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Aditya Birla Sun Life Savings Fund Direct Growth
DebtUltra Short DurationModerate Risk
Direct
NAV (27-Mar-25)
₹545.720.05%1D
Returns (Since Inception)
7.74%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹14,165 Cr
Expense Ratio
0.34%
ISIN
INF209K01UR9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
Aditya Birla Sun Life Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹545.72, Assets Under Management (AUM) of 14164.57 Crores, and an expense ratio of 0.34%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹545.72, Assets Under Management (AUM) of 14164.57 Crores, and an expense ratio of 0.34%.
- Aditya Birla Sun Life Savings Fund Direct Growth has given a CAGR return of 7.74% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 59.18% in debts, and 40.50% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.01%
+6.60% (Cat Avg.)
3 Years
+7.05%
+6.19% (Cat Avg.)
5 Years
+6.40%
+5.58% (Cat Avg.)
10 Years
+7.33%
+5.54% (Cat Avg.)
Since Inception
+7.74%
— (Cat Avg.)
Portfolio Summaryas of 15th March 2025
| Debt | ₹8,382.79 Cr | 59.18% |
| Others | ₹5,781.78 Cr | 40.82% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Shriram Finance Company Limited | Bond - Corporate Bond | ₹602.6 Cr | 4.25% |
| Nirma Limited | Bond - Corporate Bond | ₹485.04 Cr | 3.42% |
| 364 DTB | Bond - Gov't/Treasury | ₹471.04 Cr | 3.33% |
| National Housing Bank | Bond - Corporate Bond | ₹400 Cr | 2.82% |
| JSW Energy Limited | Cash - Commercial Paper | ₹399.28 Cr | 2.82% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹391.54 Cr | 2.76% |
| 182 DTB 29082025 | Bond - Gov't/Treasury | ₹339.82 Cr | 2.40% |
| Canara Bank | Cash - CD/Time Deposit | ₹331.22 Cr | 2.34% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹305.11 Cr | 2.15% |
| Avanse Financial Services Ltd 9.40% | Bond - Corporate Bond | ₹298.97 Cr | 2.11% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹279.25 Cr | 1.97% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹269.67 Cr | 1.90% |
| Bajaj Housing Finance Ltd. 8% | Bond - Corporate Bond | ₹250.36 Cr | 1.77% |
| Tata Realty And Infrastructure Limited | Cash - Commercial Paper | ₹249.95 Cr | 1.76% |
| Sk Finance Ltd | Bond - Corporate Bond | ₹247.58 Cr | 1.75% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹240.64 Cr | 1.70% |
| Canara Bank | Cash - CD/Time Deposit | ₹236.3 Cr | 1.67% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹234.17 Cr | 1.65% |
| Hinduja Leyland Finance Limited | Bond - Corporate Bond | ₹233.32 Cr | 1.65% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹199.76 Cr | 1.41% |
| JSW Steel Ltd. 8.39% | Bond - Corporate Bond | ₹199.64 Cr | 1.41% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹190.98 Cr | 1.35% |
| Tata Housing Development Company Limited 8.2175% | Bond - Corporate Bond | ₹189.82 Cr | 1.34% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹189.29 Cr | 1.34% |
| Bank Of India | Cash - CD/Time Deposit | ₹188.66 Cr | 1.33% |
| Tata Projects Limited | Cash - Commercial Paper | ₹188.62 Cr | 1.33% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹188.21 Cr | 1.33% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹187.57 Cr | 1.32% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹165.18 Cr | 1.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹164.66 Cr | 1.16% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹162.71 Cr | 1.15% |
| Net Receivables / (Payables) | Cash - Collateral | ₹161.98 Cr | 1.14% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹150.56 Cr | 1.06% |
| 8.25% Gic Housing Finance Ltd. | Bond - Corporate Bond | ₹150.06 Cr | 1.06% |
| Canara Bank | Cash - CD/Time Deposit | ₹149.94 Cr | 1.06% |
| 05.88 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹149.94 Cr | 1.06% |
| 360 One Prime Ltd. 9.4% | Bond - Corporate Bond | ₹149.17 Cr | 1.05% |
| 91 DTB 17042025 | Bond - Gov't/Treasury | ₹149.15 Cr | 1.05% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹146.5 Cr | 1.03% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹141.78 Cr | 1.00% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹141.06 Cr | 1.00% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹130.21 Cr | 0.92% |
