Bandhan Equity Savings Fund Regular Growth

Fund Overview

Fund Size

₹141 Cr

Expense Ratio

1.36%

ISIN

INF194K01581

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

09 Jun 2008

About this fund

Bandhan Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 16 years, 3 months and 27 days, having been launched on 09-Jun-08.
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹29.94, Assets Under Management (AUM) of 141.01 Crores, and an expense ratio of 1.36%.

Bandhan Equity Savings Fund Regular Growth has given a CAGR return of 6.95% since inception.
The fund's asset allocation comprises around 11.41% in equities, 17.03% in debts, and 71.53% in cash & cash equivalents.
You can start investing in Bandhan Equity Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.44%

+16.10% (Cat Avg.)

3 Years

+6.76%

+9.21% (Cat Avg.)

5 Years

+8.56%

+10.76% (Cat Avg.)

10 Years

+6.78%

+8.57% (Cat Avg.)

Since Inception

+6.95%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2024

Equity	₹16.09 Cr	11.41%
Debt	₹24.01 Cr	17.03%
Others	₹100.9 Cr	71.56%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹80.16 Cr	56.85%
Bandhan Liquid Dir Gr	Mutual Fund - Open End	₹9.4 Cr	6.67%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹7.16 Cr	5.08%
Bandhan Money Manager Dir Gr	Mutual Fund - Open End	₹7.02 Cr	4.98%
Future on Aurobindo Pharma Ltd	Equity - Future	₹-6.94 Cr	4.93%
Aurobindo Pharma Ltd	Equity	₹6.91 Cr	4.90%
Future on IndusInd Bank Ltd	Equity - Future	₹-6.45 Cr	4.57%
IndusInd Bank Ltd	Equity	₹6.41 Cr	4.55%
State Bank Of India September 2024 Future	Equity - Future	₹-6.03 Cr	4.28%
State Bank of India	Equity	₹5.99 Cr	4.25%
ICICI Bank Ltd	Equity	₹5.99 Cr	4.25%
Future on Tata Power Co Ltd	Equity - Future	₹-5.6 Cr	3.97%
Tata Power Co Ltd	Equity	₹5.57 Cr	3.95%
Future on Axis Bank Ltd	Equity - Future	₹-5.4 Cr	3.83%
Icici Bank Limited September 2024 Future	Equity - Future	₹-5.37 Cr	3.81%
Axis Bank Ltd	Equity	₹5.36 Cr	3.80%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹5 Cr	3.54%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹4.99 Cr	3.54%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹4.97 Cr	3.53%
Pidilite Industries Ltd	Equity	₹4.83 Cr	3.43%
Tata Consultancy Services Ltd	Equity	₹4.78 Cr	3.39%
Triparty Repo Trp_020924	Cash - Repurchase Agreement	₹4.53 Cr	3.21%
Pidilite Industries Limited September 2024 Future	Equity - Future	₹-4.4 Cr	3.12%
Future on Grasim Industries Ltd	Equity - Future	₹-4.35 Cr	3.08%
Grasim Industries Ltd	Equity	₹4.32 Cr	3.06%
Dabur India Ltd	Equity	₹4.24 Cr	3.01%
Tata Consultancy Services Limited September 2024 Future	Equity - Future	₹-4.17 Cr	2.96%
Dabur India Limited September 2024 Future	Equity - Future	₹-3.77 Cr	2.67%
Future on Bajaj Finance Ltd	Equity - Future	₹-3.62 Cr	2.57%
HDFC Bank Ltd	Equity	₹3.61 Cr	2.56%
Bajaj Finance Ltd	Equity	₹3.6 Cr	2.55%
HCL Technologies Ltd	Equity	₹3.53 Cr	2.50%
Reliance Industries Ltd	Equity	₹3.24 Cr	2.30%
Hdfc Bank Limited September 2024 Future	Equity - Future	₹-2.98 Cr	2.12%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-2.97 Cr	2.10%
Hcl Technologies Limited September 2024 Future	Equity - Future	₹-2.96 Cr	2.10%
Mahindra & Mahindra Ltd	Equity	₹2.95 Cr	2.09%
Larsen & Toubro Ltd	Equity	₹2.67 Cr	1.89%
Reliance Industries Limited September 2024 Future	Equity - Future	₹-2.66 Cr	1.89%
