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Aditya BSL Credit Risk Fund Direct Growth
DebtCredit RiskModerately High risk
Direct
NAV (20-Dec-24)
₹22.35-0.07%1D
Returns (Since Inception)
8.66%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹921 Cr
Expense Ratio
0.67%
ISIN
INF209KA1K88
Minimum SIP
₹100
Exit Load
3.00%
Inception Date
17 Apr 2015
About this fund
Aditya BSL Credit Risk Fund Direct Growth is a Credit Risk mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 9 years, 8 months and 5 days, having been launched on 17-Apr-15.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹22.35, Assets Under Management (AUM) of 920.60 Crores, and an expense ratio of 0.67%.
As of 20-Dec-24, it has a Net Asset Value (NAV) of ₹22.35, Assets Under Management (AUM) of 920.60 Crores, and an expense ratio of 0.67%.
- Aditya BSL Credit Risk Fund Direct Growth has given a CAGR return of 8.66% since inception.
- The fund's asset allocation comprises around 5.13% in equities, 77.40% in debts, and 14.90% in cash & cash equivalents.
- You can start investing in Aditya BSL Credit Risk Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+12.81%
+7.57% (Cat Avg.)
3 Years
+9.54%
+9.06% (Cat Avg.)
5 Years
+9.22%
+6.60% (Cat Avg.)
Since Inception
+8.66%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2024
| Equity | ₹47.22 Cr | 5.13% |
| Debt | ₹712.59 Cr | 77.40% |
| Others | ₹160.79 Cr | 17.47% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹56.92 Cr | 6.18% |
| JSW Steel Limited | Bond - Corporate Bond | ₹55.01 Cr | 5.98% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹53.3 Cr | 5.79% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹51.38 Cr | 5.58% |
| Century Textiles And Industried Limited | Bond - Corporate Bond | ₹49.93 Cr | 5.42% |
| Hinduja Housing Finance Limited 8.85% | Bond - Corporate Bond | ₹29 Cr | 3.15% |
| Piramal Capital & Housing Finance Ltd | Bond - Corporate Bond | ₹27 Cr | 2.93% |
| Adani Airport Holdings Ltd | Bond - Corporate Bond | ₹25.66 Cr | 2.79% |
| Nexus Select Trust Reits | Equity - REIT | ₹25.34 Cr | 2.75% |
| Ongc Petro Additions Ltd. | Bond - Corporate Bond | ₹25.15 Cr | 2.73% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹25.13 Cr | 2.73% |
| Arka Fincap Limited 9.9% | Bond - Corporate Bond | ₹25.12 Cr | 2.73% |
| Tata Projects Limited | Bond - Corporate Bond | ₹25.1 Cr | 2.73% |
| Dlf Home Developers Limited 8.5% | Bond - Corporate Bond | ₹25.04 Cr | 2.72% |
| Avanse Financial Services Limited 9.5221% | Bond - Corporate Bond | ₹25.02 Cr | 2.72% |
| Delhi International Airport Limited | Bond - Corporate Bond | ₹25.01 Cr | 2.72% |
| Adani Transmission Limited | Bond - Corporate Bond | ₹25 Cr | 2.72% |
| TATA Projects Limited | Bond - Corporate Bond | ₹25 Cr | 2.72% |
| Yes Bank Limited | Bond - Corporate Bond | ₹24.96 Cr | 2.71% |
| SK Finance Limited | Bond - Corporate Bond | ₹24.74 Cr | 2.69% |
| 4.986339% GMR Infrastructure Limited (22/11/2026) | Bond - Corporate Bond | ₹24.43 Cr | 2.65% |
| Creditaccess Grameen Limited | Bond - Corporate Bond | ₹20.66 Cr | 2.24% |
| Bharat Highways Invit | Mutual Fund - Unspecified | ₹20.43 Cr | 2.22% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹19.97 Cr | 2.17% |
| India Grid Trust Units Series - IV | Equity | ₹16.18 Cr | 1.76% |
| Pcbl Limited 8.79% | Bond - Corporate Bond | ₹15.01 Cr | 1.63% |
| Net Receivables / (Payables) | Cash - Collateral | ₹14.92 Cr | 1.62% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹13.59 Cr | 1.48% |
| Eris Lifesciences Limited | Bond - Corporate Bond | ₹13.57 Cr | 1.47% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹11.59 Cr | 1.26% |
| Embassy Office Parks Reit | Bond - Asset Backed | ₹11.14 Cr | 1.21% |