| Reverse Repo | Cash - Repurchase Agreement | ₹129.98 Cr | 0.92% |
| Hinduja Housing Finance Limited 8.85% | Bond - Corporate Bond | ₹125.45 Cr | 0.89% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹125.01 Cr | 0.88% |
| Can Fin Homes Ltd. 8.09% | Bond - Corporate Bond | ₹124.96 Cr | 0.88% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹124.8 Cr | 0.88% |
| Bharti Telecom Limited 8.65% | Bond - Corporate Bond | ₹120.67 Cr | 0.85% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹120.04 Cr | 0.85% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹110.24 Cr | 0.78% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹110.19 Cr | 0.78% |
| Smfg India Home Finance Co. Ltd. | Bond - Corporate Bond | ₹100.47 Cr | 0.71% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹100.18 Cr | 0.71% |
| Gic Housing Finance Limited | Bond - Corporate Bond | ₹100.07 Cr | 0.71% |
| Tata Realty And Infrastructure Limited | Bond - Corporate Bond | ₹100.05 Cr | 0.71% |
| 05.95 Tn SDL 2025 | Bond - Gov't/Treasury | ₹99.88 Cr | 0.71% |
| Arka Fincap Limited | Bond - Corporate Bond | ₹99.84 Cr | 0.70% |
| Tata Teleservices (Maharashtra) Ltd | Cash - Commercial Paper | ₹99.61 Cr | 0.70% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹94.8 Cr | 0.67% |
| Canara Bank | Cash - CD/Time Deposit | ₹94.45 Cr | 0.67% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹94.3 Cr | 0.67% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹93.17 Cr | 0.66% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹86.76 Cr | 0.61% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹75.12 Cr | 0.53% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹75.04 Cr | 0.53% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.88 Cr | 0.53% |
| Export-Import Bank of India | Bond - Gov't Agency Debt | ₹69.87 Cr | 0.49% |
| Rec Limited | Bond - Corporate Bond | ₹68.99 Cr | 0.49% |
| Nuvama Wealth Finance Ltd | Bond - Corporate Bond | ₹64.83 Cr | 0.46% |
| REC Ltd. 7.71% | Bond - Corporate Bond | ₹50.18 Cr | 0.35% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹50.12 Cr | 0.35% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.35% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹49.99 Cr | 0.35% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹49.98 Cr | 0.35% |
| Reliance Life Sciences Private Limited 7.7954% | Bond - Corporate Bond | ₹49.95 Cr | 0.35% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹49.93 Cr | 0.35% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.91 Cr | 0.35% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.87 Cr | 0.35% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.86 Cr | 0.35% |
| Vedanta Limited | Bond - Corporate Bond | ₹49.85 Cr | 0.35% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹49.84 Cr | 0.35% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹49.35 Cr | 0.35% |
| Torrent Power Limited | Bond - Corporate Bond | ₹49.33 Cr | 0.35% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.29 Cr | 0.35% |
| Rec Limited | Bond - Corporate Bond | ₹49.22 Cr | 0.35% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹47.92 Cr | 0.34% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹47.59 Cr | 0.34% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹44.83 Cr | 0.32% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.11 Cr | 0.18% |
| Torrent Power Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.18% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹25 Cr | 0.18% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹25 Cr | 0.18% |
| Gs CG 12/6/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹24.98 Cr | 0.18% |
| Reliance Life Sciences Private Limited 7.7954% | Bond - Corporate Bond | ₹24.98 Cr | 0.18% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.92 Cr | 0.18% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹24.7 Cr | 0.17% |
| Standard Chartered Securities (India) Limited | Cash - Commercial Paper | ₹24.47 Cr | 0.17% |
| Standard Chartered Securities (India) Limited | Cash - Commercial Paper | ₹24.45 Cr | 0.17% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹24.44 Cr | 0.17% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹23.95 Cr | 0.17% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹17.12 Cr | 0.12% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹15.1 Cr | 0.11% |
