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Fund Overview

Fund Size

Fund Size

₹2,283 Cr

Expense Ratio

Expense Ratio

0.71%

ISIN

ISIN

INF194KA1UH1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Oct 2014

About this fund

Bandhan Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 10 years, 2 months and 12 days, having been launched on 10-Oct-14.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹27.14, Assets Under Management (AUM) of 2283.37 Crores, and an expense ratio of 0.71%.
  • Bandhan Balanced Advantage Fund Direct Growth has given a CAGR return of 10.29% since inception.
  • The fund's asset allocation comprises around 49.66% in equities, 14.47% in debts, and 35.87% in cash & cash equivalents.
  • You can start investing in Bandhan Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+17.28%

+15.05% (Cat Avg.)

3 Years

+11.21%

+12.63% (Cat Avg.)

5 Years

+12.41%

+12.86% (Cat Avg.)

10 Years

+10.09%

+9.85% (Cat Avg.)

Since Inception

+10.29%

(Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity1,133.99 Cr49.66%
Debt330.41 Cr14.47%
Others818.97 Cr35.87%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset730.69 Cr32.00%
Infosys LtdEquity125.27 Cr5.49%
7.18% Govt Stock 2033Bond - Gov't/Treasury115.66 Cr5.07%
7.3% Govt Stock 2053Bond - Gov't/Treasury108.76 Cr4.76%
Bajaj Finance LtdEquity100.46 Cr4.40%
State Bank of IndiaEquity95.11 Cr4.17%
Triparty Repo Trp_021224Cash - Repurchase Agreement90.6 Cr3.97%
Infosys Limited December 2024 FutureEquity - Future-83.85 Cr3.67%
ICICI Bank LtdEquity80.35 Cr3.52%
Future on Bajaj Finance LtdEquity - Future-77.06 Cr3.37%
Reliance Industries LtdEquity70.49 Cr3.09%
Bharti Airtel LtdEquity68.01 Cr2.98%
Varun Beverages LtdEquity61.12 Cr2.68%
Tata Consultancy Services LtdEquity61.08 Cr2.68%
Future on Cholamandalam Investment and Finance Co LtdEquity - Future-58.56 Cr2.56%
Cholamandalam Investment and Finance Co LtdEquity58.15 Cr2.55%
Future on State Bank of IndiaEquity - Future-57.57 Cr2.52%
Mahindra & Mahindra LtdEquity52.06 Cr2.28%
Future on Bharti Airtel LtdEquity - Future-51.82 Cr2.27%
Future on Mahindra & Mahindra LtdEquity - Future-42.86 Cr1.88%
Future on Tata Consultancy Services LtdEquity - Future-40.15 Cr1.76%
Tata Motors LtdEquity37.48 Cr1.64%
Future on United Spirits LtdEquity - Future-35.57 Cr1.56%
Zomato LtdEquity35.44 Cr1.55%
United Spirits LtdEquity35.32 Cr1.55%
One97 Communications LtdEquity34.21 Cr1.50%
HDFC Bank LtdEquity32.49 Cr1.42%
Future on Kotak Mahindra Bank LtdEquity - Future-31.59 Cr1.38%
Kotak Mahindra Bank LtdEquity31.42 Cr1.38%
Info Edge (India) LtdEquity31.37 Cr1.37%
7.18% Govt Stock 2037Bond - Gov't/Treasury30.77 Cr1.35%
Future on Godrej Consumer Products LtdEquity - Future-30.74 Cr1.35%
Godrej Consumer Products LtdEquity30.62 Cr1.34%
Larsen & Toubro LtdEquity30.12 Cr1.32%
Tata Motors Limited December 2024 FutureEquity - Future-30.07 Cr1.32%
Tata Motors Finance LimitedBond - Corporate Bond30.06 Cr1.32%
Future on HDFC Life Insurance Co LtdEquity - Future-29.63 Cr1.30%
HDFC Life Insurance Co LtdEquity29.52 Cr1.29%
Aster DM Healthcare Ltd Ordinary SharesEquity27.79 Cr1.22%
Future on Hindustan Unilever LtdEquity - Future-27.44 Cr1.20%
Hindustan Unilever LtdEquity27.33 Cr1.20%
Vedanta LtdEquity26.48 Cr1.16%
Axis Bank LtdEquity25.4 Cr1.11%
Future on Reliance Industries LtdEquity - Future-23.35 Cr1.02%
Tech Mahindra LtdEquity21.77 Cr0.95%
Lupin LtdEquity21.21 Cr0.93%
Future on JSW Steel LtdEquity - Future-19.43 Cr0.85%
JSW Steel LtdEquity19.3 Cr0.85%
InterGlobe Aviation LtdEquity19.24 Cr0.84%