Future on Maruti Suzuki India Ltd	Equity - Future	₹-2.56 Cr	1.81%
Maruti Suzuki India Ltd	Equity	₹2.54 Cr	1.80%
Future on Larsen & Toubro Ltd	Equity - Future	₹-2.18 Cr	1.55%
Cash Margin - Derivatives	Cash - Collateral	₹2 Cr	1.42%
Future on JSW Steel Ltd	Equity - Future	₹-1.79 Cr	1.27%
JSW Steel Ltd	Equity	₹1.78 Cr	1.26%
SBI Life Insurance Co Ltd	Equity	₹1.77 Cr	1.25%
Sun Pharmaceuticals Industries Ltd	Equity	₹1.73 Cr	1.23%
Bharti Airtel Ltd	Equity	₹1.24 Cr	0.88%
Future on Tech Mahindra Ltd	Equity - Future	₹-1.19 Cr	0.84%
Tech Mahindra Ltd	Equity	₹1.18 Cr	0.84%
Future on SBI Life Insurance Company Limited	Equity - Future	₹-1.12 Cr	0.79%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-1.03 Cr	0.73%
Tata Consumer Products Limited September 2024 Future	Equity - Future	₹-0.99 Cr	0.70%
Tata Consumer Products Ltd	Equity	₹0.99 Cr	0.70%
Future on Container Corporation of India Ltd	Equity - Future	₹-0.87 Cr	0.62%
Container Corporation of India Ltd	Equity	₹0.87 Cr	0.62%
ITC Ltd	Equity	₹0.86 Cr	0.61%
Hindustan Unilever Ltd	Equity	₹0.77 Cr	0.54%
Asian Paints Ltd	Equity	₹0.65 Cr	0.46%
Britannia Industries Ltd	Equity	₹0.63 Cr	0.45%
Dr Reddy's Laboratories Ltd	Equity	₹0.61 Cr	0.43%
Future on Bharti Airtel Ltd	Equity - Future	₹-0.61 Cr	0.43%
Colgate-Palmolive (India) Ltd	Equity	₹0.59 Cr	0.42%
UltraTech Cement Ltd	Equity	₹0.58 Cr	0.41%
Torrent Pharmaceuticals Ltd	Equity	₹0.57 Cr	0.40%
Titan Co Ltd	Equity	₹0.56 Cr	0.40%
Nestle India Ltd	Equity	₹0.56 Cr	0.40%
Bajaj Auto Ltd	Equity	₹0.51 Cr	0.36%
Wipro Ltd	Equity	₹0.51 Cr	0.36%
Kotak Mahindra Bank Ltd	Equity	₹0.49 Cr	0.35%
Marico Ltd	Equity	₹0.49 Cr	0.35%
NTPC Ltd	Equity	₹0.49 Cr	0.35%
Cipla Ltd	Equity	₹0.45 Cr	0.32%
Bosch Ltd	Equity	₹0.44 Cr	0.31%
Hero MotoCorp Ltd	Equity	₹0.41 Cr	0.29%
Net Receivables/Payables	Cash - Collateral	₹-0.36 Cr	0.26%
Itc Limited September 2024 Future	Equity - Future	₹-0.16 Cr	0.11%
Cash Offsets For Shorts & Derivatives	Cash - Collateral	₹0.02 Cr	0.02%
Cash / Bank Balance	Cash - Collateral	₹0.02 Cr	0.01%
Bharti Airtel Limited 1580 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Dr. Reddy's Laboratories Limited 7200 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Sun Pharmaceutical Industries Limited 1860 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Reliance Industries Limited 3080 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Asian Paints Limited 3240 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Hdfc Bank Limited 1680 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Hindustan Unilever Limited 2860 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Icici Bank Limited 1260 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Itc Limited 520 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Tata Consultancy Services Limited 4700 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Hcl Technologies Limited 1820 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Kotak Mahindra Bank Limited 1860 Call September 2024 Option	Equity	₹-0 Cr	0.00%
Cash Margin - Ccil	Cash - Repurchase Agreement	₹0 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹33.22 Cr	23.56%
Basic Materials	₹12.16 Cr	8.63%
Healthcare	₹10.27 Cr	7.28%
Technology	₹10 Cr	7.09%
Consumer Defensive	₹9.12 Cr	6.47%
Consumer Cyclical	₹7.41 Cr	5.26%
Utilities	₹6.06 Cr	4.30%
Industrials	₹3.54 Cr	2.51%
Energy	₹3.24 Cr	2.30%
Communication Services	₹1.24 Cr	0.88%

