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Fund Overview

Fund Size

Fund Size

₹11,445 Cr

Expense Ratio

Expense Ratio

1.23%

ISIN

ISIN

INF209K01LQ0

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

14 May 1998

About this fund

Aditya BSL Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 26 years, 6 months and 8 days, having been launched on 14-May-98.
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹627.98, Assets Under Management (AUM) of 11445.35 Crores, and an expense ratio of 1.23%.
  • Aditya BSL Low Duration Fund Regular Growth has given a CAGR return of 7.17% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 72.89% in debts, and 26.84% in cash & cash equivalents.
  • You can start investing in Aditya BSL Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.15%

+6.86% (Cat Avg.)

3 Years

+5.90%

+5.82% (Cat Avg.)

5 Years

+5.81%

+5.80% (Cat Avg.)

10 Years

+6.77%

+5.68% (Cat Avg.)

Since Inception

+7.17%

(Cat Avg.)

Portfolio Summaryas of 31st October 2024

Debt8,342.9 Cr72.89%
Others3,102.45 Cr27.11%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Reverse RepoCash - Repurchase Agreement755.99 Cr6.73%
National Housing BankBond - Corporate Bond400.3 Cr3.56%
Bharti Telecom LimitedBond - Corporate Bond310.06 Cr2.76%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond304.48 Cr2.71%
National Housing BankBond - Corporate Bond300.28 Cr2.67%
Bank Of Baroda (10/03/2025) ** #Cash292.47 Cr2.60%
5.63% Govt Stock 2026Bond - Gov't/Treasury266.14 Cr2.37%
Power Finance Corporation LimitedBond - Corporate Bond264.2 Cr2.35%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond251.27 Cr2.24%
7.93% Govt Stock 2033Bond - Gov't/Treasury247.03 Cr2.20%
182 DTB 13032025Bond - Gov't/Treasury244.21 Cr2.17%
Belstar Microfinance LimitedBond - Corporate Bond226.3 Cr2.01%
Clearing Corporation Of India LimitedCash - Repurchase Agreement207.33 Cr1.85%
Rural Electrification Corporation LimitedBond - Corporate Bond200.35 Cr1.78%
Rural Electrification Corporation LimitedBond - Corporate Bond200.2 Cr1.78%
Hdfc Bank Limited (09/01/2025) ** #Cash197.33 Cr1.76%
LIC Housing Finance LtdBond - Corporate Bond195.14 Cr1.74%
Small Industries Development Bank Of India (28/05/2025) **Cash191.87 Cr1.71%
Bharti Telecom LimitedBond - Corporate Bond170.63 Cr1.52%
Small Industries Development Bank Of IndiaBond - Corporate Bond164.85 Cr1.47%
ICICI Home Finance Company LimitedBond - Corporate Bond159.85 Cr1.42%
Power Finance Corporation Ltd.Bond - Corporate Bond154.37 Cr1.37%
Muthoot Finance LimitedBond - Corporate Bond151.97 Cr1.35%
Kotak Mahindra Prime LimitedBond - Corporate Bond150.73 Cr1.34%
Rural Electrification Corporation LimitedBond - Corporate Bond150.54 Cr1.34%
ICICI Home Finance Company LimitedBond - Corporate Bond150.06 Cr1.34%
Kotak Mahindra Bank Limited (15/01/2025) ** #Cash147.83 Cr1.32%
Punjab National Bank (31/01/2025) #Cash147.36 Cr1.31%
Small Industries Development Bank Of IndiaBond - Corporate Bond125.6 Cr1.12%
Net Receivables / (Payables)Cash118.63 Cr1.06%
Canara Bank (02/09/2025) #Cash117.67 Cr1.05%
State Bank Of IndiaBond - Corporate Bond117.24 Cr1.04%
Hdb Financial Services LimitedBond - Corporate Bond110.82 Cr0.99%
Creditaccess Grameen LimitedBond - Corporate Bond104.72 Cr0.93%
Bajaj Housing Finance LimitedBond - Corporate Bond100.97 Cr0.90%
LIC Housing Finance LimitedBond - Corporate Bond100.41 Cr0.89%
Shriram Transport Finance Company LimitedBond - Corporate Bond99.7 Cr0.89%
Hdfc Bank Limited (06/12/2024) ** #Cash99.33 Cr0.88%
Dbs Bank Ltd/India (09/12/2024) ** #Cash99.26 Cr0.88%
Indusind Bank Limited (26/12/2024) ** #Cash98.94 Cr0.88%
Kotak Mahindra Bank Limited (04/03/2025) ** #Cash97.6 Cr0.87%
Utkarsh Small Finance Bank Ltd (21/02/2025) ** #Cash97.53 Cr0.87%
Axis Bank Ltd.Bond - Corporate Bond95.78 Cr0.85%
7.38% Govt Stock 2027Bond - Gov't/Treasury93.38 Cr0.83%
Sharekhan Ltd (08/10/2025) **Cash92.42 Cr0.82%
Sundaram Finance LimitedBond - Corporate Bond90.5 Cr0.81%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond84.87 Cr0.76%
LIC Housing Finance LimitedBond - Corporate Bond80.06 Cr0.71%
Bharti Telecom LimitedBond - Corporate Bond80.03 Cr0.71%
Hdb Financial Services LimitedBond - Corporate Bond77.04 Cr0.69%
Tata Projects LimitedBond - Corporate Bond75.42 Cr0.67%
Tata Capital LimitedBond - Corporate Bond75.4 Cr0.67%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.96 Cr0.67%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.91 Cr0.67%
LIC Housing Finance LimitedBond - Corporate Bond74.75 Cr0.67%
Small Industries Development Bank Of IndiaBond - Corporate Bond74.67 Cr0.66%