ISGEC Heavy Engineering LtdEquity19 Cr0.83%
ITC LtdEquity18.42 Cr0.81%
Glenmark Pharmaceuticals LtdEquity18 Cr0.79%
Apar Industries LtdEquity17.49 Cr0.77%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity16.61 Cr0.73%
Cholamandalam Financial Holdings LtdEquity16.54 Cr0.72%
NTPC LtdEquity16.4 Cr0.72%
Rainbow Childrens Medicare LtdEquity16.13 Cr0.71%
Trent LtdEquity16.08 Cr0.70%
Muthoot Finance LimitedBond - Corporate Bond15.04 Cr0.66%
Titan Company Limited December 2024 FutureEquity - Future-14.58 Cr0.64%
Sobha LtdEquity14.51 Cr0.64%
Titan Co LtdEquity14.5 Cr0.63%
Bharat Electronics LtdEquity14.39 Cr0.63%
Wockhardt LtdEquity13.98 Cr0.61%
Prudent Corporate Advisory Services LtdEquity13.82 Cr0.61%
NLC India LtdEquity13.78 Cr0.60%
Sona BLW Precision Forgings LtdEquity13.52 Cr0.59%
REC LtdEquity13.32 Cr0.58%
Ambuja Cements LtdEquity13.29 Cr0.58%
Sun Pharmaceuticals Industries LtdEquity13.2 Cr0.58%
Signatureglobal (India) LtdEquity13.14 Cr0.58%
Vedant Fashions LtdEquity12.86 Cr0.56%
Bajaj Auto LtdEquity12.7 Cr0.56%
Itc Limited December 2024 FutureEquity - Future-11.98 Cr0.52%
GAIL (India) LtdEquity11.97 Cr0.52%
Medplus Health Services LtdEquity11.34 Cr0.50%
Suraksha Diagnostic LimitedEquity11 Cr0.48%
Hitachi Energy India Ltd Ordinary SharesEquity10.86 Cr0.48%
IndusInd Bank LtdEquity10.84 Cr0.47%
Future on Maruti Suzuki India LtdEquity - Future-10.59 Cr0.46%
Maruti Suzuki India LtdEquity10.52 Cr0.46%
Aurobindo Pharma LtdEquity10.1 Cr0.44%
Godrej Properties LimitedBond - Corporate Bond10.03 Cr0.44%
Electronics Mart India LtdEquity10 Cr0.44%
Power Grid Corp Of India LtdEquity9.88 Cr0.43%
Praj Industries LtdEquity9.84 Cr0.43%
Future on PI Industries LtdEquity - Future-9.82 Cr0.43%
PI Industries LtdEquity9.76 Cr0.43%
LTIMindtree LtdEquity9.3 Cr0.41%
UNO Minda LtdEquity9.02 Cr0.39%
Indus Towers Limited December 2024 FutureEquity - Future-8.97 Cr0.39%
Indus Towers Ltd Ordinary SharesEquity8.91 Cr0.39%
Devyani International LtdEquity8.51 Cr0.37%
Future on Mphasis LtdEquity - Future-8.23 Cr0.36%
Mphasis LtdEquity8.18 Cr0.36%
MOIL LtdEquity7.78 Cr0.34%
Angel One Ltd Ordinary SharesEquity7.21 Cr0.32%
Syngene International LtdEquity7.06 Cr0.31%
Zinka Logistics SoEquity6.74 Cr0.30%
Oil & Natural Gas Corp LtdEquity6.42 Cr0.28%
Future on SRF LtdEquity - Future-6.24 Cr0.27%
Baazar Style Retail LtdEquity6.22 Cr0.27%
SRF LtdEquity6.2 Cr0.27%
Future on Lupin LtdEquity - Future-5.96 Cr0.26%
Samvardhana Motherson International LtdEquity5.84 Cr0.26%
Au Small Finance Bank LimitedBond - Corporate Bond5.05 Cr0.22%
Godrej Industries LimitedBond - Corporate Bond5.03 Cr0.22%
Century Textiles And Industried LimitedBond - Corporate Bond5 Cr0.22%
Future on UltraTech Cement LtdEquity - Future-4.95 Cr0.22%
UltraTech Cement LtdEquity4.93 Cr0.22%
6.54% Govt Stock 2032Bond - Gov't/Treasury4.92 Cr0.22%
Future on DLF LtdEquity - Future-4.77 Cr0.21%
DLF LtdEquity4.75 Cr0.21%
Tilaknagar Industries LtdEquity4.45 Cr0.19%
Acc Limited December 2024 FutureEquity - Future-4.03 Cr0.18%
ACC LtdEquity4 Cr0.18%
PCBL Chemical LtdEquity3.61 Cr0.16%
Container Corporation of India LtdEquity3.58 Cr0.16%
Zee Entertainment Enterprises LtdEquity2.51 Cr0.11%
Net Current AssetsCash-2.32 Cr0.10%
Ecos (India) Mobility & Hospitality LtdEquity1.71 Cr0.07%
Divi's Laboratories LtdEquity0.94 Cr0.04%
Future on Divi's Laboratories LtdEquity - Future-0.87 Cr0.04%
Sobha Ltd Ordinary Shares (Partly Paid Rs.5)Equity0.4 Cr0.02%
Ntpc LimitedBond - Corporate Bond0.1 Cr0.00%
Cash Margin - CcilCash - Repurchase Agreement0 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