| GSCG 15JUN2026 | Bond - Gov't/Treasury | ₹9.06 Cr | 0.98% |
| 0% GOI - 15122026 STRIPS | Bond - Gov't/Treasury | ₹8.76 Cr | 0.95% |
| Ess KAy Auto Finance Private Limited | Bond - Corporate Bond | ₹8.75 Cr | 0.95% |
| Belstar Microfinance Limited | Bond - Corporate Bond | ₹6.99 Cr | 0.76% |
| IRB InvIT Fund Units 2017-Series IV | Equity | ₹5.7 Cr | 0.62% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.29 Cr | 0.47% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.28 Cr | 0.47% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.26 Cr | 0.46% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.25 Cr | 0.46% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.24 Cr | 0.46% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.23 Cr | 0.46% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.21 Cr | 0.46% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.18 Cr | 0.45% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.16 Cr | 0.45% |
| Dme Development Limited | Bond - Corporate Bond | ₹4.14 Cr | 0.45% |
| Brookfield India Real Estate Trust | Bond - Asset Backed | ₹3.96 Cr | 0.43% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹3.15 Cr | 0.34% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹1.15 Cr | 0.13% |
| Rec Limited | Bond - Corporate Bond | ₹0.5 Cr | 0.05% |
| Ntpc Limited | Bond - Corporate Bond | ₹0.03 Cr | 0.00% |
Allocation By Credit Quality (Debt)
AAA
AA
A
BBB
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Utilities | ₹16.18 Cr | 1.76% |
| Industrials | ₹5.7 Cr | 0.62% |
Risk & Performance Ratios
Standard Deviation
This fund
2.38%
Cat. avg.
6.91%
Lower the better
Sharpe Ratio
This fund
1.34
Cat. avg.
0.18
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
5.51
Higher the better
Fund Managers
SC
Sunaina Cunha
Since April 2015
MS
Mohit Sharma
Since August 2020
Additional Scheme Detailsas of 15th December 2024
ISIN INF209KA1K88 | Expense Ratio 0.67% | Exit Load 3.00% | Fund Size ₹921 Cr | Age 9 years 8 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹300.19 Cr | 7.3% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹300.19 Cr | 8.4% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.5% | 3.0% | ₹920.60 Cr | 11.8% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 3.0% | ₹920.60 Cr | 12.8% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹170.37 Cr | 8.1% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹170.37 Cr | 8.9% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹313.43 Cr | 7.9% |
| Nippon India Credit Risk Fund Regular Growth High Risk | 1.5% | 1.0% | ₹993.03 Cr | 8.2% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2285.19 Cr | 8.0% |
| DSP Credit Risk Fund Regular Growth Moderately High risk | 1.1% | 1.0% | ₹188.93 Cr | 7.7% |
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,81,402 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
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Still got questions?
We're here to help.
What is the current NAV of Aditya BSL Credit Risk Fund Direct Growth?
The NAV of Aditya BSL Credit Risk Fund Direct Growth, as of 20-Dec-2024, is ₹22.35.
What are the returns of Aditya BSL Credit Risk Fund Direct Growth?
The fund has generated 12.81% over the last 1 year and 9.54% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya BSL Credit Risk Fund Direct Growth?
The fund's allocation of assets is distributed as 5.13% in equities, 77.40% in bonds, and 14.90% in cash and cash equivalents.
Who manages the Aditya BSL Credit Risk Fund Direct Growth?
The fund managers responsible for Aditya BSL Credit Risk Fund Direct Growth are:-
- Sunaina Cunha
- Mohit Sharma
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.