| Pipeline Infrastructure Pvt Ltd. | Bond - Corporate Bond | ₹15.07 Cr | 0.11% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹14.98 Cr | 0.11% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹14.8 Cr | 0.10% |
| Torrent Power Limited | Bond - Corporate Bond | ₹10.02 Cr | 0.07% |
| Torrent Power Limited | Bond - Corporate Bond | ₹10.01 Cr | 0.07% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹9.97 Cr | 0.07% |
| 08.16 MH Sdl 2025 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.04% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹5.03 Cr | 0.04% |
| 08.23 MH Sdl 2025 | Bond - Gov't/Treasury | ₹5.03 Cr | 0.04% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.04% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.99 Cr | 0.04% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹4.98 Cr | 0.04% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹4.91 Cr | 0.03% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹3.49 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,675.38 Cr | 54.19% |
| Cash - CD/Time Deposit | ₹2,346.1 Cr | 16.56% |
| Cash - Commercial Paper | ₹1,851.13 Cr | 13.07% |
| Bond - Gov't/Treasury | ₹1,722.59 Cr | 12.16% |
| Cash - Repurchase Agreement | ₹292.69 Cr | 2.07% |
| Cash - Collateral | ₹161.98 Cr | 1.14% |
| Bond - Gov't Agency Debt | ₹69.87 Cr | 0.49% |
| Mutual Fund - Open End | ₹44.83 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.57%
Lower the better
Sharpe Ratio
This fund
1.42
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.19
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th March 2025
ISIN INF209K01UR9 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹14,165 Cr | Age 12 years 2 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹205.52 Cr | 6.8% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹595.44 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1407.51 Cr | 7.4% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1407.51 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹365.85 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹365.85 Cr | 6.9% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3384.64 Cr | 7.1% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹7364.20 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹220.62 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹220.62 Cr | 7.8% |
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,75,807 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Aditya Birla Sun Life Savings Fund Direct Growth?
The NAV of Aditya Birla Sun Life Savings Fund Direct Growth, as of 27-Mar-2025, is ₹545.72.
What are the returns of Aditya Birla Sun Life Savings Fund Direct Growth?
The fund has generated 8.01% over the last 1 year and 7.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 59.18% in bonds, and 40.50% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Savings Fund Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Savings Fund Direct Growth are:-
- Sunaina Cunha
- Kaustubh Gupta
- Monika Gandhi
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Aditya Birla Sun Life Savings Fund Direct Growth
DebtUltra Short DurationModerate Risk
Direct
NAV (27-Mar-25)
₹545.720.05%1D
Returns (Since Inception)
7.74%
Rated ★4.3+ on
Fund Overview
Fund Size
₹14,165 Cr
Expense Ratio
0.34%
ISIN
INF209K01UR9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderate Risk
About this fund
Aditya Birla Sun Life Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 2 months and 27 days, having been launched on 01-Jan-13.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹545.72, Assets Under Management (AUM) of 14164.57 Crores, and an expense ratio of 0.34%.
As of 27-Mar-25, it has a Net Asset Value (NAV) of ₹545.72, Assets Under Management (AUM) of 14164.57 Crores, and an expense ratio of 0.34%.
- Aditya Birla Sun Life Savings Fund Direct Growth has given a CAGR return of 7.74% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 59.18% in debts, and 40.50% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.01%
+6.60% (Cat Avg.)
3 Years
+7.05%
+6.19% (Cat Avg.)
5 Years
+6.40%
+5.58% (Cat Avg.)
10 Years
+7.33%
+5.54% (Cat Avg.)
Since Inception
+7.74%
— (Cat Avg.)
