Fund Overview
Fund Size
₹13,040 Cr
Expense Ratio
0.25%
ISIN
INF194K01VX9
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
04 Jun 2008
About this fund
Bandhan Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 16 years, 3 months and 3 days, having been launched on 04-Jun-08.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹2982.70, Assets Under Management (AUM) of 13040.09 Crores, and an expense ratio of 0.25%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹2982.70, Assets Under Management (AUM) of 13040.09 Crores, and an expense ratio of 0.25%.
- Bandhan Liquid Fund Regular Growth has given a CAGR return of 6.95% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.76% in cash & cash equivalents.
- You can start investing in Bandhan Liquid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.28%
+6.09% (Cat Avg.)
3 Years
+5.95%
+5.29% (Cat Avg.)
5 Years
+5.14%
+4.44% (Cat Avg.)
10 Years
+6.30%
+5.13% (Cat Avg.)
Since Inception
+6.95%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Others | ₹13,040.09 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Triparty Repo Trp_160824 | Cash - Repurchase Agreement | ₹814.11 Cr | 5.64% |
| Canara Bank | Cash - CD/Time Deposit | ₹746.04 Cr | 5.17% |
| 182 DTB 29082024 | Bond - Gov't/Treasury | ₹598.61 Cr | 4.15% |
| 91 DTB 05092024 | Bond - Gov't/Treasury | ₹597.87 Cr | 4.14% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹548.18 Cr | 3.80% |
| 182 DTB 22082024 | Bond - Gov't/Treasury | ₹524.44 Cr | 3.63% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹498.89 Cr | 3.46% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹492.17 Cr | 3.41% |
| Reliance Jio Infocomm Ltd. | Cash - Commercial Paper | ₹491.83 Cr | 3.41% |
| Larsen And Toubro Limited | Bond - Corporate Bond | ₹444.92 Cr | 3.08% |
| National Housing Bank | Cash - Commercial Paper | ₹424.03 Cr | 2.94% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹417.74 Cr | 2.89% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹399.47 Cr | 2.77% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹397.09 Cr | 2.75% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹348.57 Cr | 2.41% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹347.32 Cr | 2.41% |
| India (Republic of) | Bond - Short-term Government Bills | ₹337.52 Cr | 2.34% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹298.92 Cr | 2.07% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹248.73 Cr | 1.72% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹248.14 Cr | 1.72% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹247.09 Cr | 1.71% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹221.78 Cr | 1.54% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹199.46 Cr | 1.38% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹199.35 Cr | 1.38% |
| 91 DTB 12092024 | Bond - Gov't/Treasury | ₹199.04 Cr | 1.38% |
| Titan Company Limited | Cash - Commercial Paper | ₹198.92 Cr | 1.38% |
| Ultratech Cement Limited | Cash - Commercial Paper | ₹198.76 Cr | 1.38% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹197.54 Cr | 1.37% |
| Tata Motors Finance Solutions Limited | Cash - Commercial Paper | ₹196.84 Cr | 1.36% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹196.39 Cr | 1.36% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹196.39 Cr | 1.36% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹190 Cr | 1.32% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹174.83 Cr | 1.21% |
| Godrej Consumer Products Limited | Cash - Commercial Paper | ₹173.88 Cr | 1.20% |
| India (Republic of) | Bond - Short-term Government Bills | ₹173.7 Cr | 1.20% |
| Rec Limited | Bond - Corporate Bond | ₹149.93 Cr | 1.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹149.47 Cr | 1.04% |
| Tata Capital Limited | Cash - Commercial Paper | ₹149.36 Cr | 1.03% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹147.85 Cr | 1.02% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹124.54 Cr | 0.86% |
| Godrej Consumer Products Limited | Cash - Commercial Paper | ₹122.98 Cr | 0.85% |
| Kotak Securities Limited | Cash - Commercial Paper | ₹99.74 Cr | 0.69% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹99.66 Cr | 0.69% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹99.23 Cr | 0.69% |
| National Housing Bank | Cash - Commercial Paper | ₹99.21 Cr | 0.69% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.72 Cr | 0.68% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹98.25 Cr | 0.68% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹94.94 Cr | 0.66% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹85.07 Cr | 0.59% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹74.6 Cr | 0.52% |
| India (Republic of) | Bond - Short-term Government Bills | ₹74.55 Cr | 0.52% |
| 364 DTB 02052024 | Bond - Gov't/Treasury | ₹54.94 Cr | 0.38% |
| 364 DTB 16082024 | Bond - Gov't/Treasury | ₹53.25 Cr | 0.37% |
| Net Current Assets | Cash | ₹52.73 Cr | 0.37% |
| Kotak Mahindra Prime Limited | Bond - Corporate Bond | ₹49.88 Cr | 0.35% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.67 Cr | 0.34% |
| Ntpc Limited | Cash - Commercial Paper | ₹49.32 Cr | 0.34% |
| Goi 22.10.2024 Gov | Bond - Gov't/Treasury | ₹35.17 Cr | 0.24% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹33.94 Cr | 0.24% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹24.95 Cr | 0.17% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.93 Cr | 0.17% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 0.17% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹24.84 Cr | 0.17% |
| Cash Margin - Ccil | Cash - Collateral | ₹0.27 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹6,165.31 Cr | 42.71% |
| Cash - CD/Time Deposit | ₹3,745.78 Cr | 25.95% |
| Bond - Gov't/Treasury | ₹2,063.32 Cr | 14.29% |
| Bond - Corporate Bond | ₹824.74 Cr | 5.71% |
| Cash - Repurchase Agreement | ₹814.11 Cr | 5.64% |
| Bond - Short-term Government Bills | ₹735.23 Cr | 5.09% |
| Cash | ₹52.73 Cr | 0.37% |
| Mutual Fund - Open End | ₹33.94 Cr | 0.24% |
| Cash - Collateral | ₹0.27 Cr | 0.00% |
Risk & Performance Ratios
Standard Deviation
This fund
0.45%
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
0.03
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Harshal Joshi
Since September 2015
BS
Brijesh Shah
Since December 2021
Additional Scheme Detailsas of 15th August 2024
ISIN | INF194K01VX9 | Expense Ratio | 0.25% | Exit Load | No Charges | Fund Size | ₹13,040 Cr | Age | 04 Jun 2008 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹1,54,037 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
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We're here to help.
What is the current NAV of Bandhan Liquid Fund Regular Growth?
The NAV of Bandhan Liquid Fund Regular Growth, as of 05-Sep-2024, is ₹2982.70.
What are the returns of Bandhan Liquid Fund Regular Growth?
The fund has generated 7.28% over the last 1 year and 5.95% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.76% in cash and cash equivalents.
Who manages the Bandhan Liquid Fund Regular Growth?
The fund managers responsible for Bandhan Liquid Fund Regular Growth are:-
- Harshal Joshi
- Brijesh Shah
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.