Bandhan Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹2,193 Cr

Expense Ratio

0.77%

ISIN

INF194KA1UH1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

10 Oct 2014

About this fund

Bandhan Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 10 years, 4 months and 12 days, having been launched on 10-Oct-14.
As of 21-Feb-25, it has a Net Asset Value (NAV) of ₹25.98, Assets Under Management (AUM) of 2193.01 Crores, and an expense ratio of 0.77%.

Bandhan Balanced Advantage Fund Direct Growth has given a CAGR return of 9.64% since inception.
The fund's asset allocation comprises around 50.27% in equities, 14.64% in debts, and 35.10% in cash & cash equivalents.
You can start investing in Bandhan Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.47%

+4.53% (Cat Avg.)

3 Years

+9.84%

+10.71% (Cat Avg.)

5 Years

+10.51%

+11.31% (Cat Avg.)

10 Years

+9.07%

+8.97% (Cat Avg.)

Since Inception

+9.64%

— (Cat Avg.)

Portfolio Summaryas of 31st January 2025

Equity	₹1,102.34 Cr	50.27%
Debt	₹321.03 Cr	14.64%
Others	₹769.65 Cr	35.10%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹736 Cr	33.56%
Infosys Ltd	Equity	₹132.18 Cr	6.03%
Bajaj Finance Ltd	Equity	₹120.46 Cr	5.49%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹108.56 Cr	4.95%
Future on Bajaj Finance Ltd	Equity - Future	₹-92.39 Cr	4.21%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹90.41 Cr	4.12%
State Bank of India	Equity	₹87.62 Cr	4.00%
Infosys Limited February 2025 Future	Equity - Future	₹-84.66 Cr	3.86%
ICICI Bank Ltd	Equity	₹77.43 Cr	3.53%
Reliance Industries Ltd	Equity	₹69.02 Cr	3.15%
Bharti Airtel Ltd	Equity	₹67.98 Cr	3.10%
Future on Cholamandalam Investment and Finance Co Ltd	Equity - Future	₹-60.89 Cr	2.78%
Cholamandalam Investment and Finance Co Ltd	Equity	₹60.6 Cr	2.76%
Tata Consultancy Services Ltd	Equity	₹58.81 Cr	2.68%
Future on State Bank of India	Equity - Future	₹-52.95 Cr	2.41%
HDFC Bank Ltd	Equity	₹52.87 Cr	2.41%
Varun Beverages Ltd	Equity	₹52.81 Cr	2.41%
Mahindra & Mahindra Ltd	Equity	₹52.47 Cr	2.39%
Future on Bharti Airtel Ltd	Equity - Future	₹-51.68 Cr	2.36%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-43.16 Cr	1.97%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-38.7 Cr	1.76%
UPL Ltd	Equity	₹37.21 Cr	1.70%
Tata Motors Ltd	Equity	₹34.13 Cr	1.56%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-34.02 Cr	1.55%
Kotak Mahindra Bank Ltd	Equity	₹33.84 Cr	1.54%
Future on United Spirits Ltd	Equity - Future	₹-33.07 Cr	1.51%
United Spirits Ltd	Equity	₹32.89 Cr	1.50%
Axis Bank Ltd	Equity	₹32.3 Cr	1.47%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹30.85 Cr	1.41%