Risk & Performance Ratios

Fund Managers

Harshal Joshi

Since October 2016

Viraj Kulkarni

Since July 2022

Brijesh Shah

Since June 2024

Nemish Sheth

Since November 2021

Ritika Behera

Since October 2023

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 31st August 2024

ISIN

INF194K01581

Expense Ratio

1.36%

Exit Load

No Charges

Fund Size

₹141 Cr

Age

16 years 3 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Crisil Equity Savings Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
Holding the units: No tax is applicable as long as you continue to hold the units.

Dividend Taxation:

Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹7114.71 Cr	21.0%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹7114.71 Cr	19.7%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹471.71 Cr	17.2%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹471.71 Cr	18.4%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderate Risk	2.5%	1.0%	₹610.16 Cr	17.8%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderate Risk	1.4%	1.0%	₹610.16 Cr	19.1%
Tata Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹169.12 Cr	16.3%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.4%	0.0%	₹141.01 Cr	10.4%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹79.02 Cr	9.8%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.1%	0.0%	₹926.21 Cr	18.9%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,55,853 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.4%	0.0%	₹1727.88 Cr	-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹39.41 Cr	-
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹232.74 Cr	-
Bandhan Retirement Fund Direct Growth Very High Risk	0.7%	0.0%	₹176.20 Cr	-
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹24.83 Cr	35.4%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹286.43 Cr	9.7%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1319.91 Cr	6.8%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹12792.36 Cr	7.5%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹6552.58 Cr	55.6%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2713.22 Cr	12.4%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1686.82 Cr	43.5%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹19.01 Cr	30.6%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2647.50 Cr	12.8%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1743.48 Cr	47.0%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.3%	0.0%	₹339.70 Cr	10.5%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.8%	0.0%	₹1964.83 Cr	70.0%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.0%	0.0%	₹116.93 Cr	15.2%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1512.80 Cr	8.9%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹477.57 Cr	9.5%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6028.64 Cr	7.7%
Bandhan Bond Fund - Short Term Plan Direct Growth Moderate Risk	0.3%	0.0%	₹8908.66 Cr	8.8%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1527.47 Cr	29.8%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹10412.26 Cr	40.4%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7757.92 Cr	36.6%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹115.61 Cr	8.6%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.6%	0.0%	₹7234.92 Cr	33.5%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5868.00 Cr	7.6%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹6.60 Cr	14.5%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹488.12 Cr	8.1%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2488.34 Cr	41.8%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹925.84 Cr	41.1%
Bandhan Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹319.76 Cr	8.3%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹6722.90 Cr	8.2%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	1.3%	1.0%	₹315.01 Cr	44.1%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	-	0.0%	₹401.96 Cr	10.1%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹167.26 Cr	8.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹370.59 Cr	9.9%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3686.68 Cr	7.5%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹20.31 Cr	23.5%
Bandhan Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹141.01 Cr	11.5%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹150.44 Cr	6.3%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1107.95 Cr	39.9%
Bandhan All Seasons Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹162.25 Cr	8.5%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹134.65 Cr	59.6%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.3%	1.0%	₹7534.20 Cr	71.5%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹788.47 Cr	33.2%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹149.72 Cr	35.6%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹330.45 Cr	8.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

Still got questions?
We're here to help.

What is the current NAV of Bandhan Equity Savings Fund Regular Growth?

The NAV of Bandhan Equity Savings Fund Regular Growth, as of 04-Oct-2024, is ₹29.94.

What are the returns of Bandhan Equity Savings Fund Regular Growth?

The fund has generated 10.44% over the last 1 year and 6.76% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Equity Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 11.41% in equities, 17.03% in bonds, and 71.53% in cash and cash equivalents.

Who manages the Bandhan Equity Savings Fund Regular Growth?

The fund managers responsible for Bandhan Equity Savings Fund Regular Growth are:-

Harshal Joshi
Viraj Kulkarni
Brijesh Shah
Nemish Sheth
Ritika Behera
Gaurav Satra

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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