Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Fund Overview

Fund Size

₹388 Cr

Expense Ratio

2.41%

ISIN

INF846K01T44

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

20 Dec 2019

About this fund

Axis Retirement Savings Fund - Dynamic Plan Regular Growth is a Retirement mutual fund schemes offered by Axis Mutual Fund. This fund has been in existence for 5 years and 2 days, having been launched on 20-Dec-19.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹19.56, Assets Under Management (AUM) of 387.54 Crores, and an expense ratio of 2.41%.

Axis Retirement Savings Fund - Dynamic Plan Regular Growth has given a CAGR return of 14.35% since inception.
The fund's asset allocation comprises around 85.57% in equities, 9.06% in debts, and 5.37% in cash & cash equivalents.
You can start investing in Axis Retirement Savings Fund - Dynamic Plan Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+27.34%

— (Cat Avg.)

3 Years

+12.30%

— (Cat Avg.)

5 Years

+14.36%

— (Cat Avg.)

Since Inception

+14.35%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2024

Equity	₹331.63 Cr	85.57%
Debt	₹35.09 Cr	9.06%
Others	₹20.82 Cr	5.37%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹21.8 Cr	5.63%
HDFC Bank Ltd	Equity	₹18.6 Cr	4.80%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹16.01 Cr	4.13%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹15.54 Cr	4.01%
Reliance Industries Ltd	Equity	₹14.99 Cr	3.87%
Infosys Ltd	Equity	₹13.71 Cr	3.54%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹9.23 Cr	2.38%
Tata Consultancy Services Ltd	Equity	₹8.82 Cr	2.28%
Bajaj Finance Ltd	Equity	₹8.73 Cr	2.25%
Torrent Power Ltd	Equity	₹8.68 Cr	2.24%
Info Edge (India) Ltd	Equity	₹8.41 Cr	2.17%
Pidilite Industries Ltd	Equity	₹8.2 Cr	2.12%
Larsen & Toubro Ltd	Equity	₹7.54 Cr	1.94%
State Bank of India	Equity	₹7.29 Cr	1.88%
Mahindra & Mahindra Ltd	Equity	₹7 Cr	1.81%
Bharti Airtel Ltd	Equity	₹6.76 Cr	1.74%
Zomato Ltd	Equity	₹6.69 Cr	1.73%
Minda Corp Ltd	Equity	₹6.14 Cr	1.59%
Vijaya Diagnostic Centre Ltd	Equity	₹6.05 Cr	1.56%
Kaynes Technology India Ltd	Equity	₹5.95 Cr	1.54%
Apar Industries Ltd	Equity	₹5.76 Cr	1.49%
Sun Pharmaceuticals Industries Ltd	Equity	₹5.34 Cr	1.38%
Fortis Healthcare Ltd	Equity	₹5.22 Cr	1.35%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹5.2 Cr	1.34%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹5.13 Cr	1.32%
V-Guard Industries Ltd	Equity	₹5.08 Cr	1.31%
Net Receivables / (Payables)	Cash	₹4.81 Cr	1.24%
Ajanta Pharma Ltd	Equity	₹4.06 Cr	1.05%
Apollo Hospitals Enterprise Ltd	Equity	₹3.92 Cr	1.01%
DLF Ltd	Equity	₹3.77 Cr	0.97%
Indian Bank	Equity	₹3.72 Cr	0.96%
ICICI Prudential Life Insurance Co Ltd	Equity	₹3.67 Cr	0.95%
PNB Housing Finance Ltd	Equity	₹3.61 Cr	0.93%
