Cr	10.8%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹666.73 Cr	6.6%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10408.69 Cr	7.4%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹7966.79 Cr	12.8%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2961.52 Cr	12.0%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1765.87 Cr	10.8%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹19.06 Cr	9.9%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹3542.43 Cr	12.3%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.9%	1.0%	₹1685.24 Cr	15.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.1%	0.0%	₹342.45 Cr	12.9%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.9%	0.0%	₹1563.07 Cr	5.6%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.0%	0.0%	₹114.79 Cr	10.1%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1459.33 Cr	10.3%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹490.54 Cr	9.6%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10048.45 Cr	8.1%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹9674.05 Cr	10.0%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1741.01 Cr	8.7%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9429.55 Cr	6.3%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹6886.28 Cr	9.4%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹112.45 Cr	8.7%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6596.51 Cr	5.3%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5530.61 Cr	8.0%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹5.94 Cr	8.7%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹441.63 Cr	8.0%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2389.29 Cr	8.2%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹967.14 Cr	19.3%
Bandhan Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹257.05 Cr	10.1%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹7955.35 Cr	8.1%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	1.6%	1.0%	₹297.38 Cr	6.3%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹447.41 Cr	12.5%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹152.80 Cr	9.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹574.28 Cr	11.8%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3556.43 Cr	7.7%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹19.02 Cr	9.7%
Bandhan Equity Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹272.15 Cr	8.6%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹135.19 Cr	7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1363.89 Cr	8.4%
Bandhan All Seasons Bond Fund Direct Growth Moderately High risk	0.0%	0.0%	₹200.13 Cr	9.4%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹117.90 Cr	-10.2%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.5%	1.0%	₹9516.16 Cr	17.6%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹818.76 Cr	13.9%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹163.73 Cr	7.7%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹285.97 Cr	9.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Bandhan Liquid Fund Regular Growth?

The NAV of Bandhan Liquid Fund Regular Growth, as of 18-Apr-2025, is ₹3115.66.

What are the returns of Bandhan Liquid Fund Regular Growth?

The fund has generated 7.22% over the last 1 year and 6.75% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Liquid Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.65% in cash and cash equivalents.

Who manages the Bandhan Liquid Fund Regular Growth?

The fund managers responsible for Bandhan Liquid Fund Regular Growth are:-

Harshal Joshi
Brijesh Shah

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹10,409 Cr

Expense Ratio

0.25%

ISIN

INF194K01VX9

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

04 Jun 2008

Risk Level

Your principal amount will be at Low to Moderate Risk