Punjab National Bank (05/12/2024) ** #Cash74.51 Cr0.66%
Bank Of Baroda (07/02/2025) #Cash73.58 Cr0.65%
Small Industries Development Bank Of India (07/02/2025) ** #Cash73.57 Cr0.65%
ICICI Bank Ltd.Bond - Corporate Bond73.02 Cr0.65%
Hdb Financial Services LimitedBond - Corporate Bond64.91 Cr0.58%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond58.33 Cr0.52%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond54.68 Cr0.49%
Smfg India Home Finance Co. Ltd.Bond - Corporate Bond50.34 Cr0.45%
Tata Capital Housing Finance LimitedBond - Corporate Bond50 Cr0.45%
Rural Electrification Corporation LimitedBond - Corporate Bond50 Cr0.45%
Adani Transmission LimitedBond - Corporate Bond50 Cr0.45%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.95 Cr0.44%
Tmf Holdings LimitedBond - Corporate Bond49.87 Cr0.44%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.78 Cr0.44%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.69 Cr0.44%
Indusind Bank Limited (27/12/2024) ** #Cash49.46 Cr0.44%
Axis Bank Ltd.Bond - Corporate Bond49.32 Cr0.44%
Canara Bank (16/01/2025) ** #Cash49.26 Cr0.44%
Sharekhan Ltd (07/08/2025) **Cash46.88 Cr0.42%
Kotak Mahindra Prime LimitedBond - Corporate Bond45.05 Cr0.40%
Small Industries Development Bank Of IndiaBond - Corporate Bond40.19 Cr0.36%
Small Industries Development Bank Of IndiaBond - Corporate Bond39.81 Cr0.35%
HDFC Bank LimitedBond - Corporate Bond34.96 Cr0.31%
SBI - Corporate Debt Market Development Fund - A2 UnitsMutual Fund - Open End30.71 Cr0.27%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond25.26 Cr0.22%
Rural Electrification Corporation LimitedBond - Corporate Bond25.11 Cr0.22%
Nexus Select TrustBond - Corporate Bond25.08 Cr0.22%
Hdb Financial Services LimitedBond - Corporate Bond25.03 Cr0.22%
Rural Electrification Corporation LimitedBond - Corporate Bond25.02 Cr0.22%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.01 Cr0.22%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.98 Cr0.22%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond24.9 Cr0.22%
Axis Bank Ltd.Bond - Corporate Bond24.87 Cr0.22%
GOI 22.02.2025 GOVBond - Gov't/Treasury24.84 Cr0.22%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.65 Cr0.22%
National Bank For Agriculture And Rural Development (17/01/2025) #Cash24.63 Cr0.22%
Canara Bank (20/03/2025) ** #Cash24.32 Cr0.22%
Kotak Mahindra Bank Limited (21/03/2025) ** #Cash24.32 Cr0.22%
Dme Development LimitedBond - Corporate Bond20.95 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.92 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.83 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.82 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.8 Cr0.19%
Dme Development LimitedBond - Corporate Bond20.68 Cr0.18%
Dme Development LimitedBond - Corporate Bond20.61 Cr0.18%
Dme Development LimitedBond - Corporate Bond20.45 Cr0.18%
Dme Development LimitedBond - Corporate Bond20.36 Cr0.18%
Dme Development LimitedBond - Corporate Bond20.24 Cr0.18%
Summit Digitel Infrastructure LimitedBond - Corporate Bond20.22 Cr0.18%
Tata Projects Ltd.Bond - Corporate Bond20.06 Cr0.18%
Rec LimitedBond - Corporate Bond19.61 Cr0.17%
REC Ltd. 7.71%Bond - Corporate Bond15.08 Cr0.13%
TATA Motors Finance LimitedBond - Corporate Bond14.96 Cr0.13%
Small Industries Development Bank Of IndiaBond - Corporate Bond14.94 Cr0.13%
Hdb Financial Services LimitedBond - Corporate Bond14.9 Cr0.13%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.09 Cr0.09%
Rural Electrification Corporation LimitedBond - Corporate Bond10.04 Cr0.09%
Axis Bank Limited (31/01/2025) ** #Cash9.82 Cr0.09%
Power Finance Corporation LimitedBond - Corporate Bond8.13 Cr0.07%
8.24% Govt Stock 2027Bond - Gov't/Treasury5.16 Cr0.05%
08.48 UP UDAY 2025Bond - Gov't Agency Debt5.03 Cr0.04%
Rural Electrification Corporation LimitedBond - Corporate Bond3.71 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond3.2 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond3 Cr0.03%
Power Finance Corporation LimitedBond - Corporate Bond2.41 Cr0.02%
Rural Electrification Corporation LimitedBond - Corporate Bond2.31 Cr0.02%
Power Finance Corporation LimitedBond - Corporate Bond2.01 Cr0.02%
ICICI Home Finance Company LimitedBond - Corporate Bond2 Cr0.02%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond7,106.59 Cr63.25%
Cash2,248.59 Cr20.01%
Cash - Repurchase Agreement963.32 Cr8.57%
Bond - Gov't/Treasury880.76 Cr7.84%
Mutual Fund - Open End30.71 Cr0.27%
Bond - Gov't Agency Debt5.03 Cr0.04%
Cash - CD/Time Deposit0 Cr-
Cash - Commercial Paper0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.57%