HDFC Life Insurance Co Ltd	Equity	₹3.56 Cr	0.92%
Sundaram Finance Ltd	Equity	₹3.48 Cr	0.90%
SBFC Finance Ltd	Equity	₹3.48 Cr	0.90%
Jupiter Life Line Hospitals Ltd	Equity	₹3.18 Cr	0.82%
Sansera Engineering Ltd	Equity	₹3.12 Cr	0.80%
Tata Power Co Ltd	Equity	₹3.07 Cr	0.79%
Mankind Pharma Ltd	Equity	₹3.05 Cr	0.79%
Anant Raj Ltd	Equity	₹3.03 Cr	0.78%
PI Industries Ltd	Equity	₹3.02 Cr	0.78%
Jyoti CNC Automation Ltd	Equity	₹2.97 Cr	0.77%
Cholamandalam Investment and Finance Co Ltd	Equity	₹2.96 Cr	0.76%
GE Vernova T&D India Ltd	Equity	₹2.85 Cr	0.74%
Abbott India Ltd	Equity	₹2.85 Cr	0.74%
Brigade Enterprises Ltd	Equity	₹2.8 Cr	0.72%
Bharat Electronics Ltd	Equity	₹2.78 Cr	0.72%
Power Grid Corp Of India Ltd	Equity	₹2.76 Cr	0.71%
Oil & Natural Gas Corp Ltd	Equity	₹2.75 Cr	0.71%
eClerx Services Ltd	Equity	₹2.72 Cr	0.70%
Hindustan Unilever Ltd	Equity	₹2.72 Cr	0.70%
Coal India Ltd	Equity	₹2.71 Cr	0.70%
Phoenix Mills Ltd	Equity	₹2.71 Cr	0.70%
Bank of Baroda	Equity	₹2.7 Cr	0.70%
Varun Beverages Ltd	Equity	₹2.7 Cr	0.70%
United Spirits Ltd	Equity	₹2.55 Cr	0.66%
Mphasis Ltd	Equity	₹2.44 Cr	0.63%
JK Cement Ltd	Equity	₹2.43 Cr	0.63%
Tata Motors Ltd	Equity	₹2.32 Cr	0.60%
Bharat Petroleum Corp Ltd	Equity	₹2.27 Cr	0.59%
Cipla Ltd	Equity	₹2.27 Cr	0.58%
Can Fin Homes Ltd	Equity	₹2.22 Cr	0.57%
Suzlon Energy Ltd	Equity	₹2.22 Cr	0.57%
Arvind Fashions Ltd	Equity	₹2.22 Cr	0.57%
SBI Life Insurance Co Ltd	Equity	₹2.16 Cr	0.56%
REC Ltd	Equity	₹2.12 Cr	0.55%
Jyothy Labs Ltd	Equity	₹2.06 Cr	0.53%
Coforge Ltd	Equity	₹2.06 Cr	0.53%
Bharat Dynamics Ltd Ordinary Shares	Equity	₹2.06 Cr	0.53%
Avenue Supermarts Ltd	Equity	₹2.01 Cr	0.52%
Sona BLW Precision Forgings Ltd	Equity	₹1.62 Cr	0.42%
Jubilant Foodworks Ltd	Equity	₹1.61 Cr	0.42%
Bajaj Auto Ltd	Equity	₹1.6 Cr	0.41%
Zydus Lifesciences Ltd	Equity	₹1.59 Cr	0.41%
Voltas Ltd	Equity	₹1.45 Cr	0.37%
Titagarh Rail Systems Ltd	Equity	₹1.36 Cr	0.35%
UNO Minda Ltd	Equity	₹1.35 Cr	0.35%
KEI Industries Ltd	Equity	₹1.29 Cr	0.33%
Nestle India Ltd	Equity	₹1.2 Cr	0.31%
Hindalco Industries Ltd	Equity	₹1.13 Cr	0.29%
Techno Electric & Engineering Co Ltd	Equity	₹1.07 Cr	0.28%
Voltamp Transformers Ltd	Equity	₹1.06 Cr	0.27%
Hyundai Motor India Ltd	Equity	₹0.97 Cr	0.25%
Samvardhana Motherson International Ltd	Equity	₹0.96 Cr	0.25%
Computer Age Management Services Ltd Ordinary Shares	Equity	₹0.81 Cr	0.21%
RHI Magnesita India Ltd	Equity	₹0.77 Cr	0.20%
Dixon Technologies (India) Ltd	Equity	₹0.4 Cr	0.10%
Vardhman Textiles Ltd	Equity	₹0.26 Cr	0.07%
Nifty 23000 Put January 2025 Option	Equity Index - Option (Put)	₹0.16 Cr	0.04%
Nifty 23500 Put December 2024 Option	Equity Index - Option (Put)	₹0.05 Cr	0.01%
Kotak Mahindra Bank Ltd	Equity	₹0.04 Cr	0.01%
RITES Ltd Ordinary Shares	Equity	₹0 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