Tata Motors Finance Limited	Bond - Corporate Bond	₹30.54 Cr	1.39%
One97 Communications Ltd	Equity	₹29.43 Cr	1.34%
Larsen & Toubro Ltd	Equity	₹28.85 Cr	1.32%
Future on HDFC Life Insurance Co Ltd	Equity - Future	₹-28.76 Cr	1.31%
HDFC Life Insurance Co Ltd	Equity	₹28.64 Cr	1.31%
Future on Godrej Consumer Products Ltd	Equity - Future	₹-27.6 Cr	1.26%
Godrej Consumer Products Ltd	Equity	₹27.58 Cr	1.26%
Aster DM Healthcare Ltd Ordinary Shares	Equity	₹27.33 Cr	1.25%
Tata Motors Limited February 2025 Future	Equity - Future	₹-27.3 Cr	1.24%
Future on Hindustan Unilever Ltd	Equity - Future	₹-27.17 Cr	1.24%
Hindustan Unilever Ltd	Equity	₹27.03 Cr	1.23%
Vedanta Ltd	Equity	₹25.77 Cr	1.18%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹25.6 Cr	1.17%
Canara Bank	Cash - CD/Time Deposit	₹24.47 Cr	1.12%
Future on Reliance Industries Ltd	Equity - Future	₹-22.8 Cr	1.04%
Zomato Ltd	Equity	₹21.99 Cr	1.00%
Titan Company Limited February 2025 Future	Equity - Future	₹-21.85 Cr	1.00%
Titan Co Ltd	Equity	₹21.74 Cr	0.99%
Lupin Ltd	Equity	₹21.52 Cr	0.98%
Tech Mahindra Ltd	Equity	₹21.29 Cr	0.97%
InterGlobe Aviation Ltd	Equity	₹19 Cr	0.87%
Future on JSW Steel Ltd	Equity - Future	₹-18.98 Cr	0.87%
JSW Steel Ltd	Equity	₹18.88 Cr	0.86%
Wipro Ltd	Equity	₹17.62 Cr	0.80%
Glenmark Pharmaceuticals Ltd	Equity	₹17.12 Cr	0.78%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹16.38 Cr	0.75%
UltraTech Cement Ltd	Equity	₹16.08 Cr	0.73%
Granules India Ltd	Equity	₹15.97 Cr	0.73%
Cholamandalam Financial Holdings Ltd	Equity	₹15.39 Cr	0.70%
Signatureglobal (India) Ltd	Equity	₹15.39 Cr	0.70%
Muthoot Finance Limited	Bond - Corporate Bond	₹15.09 Cr	0.69%
NTPC Ltd	Equity	₹14.61 Cr	0.67%
Rainbow Childrens Medicare Ltd	Equity	₹14.45 Cr	0.66%
Wockhardt Ltd	Equity	₹14.1 Cr	0.64%
Info Edge (India) Ltd	Equity	₹13.91 Cr	0.63%
Bharat Electronics Ltd	Equity	₹13.67 Cr	0.62%
ISGEC Heavy Engineering Ltd	Equity	₹13.6 Cr	0.62%
Ambuja Cements Ltd	Equity	₹13.08 Cr	0.60%
SBI Life Insurance Co Ltd	Equity	₹13.07 Cr	0.60%
Sun Pharmaceuticals Industries Ltd	Equity	₹12.93 Cr	0.59%
Bajaj Auto Ltd	Equity	₹12.44 Cr	0.57%
Sobha Ltd	Equity	₹12.25 Cr	0.56%
Future on Maruti Suzuki India Ltd	Equity - Future	₹-11.71 Cr	0.53%
Maruti Suzuki India Ltd	Equity	₹11.7 Cr	0.53%
Triparty Repo Trp_030225	Cash - Repurchase Agreement	₹11.4 Cr	0.52%
REC Ltd	Equity	₹11.25 Cr	0.51%
IndusInd Bank Ltd	Equity	₹10.79 Cr	0.49%
GAIL (India) Ltd	Equity	₹10.63 Cr	0.48%
Medplus Health Services Ltd	Equity	₹10.48 Cr	0.48%
Zinka Logistics Solutions Ltd	Equity	₹9.57 Cr	0.44%
Aurobindo Pharma Ltd	Equity	₹9.38 Cr	0.43%
Prudent Corporate Advisory Services Ltd	Equity	₹9.23 Cr	0.42%
Future on Indus Towers Ltd Ordinary Shares	Equity - Future	₹-8.89 Cr	0.41%
