Fund Overview
Fund Size
₹3,866 Cr
Expense Ratio
0.27%
ISIN
INF0QA701094
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
05 Jul 2023
About this fund
Bajaj Finserv Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 1 years, 2 months and 2 days, having been launched on 05-Jul-23.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹1084.84, Assets Under Management (AUM) of 3865.78 Crores, and an expense ratio of 0.27%.
As of 05-Sep-24, it has a Net Asset Value (NAV) of ₹1084.84, Assets Under Management (AUM) of 3865.78 Crores, and an expense ratio of 0.27%.
- Bajaj Finserv Liquid Fund Regular Growth has given a CAGR return of 7.18% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 2.03% in debts, and 97.85% in cash & cash equivalents.
- You can start investing in Bajaj Finserv Liquid Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.28%
+6.09% (Cat Avg.)
Since Inception
+7.18%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2024
| Debt | ₹78.3 Cr | 2.03% |
| Others | ₹3,787.48 Cr | 97.97% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹369.73 Cr | 7.61% |
| Net Receivables / (Payables) | Cash - Collateral | ₹-190.87 Cr | 3.93% |
| Rec Limited | Bond - Corporate Bond | ₹149.93 Cr | 3.09% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹149.26 Cr | 3.07% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹147.97 Cr | 3.05% |
| 91 DTB 12092024 | Bond - Gov't/Treasury | ₹144.31 Cr | 2.97% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹124.57 Cr | 2.56% |
| Small Industries Development Bank Of India** | Cash - Commercial Paper | ₹124.41 Cr | 2.56% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹124.36 Cr | 2.56% |
| India (Republic of) | Bond - Short-term Government Bills | ₹104.63 Cr | 2.15% |
| 91 DTB 31102024 | Bond - Gov't/Treasury | ₹103.58 Cr | 2.13% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.64 Cr | 2.05% |
| 364 DTB 12092024 | Bond - Gov't/Treasury | ₹99.52 Cr | 2.05% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹99.5 Cr | 2.05% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.47 Cr | 2.05% |
| Indian Bank | Cash - CD/Time Deposit | ₹99.25 Cr | 2.04% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.21 Cr | 2.04% |
| Reliance Industries Limited | Cash - Commercial Paper | ₹99.21 Cr | 2.04% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹98.73 Cr | 2.03% |
| Ntpc Limited | Cash - Commercial Paper | ₹98.64 Cr | 2.03% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.57 Cr | 2.03% |
| 91 DTB 15112024 | Bond - Gov't/Treasury | ₹98.39 Cr | 2.03% |
| 364 DTB 05092024 | Bond - Gov't/Treasury | ₹89.68 Cr | 1.85% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹75 Cr | 1.54% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹74.74 Cr | 1.54% |
| Indian Oil Corp Ltd. | Cash - Commercial Paper | ₹74.54 Cr | 1.53% |
| Canara Bank | Cash - CD/Time Deposit | ₹74.53 Cr | 1.53% |
| 182 DTB 03102024 | Bond - Gov't/Treasury | ₹74.35 Cr | 1.53% |
| Standard Chartered Investments And Loans (India) Limited | Cash - Commercial Paper | ₹49.95 Cr | 1.03% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹49.93 Cr | 1.03% |
| 6.18% Govt Stock 2024 | Bond - Gov't/Treasury | ₹49.93 Cr | 1.03% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.92 Cr | 1.03% |
| L&T Finance Ltd. | Cash - Commercial Paper | ₹49.88 Cr | 1.03% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹49.87 Cr | 1.03% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹49.86 Cr | 1.03% |
| 91 DTB 05092024 | Bond - Gov't/Treasury | ₹49.82 Cr | 1.03% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹49.8 Cr | 1.03% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.79 Cr | 1.02% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹49.77 Cr | 1.02% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.76 Cr | 1.02% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.75 Cr | 1.02% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.74 Cr | 1.02% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹49.72 Cr | 1.02% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹49.68 Cr | 1.02% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49.68 Cr | 1.02% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.67 Cr | 1.02% |
| Larsen And Toubro Limited | Cash - Commercial Paper | ₹49.63 Cr | 1.02% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹49.63 Cr | 1.02% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.63 Cr | 1.02% |
| 182 DTB 01112024 | Bond - Gov't/Treasury | ₹49.32 Cr | 1.02% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹49.28 Cr | 1.01% |
| L & T Finance Holdings Limited | Cash - Commercial Paper | ₹49.25 Cr | 1.01% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹49.18 Cr | 1.01% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹49.18 Cr | 1.01% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.14 Cr | 1.01% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.14 Cr | 1.01% |