Cat. avg.

0.75%

Lower the better

Sharpe Ratio

This fund

-0.70

Cat. avg.

-0.47

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.37

Higher the better

Fund Managers

KG

Kaustubh Gupta

Since July 2011

MS

Mohit Sharma

Since April 2017

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 31st October 2024

ISIN
INF209K01LQ0
Expense Ratio
1.23%
Exit Load
No Charges
Fund Size
₹11,445 Cr
Age
26 years 6 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹578.67 Cr8.0%
Mahindra Manulife Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹578.67 Cr7.2%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹2587.66 Cr7.5%
Kotak Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹11241.26 Cr7.3%
Mirae Asset Savings Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1248.72 Cr7.1%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹17570.32 Cr7.5%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5529.40 Cr7.4%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹912.42 Cr7.4%
ICICI Prudential Savings Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹21132.05 Cr8.0%
Sundaram Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹395.54 Cr7.3%

About the AMC

Aditya Birla SL Mutual Fund

Aditya Birla SL Mutual Fund

Total AUM

₹3,93,523 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹85.44 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.7%1.0%₹1572.06 Cr37.4%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.3%0.0%₹84.57 Cr6.5%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹187.70 Cr6.5%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Low to Moderate Risk

-0.0%₹33.99 Cr7.5%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-8.0%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹24.90 Cr8.6%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹302.70 Cr8.5%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹210.05 Cr8.7%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-8.0%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Aditya BSL Low Duration Fund Regular Growth, as of 21-Nov-2024, is ₹627.98.
The fund has generated 7.15% over the last 1 year and 5.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 72.89% in bonds, and 26.84% in cash and cash equivalents.
The fund managers responsible for Aditya BSL Low Duration Fund Regular Growth are:-
  1. Kaustubh Gupta
  2. Mohit Sharma
  3. Dhaval Joshi