Indus Towers Ltd Ordinary Shares	Equity	₹8.85 Cr	0.40%
Devyani International Ltd	Equity	₹8.69 Cr	0.40%
Future on PI Industries Ltd	Equity - Future	₹-8.39 Cr	0.38%
Vedant Fashions Ltd	Equity	₹8.38 Cr	0.38%
PI Industries Ltd	Equity	₹8.36 Cr	0.38%
Electronics Mart India Ltd	Equity	₹8.16 Cr	0.37%
Future on Mphasis Ltd	Equity - Future	₹-7.93 Cr	0.36%
Mphasis Ltd	Equity	₹7.89 Cr	0.36%
Future on SRF Ltd	Equity - Future	₹-7.73 Cr	0.35%
Suraksha Diagnostic Ltd	Equity	₹7.72 Cr	0.35%
SRF Ltd	Equity	₹7.69 Cr	0.35%
Sona BLW Precision Forgings Ltd	Equity	₹7.63 Cr	0.35%
MOIL Ltd	Equity	₹7.55 Cr	0.34%
Praj Industries Ltd	Equity	₹7.55 Cr	0.34%
Net Current Assets	Cash	₹-7.21 Cr	0.33%
KEC International Ltd	Equity	₹6.51 Cr	0.30%
Divi's Laboratories Ltd	Equity	₹6.32 Cr	0.29%
Future on Divi's Laboratories Ltd	Equity - Future	₹-6.28 Cr	0.29%
ITC Ltd	Equity	₹6.12 Cr	0.28%
Future on Lupin Ltd	Equity - Future	₹-6.04 Cr	0.28%
Hitachi Energy India Ltd Ordinary Shares	Equity	₹5.87 Cr	0.27%
Angel One Ltd Ordinary Shares	Equity	₹5.84 Cr	0.27%
Syngene International Ltd	Equity	₹5.6 Cr	0.26%
Future on UltraTech Cement Ltd	Equity - Future	₹-5.09 Cr	0.23%
Samvardhana Motherson International Ltd	Equity	₹5.07 Cr	0.23%
Au Small Finance Bank Limited	Bond - Corporate Bond	₹5.03 Cr	0.23%
Godrej Industries Limited	Bond - Corporate Bond	₹5.02 Cr	0.23%
Century Textiles And Industried Limited	Bond - Corporate Bond	₹5 Cr	0.23%
Trent Ltd	Equity	₹4.99 Cr	0.23%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹4.94 Cr	0.23%
Indian Bank	Cash - CD/Time Deposit	₹4.89 Cr	0.22%
Baazar Style Retail Ltd	Equity	₹4.81 Cr	0.22%
Future on DLF Ltd	Equity - Future	₹-4.33 Cr	0.20%
DLF Ltd	Equity	₹4.3 Cr	0.20%
One Mobikwik Systems Ltd	Equity	₹4.04 Cr	0.18%
Tilaknagar Industries Ltd	Equity	₹4 Cr	0.18%
Acc Limited February 2025 Future	Equity - Future	₹-3.63 Cr	0.17%
ACC Ltd	Equity	₹3.61 Cr	0.16%
UNO Minda Ltd	Equity	₹3.38 Cr	0.15%
Birlasoft Ltd	Equity	₹3.22 Cr	0.15%
PCBL Chemical Ltd	Equity	₹3.16 Cr	0.14%
Arvind Ltd	Equity	₹2.79 Cr	0.13%
Zee Entertainment Enterprises Ltd	Equity	₹2.06 Cr	0.09%
Ecos (India) Mobility & Hospitality Ltd	Equity	₹1.22 Cr	0.06%
ITC Hotels Ltd	Equity	₹0.22 Cr	0.01%
Ntpc Limited	Bond - Corporate Bond	₹0.1 Cr	0.00%
Cash Margin - Ccil	Cash - Repurchase Agreement	₹0 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹559.33 Cr	25.51%
Technology	₹289.92 Cr	13.22%
Consumer Cyclical	₹208.58 Cr	9.51%
Healthcare	₹162.9 Cr	7.43%
Consumer Defensive	₹150.43 Cr	6.86%
Basic Materials	₹133.72 Cr	6.10%
Communication Services	₹109.17 Cr	4.98%
Industrials	₹98.08 Cr	4.47%
Energy	₹69.02 Cr	3.15%
Real Estate	₹31.94 Cr	1.46%
Utilities	₹25.24 Cr	1.15%