UNRATED

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹90.14 Cr	23.26%
Industrials	₹44.21 Cr	11.41%
Healthcare	₹37.52 Cr	9.68%
Consumer Cyclical	₹35.85 Cr	9.25%
Technology	₹30.97 Cr	7.99%
Energy	₹22.72 Cr	5.86%
Communication Services	₹15.17 Cr	3.91%
Basic Materials	₹14.79 Cr	3.82%
Utilities	₹14.5 Cr	3.74%
Consumer Defensive	₹13.23 Cr	3.42%
Real Estate	₹12.31 Cr	3.18%

Risk & Performance Ratios

Fund Managers

Devang Shah

Since April 2024

Hardik Shah

Since April 2024

Jayesh Sundar

Since January 2024

Krishnaa N

Since March 2024

Additional Scheme Detailsas of 30th November 2024

ISIN

INF846K01T44

Expense Ratio

2.41%

Exit Load

No Charges

Fund Size

₹388 Cr

Age

5 years

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Hybrid 35+65 - Agg TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Retirement Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Retirement Savings Moderate Fund Regular Growth Very High Risk	2.0%	1.0%	₹2176.80 Cr	22.7%
Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk	2.2%	1.0%	₹176.48 Cr	11.1%
Tata Retirement Savings Progressive Fund Regular Growth Very High Risk	2.0%	1.0%	₹2108.21 Cr	25.8%
Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk	2.2%	0.0%	₹921.99 Cr	22.2%
Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk	0.7%	0.0%	₹74.56 Cr	14.7%
Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk	0.9%	0.0%	₹921.99 Cr	23.8%
Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk	2.4%	0.0%	₹387.54 Cr	27.3%
Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk	1.1%	0.0%	₹387.54 Cr	29.0%
Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk	2.1%	0.0%	₹74.56 Cr	13.2%
Franklin India Pension Plan Regular Growth Moderately High risk	2.3%	3.0%	₹524.09 Cr	13.7%