| Aditya Birla Finance Limited | Cash - Commercial Paper | ₹49.14 Cr | 1.01% |
| Bank of Baroda | Bond - Corporate Bond | ₹49.13 Cr | 1.01% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.07 Cr | 1.01% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.97 Cr | 0.51% |
| Axis Securities Limited | Cash - Commercial Paper | ₹24.97 Cr | 0.51% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹24.93 Cr | 0.51% |
| Standard Chartered Investments And Loans (India) Limited | Cash - Commercial Paper | ₹24.93 Cr | 0.51% |
| Indian Bank | Cash - CD/Time Deposit | ₹24.91 Cr | 0.51% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.9 Cr | 0.51% |
| Axis Securities Limited | Cash - Commercial Paper | ₹24.87 Cr | 0.51% |
| ICICI Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 0.51% |
| ICICI Securities Primary Dealership Ltd | Cash - Commercial Paper | ₹24.84 Cr | 0.51% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹24.82 Cr | 0.51% |
| Hindustan Petroleum Corporation Limited | Cash - Commercial Paper | ₹24.8 Cr | 0.51% |
| National Housing Bank | Cash - Commercial Paper | ₹24.8 Cr | 0.51% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹24.66 Cr | 0.51% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹24.64 Cr | 0.51% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹24.58 Cr | 0.51% |
| 91 DTB 26092024 | Bond - Gov't/Treasury | ₹19.85 Cr | 0.41% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹17.23 Cr | 0.35% |
| Corporate Debt Market Development Fund # | Mutual Fund - Open End | ₹6.11 Cr | 0.13% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹2,135.92 Cr | 43.97% |
| Cash - CD/Time Deposit | ₹1,238.78 Cr | 25.50% |
| Bond - Gov't/Treasury | ₹778.75 Cr | 16.03% |
| Cash - Repurchase Agreement | ₹369.73 Cr | 7.61% |
| Bond - Corporate Bond | ₹364.95 Cr | 7.51% |
| Cash - Collateral | ₹-190.87 Cr | 3.93% |
| Bond - Short-term Government Bills | ₹154.39 Cr | 3.18% |
| Mutual Fund - Open End | ₹6.11 Cr | 0.13% |
Risk & Performance Ratios
Standard Deviation
This fund
--
Cat. avg.
0.56%
Lower the better
Sharpe Ratio
This fund
--
Cat. avg.
-1.42
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.50
Higher the better
Fund Managers
Nimesh Chandan
Since July 2023
Siddharth Chaudhary
Since July 2023
Additional Scheme Detailsas of 15th August 2024
ISIN | INF0QA701094 | Expense Ratio | 0.27% | Exit Load | No Charges | Fund Size | ₹3,866 Cr | Age | 05 Jul 2023 | Lumpsum Minimum | ₹100 | Fund Status | Open Ended Investment Company | Benchmark | Nifty Liquid TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
- For investments made before 1 April 2023:
- If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
- If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
- Holding the units: No tax is applicable as long as you hold the units.
Dividend Taxation:
Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3763.16 Cr | 7.3% |
| Navi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹82.09 Cr | 6.9% |
| Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹752.34 Cr | 6.9% |
| Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹752.34 Cr | 7.1% |
| Kotak Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹50.88 Cr | 6.0% |
| Invesco India Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹11274.94 Cr | 7.3% |
| TrustMF Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹235.85 Cr | 7.4% |
| 360 ONE Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1071.55 Cr | 7.2% |
| 360 ONE Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1071.55 Cr | 7.2% |
| TrustMF Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹235.85 Cr | 7.2% |
About the AMC
Total AUM
₹12,517 Cr
Address
8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014
Other Funds by Bajaj Finserv Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1233.47 Cr | - |
| Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹106.22 Cr | - |
| Bajaj Finserv Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹823.17 Cr | - |
| Bajaj Finserv Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹285.76 Cr | 6.8% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3865.78 Cr | 7.5% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2483.47 Cr | 7.6% |
| Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk | 0.4% | 1.0% | ₹3325.08 Cr | 45.1% |
Risk Level
Your principal amount will be at Low to Moderate Risk
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What is the current NAV of Bajaj Finserv Liquid Fund Regular Growth?
The NAV of Bajaj Finserv Liquid Fund Regular Growth, as of 05-Sep-2024, is ₹1084.84.
What is the portfolio composition of Bajaj Finserv Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 2.03% in bonds, and 97.85% in cash and cash equivalents.
Who manages the Bajaj Finserv Liquid Fund Regular Growth?
The fund managers responsible for Bajaj Finserv Liquid Fund Regular Growth are:-
- Nimesh Chandan
- Siddharth Chaudhary
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.