Risk & Performance Ratios

Fund Managers

Manish Gunwani

Since January 2024

Brijesh Shah

Since July 2022

Vishal Biraia

Since December 2024

Ritika Behera

Since October 2023

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 31st January 2025

ISIN

INF194KA1UH1

Expense Ratio

0.77%

Exit Load

No Charges

Fund Size

₹2,193 Cr

Age

10 years 4 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹1011.12 Cr	-7.6%
Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1011.12 Cr	-6.4%
Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.7%	1.0%	₹1274.13 Cr	0.1%
Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.1%	1.0%	₹1274.13 Cr	-1.4%
Bandhan Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹2193.01 Cr	8.5%
Bandhan Balanced Advantage Fund Regular Growth Moderately High risk	2.0%	0.0%	₹2193.01 Cr	7.1%
Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹880.38 Cr	2.6%
Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹880.38 Cr	4.3%
Mirae Asset Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹1750.90 Cr	7.1%
Mirae Asset Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1750.90 Cr	5.6%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,62,787 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	0.0%	₹1833.99 Cr	13.2%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹44.13 Cr	-2.0%
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹336.34 Cr	-2.5%
Bandhan Retirement Fund Direct Growth Very High Risk	0.7%	0.0%	₹170.96 Cr	7.3%
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹29.35 Cr	10.4%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹334.47 Cr	8.9%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹690.43 Cr	6.7%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15403.23 Cr	7.4%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹7574.37 Cr	11.0%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹3073.55 Cr	7.0%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1726.24 Cr	6.1%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹18.81 Cr	6.9%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹3658.06 Cr	7.3%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1717.34 Cr	12.3%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.1%	0.0%	₹358.20 Cr	8.7%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.8%	0.0%	₹1640.82 Cr	5.8%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.0%	0.0%	₹114.73 Cr	6.9%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1469.12 Cr	8.1%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹484.01 Cr	6.9%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10624.49 Cr	7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹9640.99 Cr	8.3%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1666.32 Cr	4.3%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9587.46 Cr	4.6%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹6990.76 Cr	8.3%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹114.31 Cr	8.0%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6620.13 Cr	2.4%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5494.25 Cr	7.6%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹5.93 Cr	6.9%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹442.32 Cr	7.4%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2365.16 Cr	6.0%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹923.94 Cr	7.5%
Bandhan Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹274.79 Cr	8.5%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹7508.63 Cr	8.0%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	1.6%	1.0%	₹362.04 Cr	32.2%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	-	0.0%	₹438.44 Cr	8.9%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹151.52 Cr	8.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹552.76 Cr	9.1%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3881.10 Cr	7.6%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹19.54 Cr	7.2%
Bandhan Equity Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹254.67 Cr	7.9%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹142.64 Cr	9.7%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹1413.00 Cr	3.9%
Bandhan All Seasons Bond Fund Direct Growth Moderately High risk	0.0%	0.0%	₹110.59 Cr	8.2%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹124.01 Cr	-5.3%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.5%	1.0%	₹9236.21 Cr	14.4%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹786.07 Cr	9.2%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹153.46 Cr	4.1%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹289.52 Cr	8.2%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of Bandhan Balanced Advantage Fund Direct Growth?

The NAV of Bandhan Balanced Advantage Fund Direct Growth, as of 21-Feb-2025, is ₹25.98.

What are the returns of Bandhan Balanced Advantage Fund Direct Growth?

The fund has generated 8.47% over the last 1 year and 9.84% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 50.27% in equities, 14.64% in bonds, and 35.10% in cash and cash equivalents.

Who manages the Bandhan Balanced Advantage Fund Direct Growth?

The fund managers responsible for Bandhan Balanced Advantage Fund Direct Growth are:-

Manish Gunwani
Brijesh Shah
Vishal Biraia
Ritika Behera
Gaurav Satra

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹2,193 Cr

Expense Ratio

0.77%

ISIN

INF194KA1UH1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

10 Oct 2014

Risk Level

Your principal amount will be at Moderately High risk