Portfolio Summaryas of 15th March 2025
| Debt | ₹8,382.79 Cr | 59.18% |
| Others | ₹5,781.78 Cr | 40.82% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Shriram Finance Company Limited | Bond - Corporate Bond | ₹602.6 Cr | 4.25% |
| Nirma Limited | Bond - Corporate Bond | ₹485.04 Cr | 3.42% |
| 364 DTB | Bond - Gov't/Treasury | ₹471.04 Cr | 3.33% |
| National Housing Bank | Bond - Corporate Bond | ₹400 Cr | 2.82% |
| JSW Energy Limited | Cash - Commercial Paper | ₹399.28 Cr | 2.82% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹391.54 Cr | 2.76% |
| 182 DTB 29082025 | Bond - Gov't/Treasury | ₹339.82 Cr | 2.40% |
| Canara Bank | Cash - CD/Time Deposit | ₹331.22 Cr | 2.34% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹305.11 Cr | 2.15% |
| Avanse Financial Services Ltd 9.40% | Bond - Corporate Bond | ₹298.97 Cr | 2.11% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹279.25 Cr | 1.97% |
| ICICI Home Finance Company Limited | Bond - Corporate Bond | ₹269.67 Cr | 1.90% |
| Bajaj Housing Finance Ltd. 8% | Bond - Corporate Bond | ₹250.36 Cr | 1.77% |
| Tata Realty And Infrastructure Limited | Cash - Commercial Paper | ₹249.95 Cr | 1.76% |
| Sk Finance Ltd | Bond - Corporate Bond | ₹247.58 Cr | 1.75% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹240.64 Cr | 1.70% |
| Canara Bank | Cash - CD/Time Deposit | ₹236.3 Cr | 1.67% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹234.17 Cr | 1.65% |
| Hinduja Leyland Finance Limited | Bond - Corporate Bond | ₹233.32 Cr | 1.65% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹199.76 Cr | 1.41% |
| JSW Steel Ltd. 8.39% | Bond - Corporate Bond | ₹199.64 Cr | 1.41% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹190.98 Cr | 1.35% |
| Tata Housing Development Company Limited 8.2175% | Bond - Corporate Bond | ₹189.82 Cr | 1.34% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹189.29 Cr | 1.34% |
| Bank Of India | Cash - CD/Time Deposit | ₹188.66 Cr | 1.33% |
| Tata Projects Limited | Cash - Commercial Paper | ₹188.62 Cr | 1.33% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹188.21 Cr | 1.33% |
| Export-Import Bank Of India | Cash - Commercial Paper | ₹187.57 Cr | 1.32% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹165.18 Cr | 1.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹164.66 Cr | 1.16% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹162.71 Cr | 1.15% |
| Net Receivables / (Payables) | Cash - Collateral | ₹161.98 Cr | 1.14% |
| Shriram Finance Limited | Bond - Corporate Bond | ₹150.56 Cr | 1.06% |
| 8.25% Gic Housing Finance Ltd. | Bond - Corporate Bond | ₹150.06 Cr | 1.06% |
| Canara Bank | Cash - CD/Time Deposit | ₹149.94 Cr | 1.06% |
| 05.88 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹149.94 Cr | 1.06% |
| 360 One Prime Ltd. 9.4% | Bond - Corporate Bond | ₹149.17 Cr | 1.05% |
| 91 DTB 17042025 | Bond - Gov't/Treasury | ₹149.15 Cr | 1.05% |
| 5.22% Govt Stock 2025 | Bond - Gov't/Treasury | ₹146.5 Cr | 1.03% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹141.78 Cr | 1.00% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹141.06 Cr | 1.00% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹130.21 Cr | 0.92% |
| Reverse Repo | Cash - Repurchase Agreement | ₹129.98 Cr | 0.92% |
| Hinduja Housing Finance Limited 8.85% | Bond - Corporate Bond | ₹125.45 Cr | 0.89% |
| Mankind Pharma Ltd | Bond - Corporate Bond | ₹125.01 Cr | 0.88% |
| Can Fin Homes Ltd. 8.09% | Bond - Corporate Bond | ₹124.96 Cr | 0.88% |
| JM Financial Products Limited | Bond - Corporate Bond | ₹124.8 Cr | 0.88% |