About the AMC

Axis Mutual Fund

+91 22 43255161

https://www.axismf.com/

Total AUM

₹3,16,718 Cr

Address

Axis House, 1st Floor, C-2, Wadia International Centre, Mumbai, 400 025

Other Funds by Axis Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Axis Fixed Term Plan Series 120 (91 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Axis US Treasury Dynamic Bond ETF Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹64.72 Cr	-
Axis India Manufacturing Fund Direct Growth Very High Risk	0.4%	1.0%	₹6039.84 Cr	-
Axis Fixed Term Plan Series 118 100 Days Direct Growth Moderate Risk	-	0.0%	-	-
Axis Fixed Term Plan Series 113 1228 Days Direct Growth Low to Moderate Risk	-	0.0%	-	7.8%
Axis Fixed Term Plan Series 110 1553 Days Direct Growth Moderate Risk	-	0.0%	-	-
Axis Fixed Term Plan Series 105 1128 Days Direct Growth Moderate Risk	-	0.0%	-	-
Axis Fixed Term Plan Series 112 1143 Days Direct Growth Low to Moderate Risk	-	0.0%	-	7.7%
Axis Nifty SDL September 2026 Debt Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹75.54 Cr	8.2%
Axis Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹12964.37 Cr	7.8%
Axis Global Equity Alpha Fund of Fund Direct Growth Very High Risk	0.9%	1.0%	₹833.59 Cr	21.0%
Axis Nifty Smallcap 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹457.49 Cr	32.4%
Axis Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹12854.88 Cr	26.9%
Axis Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹17113.47 Cr	7.9%
Axis Equity Hybrid Fund Direct Growth Very High Risk	1.1%	1.0%	₹1615.65 Cr	18.6%
Axis Special Situations Fund Direct Growth Very High Risk	1.3%	1.0%	₹1233.51 Cr	32.8%
Axis Corporate Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹6083.48 Cr	8.7%
Axis ESG Equity Fund Direct Growth Very High Risk	1.3%	1.0%	₹1334.37 Cr	20.4%
Axis Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹5591.95 Cr	8.3%
Axis Greater China Equity Fund of Fund Direct Growth Very High Risk	0.5%	1.0%	₹323.64 Cr	12.8%
Axis Value Fund Direct Growth Very High Risk	0.9%	1.0%	₹785.25 Cr	33.3%
Axis All Seasons Debt Fund of Funds Direct Growth Moderate Risk	0.2%	0.0%	₹138.42 Cr	8.8%
Axis Gilt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1016.50 Cr	10.2%
Axis Bluechip Fund Direct Growth Very High Risk	0.7%	1.0%	₹33547.36 Cr	17.4%
Axis Dynamic Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1495.62 Cr	8.7%
Axis Gold Fund Direct Growth High Risk	0.2%	1.0%	₹696.01 Cr	20.1%
Axis Focused 25 Fund Direct Growth Very High Risk	0.8%	1.0%	₹13289.37 Cr	19.3%
Axis Regular Saver Fund Direct Growth Very High Risk	1.0%	1.0%	₹297.87 Cr	9.5%
Axis Strategic Bond Fund Direct Growth Moderately High risk	0.5%	1.0%	₹1979.18 Cr	9.3%
Axis Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹36373.17 Cr	21.5%
Axis Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹9161.75 Cr	8.5%
Axis Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹34674.32 Cr	7.5%
Axis Multi Asset Allocation Fund Direct Growth Very High Risk	1.0%	1.0%	₹1281.69 Cr	19.1%
Axis Midcap Fund Direct Growth Very High Risk	0.5%	1.0%	₹30329.59 Cr	34.9%
Axis Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6577.09 Cr	8.0%
Axis Equity Saver Fund Direct Growth Moderately High risk	1.0%	1.0%	₹1014.59 Cr	13.5%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹2599.22 Cr	21.0%
Axis Nifty Midcap 50 Index Fund Direct Growth Low Risk	0.3%	0.0%	₹413.12 Cr	26.4%
Axis Nifty IT Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹140.01 Cr	27.9%
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹32.01 Cr	8.1%
Axis Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹415.73 Cr	8.8%
Axis Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹6050.14 Cr	7.9%
Axis Multicap Fund Direct Growth Very High Risk	0.7%	1.0%	₹6807.34 Cr	36.9%
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹71.82 Cr	8.3%
Axis Nifty AAA Bond Plus SDL Apirl 2026 50:50 ETF Fund Of Funds Direct Growth Low to Moderate Risk	0.1%	0.0%	₹276.08 Cr	6.7%
Axis Silver Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹63.85 Cr	14.7%
Axis Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹303.16 Cr	35.2%
Axis CRISIL IBX 70:30 CPSE Plus SDL April 2025 Index Fund Direct Growth Low Risk	0.2%	0.0%	₹506.13 Cr	7.6%
Axis Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹510.21 Cr	11.0%
Axis Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹575.83 Cr	12.6%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Axis Retirement Savings Fund - Dynamic Plan Regular Growth?

The NAV of Axis Retirement Savings Fund - Dynamic Plan Regular Growth, as of 20-Dec-2024, is ₹19.56.

What are the returns of Axis Retirement Savings Fund - Dynamic Plan Regular Growth?

The fund has generated 27.34% over the last 1 year and 12.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Axis Retirement Savings Fund - Dynamic Plan Regular Growth?

The fund's allocation of assets is distributed as 85.57% in equities, 9.06% in bonds, and 5.37% in cash and cash equivalents.

Who manages the Axis Retirement Savings Fund - Dynamic Plan Regular Growth?

The fund managers responsible for Axis Retirement Savings Fund - Dynamic Plan Regular Growth are:-

Devang Shah
Hardik Shah
Jayesh Sundar
Krishnaa N

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Axis Retirement Savings Fund - Dynamic Plan Regular Growth

Fund Overview