37.29%

Mid Cap Stocks

8.63%

Small Cap Stocks

9.35%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services514.63 Cr22.54%
Technology270.66 Cr11.85%
Consumer Cyclical244.75 Cr10.72%
Consumer Defensive177.25 Cr7.76%
Healthcare139.76 Cr6.12%
Communication Services127.42 Cr5.58%
Industrials115.38 Cr5.05%
Basic Materials95.35 Cr4.18%
Energy76.91 Cr3.37%
Utilities52.03 Cr2.28%
Real Estate32.8 Cr1.44%

Risk & Performance Ratios

Standard Deviation

This fund

7.10%

Cat. avg.

7.73%

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

0.81

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.50

Higher the better

Fund Managers

Manish Gunwani

Manish Gunwani

Since January 2024

BS

Brijesh Shah

Since July 2022

Vishal Biraia

Vishal Biraia

Since December 2024

RB

Ritika Behera

Since October 2023

GS

Gaurav Satra

Since June 2024

Additional Scheme Detailsas of 30th November 2024

ISIN
INF194KA1UH1
Expense Ratio
0.71%
Exit Load
1.00%
Fund Size
₹2,283 Cr
Age
10 years 2 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Motilal Oswal Balance Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1145.14 Cr12.2%
Motilal Oswal Balance Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1145.14 Cr13.6%
Quant Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.7%1.0%₹1341.13 Cr28.1%
Quant Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.1%1.0%₹1341.13 Cr26.2%
Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%1.0%₹2283.37 Cr17.3%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

2.0%1.0%₹2283.37 Cr15.8%
Mahindra Manulife Balanced Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹904.25 Cr16.5%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹904.25 Cr18.5%
Mirae Asset Balanced Advantage Fund Direct Growth

High Risk

0.7%1.0%₹1774.80 Cr14.2%
Mirae Asset Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1774.80 Cr12.6%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,62,815 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%0.0%₹1807.76 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹45.94 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹327.08 Cr35.3%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹173.36 Cr16.3%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹27.01 Cr28.1%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr9.2%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1152.58 Cr6.7%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13773.88 Cr7.5%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹7292.94 Cr34.6%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹3055.31 Cr10.6%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1759.53 Cr22.1%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.36 Cr17.9%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3684.50 Cr10.9%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1792.58 Cr35.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹346.13 Cr9.8%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.8%0.0%₹1798.34 Cr46.1%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.0%0.0%₹119.20 Cr9.2%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1486.63 Cr8.3%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹483.32 Cr8.4%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹11658.72 Cr7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹9834.34 Cr8.3%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1644.69 Cr12.5%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹10053.78 Cr23.2%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹7291.43 Cr19.5%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹114.44 Cr8.1%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.7%0.0%₹6894.23 Cr17.8%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5621.81 Cr7.6%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.03 Cr10.3%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹471.92 Cr7.4%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2448.67 Cr25.0%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹957.45 Cr21.9%
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹320.89 Cr8.4%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹7524.01 Cr8.3%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

0.8%1.0%₹345.37 Cr35.2%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹435.20 Cr9.4%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹149.74 Cr8.4%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹583.11 Cr10.2%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3819.62 Cr7.6%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹20.10 Cr15.4%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹245.70 Cr9.3%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹141.11 Cr7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1350.65 Cr16.3%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.1%0.0%₹112.91 Cr8.2%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹138.83 Cr24.8%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹9248.28 Cr51.2%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹809.77 Cr24.3%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹152.77 Cr15.9%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹300.19 Cr8.4%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Bandhan Balanced Advantage Fund Direct Growth, as of 20-Dec-2024, is ₹27.14.
The fund has generated 17.28% over the last 1 year and 11.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 49.66% in equities, 14.47% in bonds, and 35.87% in cash and cash equivalents.
The fund managers responsible for Bandhan Balanced Advantage Fund Direct Growth are:-
  1. Manish Gunwani
  2. Brijesh Shah
  3. Vishal Biraia
  4. Ritika Behera
  5. Gaurav Satra