| Bharti Telecom Limited 8.65% | Bond - Corporate Bond | ₹120.67 Cr | 0.85% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹120.04 Cr | 0.85% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹110.24 Cr | 0.78% |
| 07.89 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹110.19 Cr | 0.78% |
| Smfg India Home Finance Co. Ltd. | Bond - Corporate Bond | ₹100.47 Cr | 0.71% |
| Sundaram Home Finance Limited | Bond - Corporate Bond | ₹100.18 Cr | 0.71% |
| Gic Housing Finance Limited | Bond - Corporate Bond | ₹100.07 Cr | 0.71% |
| Tata Realty And Infrastructure Limited | Bond - Corporate Bond | ₹100.05 Cr | 0.71% |
| 05.95 Tn SDL 2025 | Bond - Gov't/Treasury | ₹99.88 Cr | 0.71% |
| Arka Fincap Limited | Bond - Corporate Bond | ₹99.84 Cr | 0.70% |
| Tata Teleservices (Maharashtra) Ltd | Cash - Commercial Paper | ₹99.61 Cr | 0.70% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹94.8 Cr | 0.67% |
| Canara Bank | Cash - CD/Time Deposit | ₹94.45 Cr | 0.67% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹94.3 Cr | 0.67% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹93.17 Cr | 0.66% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹86.76 Cr | 0.61% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹75.12 Cr | 0.53% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹75.04 Cr | 0.53% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.88 Cr | 0.53% |
| Export-Import Bank of India | Bond - Gov't Agency Debt | ₹69.87 Cr | 0.49% |
| Rec Limited | Bond - Corporate Bond | ₹68.99 Cr | 0.49% |
| Nuvama Wealth Finance Ltd | Bond - Corporate Bond | ₹64.83 Cr | 0.46% |
| REC Ltd. 7.71% | Bond - Corporate Bond | ₹50.18 Cr | 0.35% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹50.12 Cr | 0.35% |
| Reliance Jio Infocomm Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.35% |
| Aditya Birla Housing Finance Limited | Bond - Corporate Bond | ₹49.99 Cr | 0.35% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹49.98 Cr | 0.35% |
| Reliance Life Sciences Private Limited 7.7954% | Bond - Corporate Bond | ₹49.95 Cr | 0.35% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹49.93 Cr | 0.35% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.91 Cr | 0.35% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.87 Cr | 0.35% |
| Can Fin Homes Limited | Bond - Corporate Bond | ₹49.86 Cr | 0.35% |
| Vedanta Limited | Bond - Corporate Bond | ₹49.85 Cr | 0.35% |
| JM Financial Credit Solutions Limited | Bond - Corporate Bond | ₹49.84 Cr | 0.35% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹49.35 Cr | 0.35% |
| Torrent Power Limited | Bond - Corporate Bond | ₹49.33 Cr | 0.35% |
| Indian Bank | Cash - CD/Time Deposit | ₹49.29 Cr | 0.35% |
| Rec Limited | Bond - Corporate Bond | ₹49.22 Cr | 0.35% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹47.92 Cr | 0.34% |
| ICICI Bank Ltd. | Cash - CD/Time Deposit | ₹47.59 Cr | 0.34% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹44.83 Cr | 0.32% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.11 Cr | 0.18% |
| Torrent Power Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.18% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹25 Cr | 0.18% |
| 06.69 MP Sdl 2025 | Bond - Gov't/Treasury | ₹25 Cr | 0.18% |
| Gs CG 12/6/2025 - (Strips) Tb | Bond - Gov't/Treasury | ₹24.98 Cr | 0.18% |
| Reliance Life Sciences Private Limited 7.7954% | Bond - Corporate Bond | ₹24.98 Cr | 0.18% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.92 Cr | 0.18% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹24.7 Cr | 0.17% |
| Standard Chartered Securities (India) Limited | Cash - Commercial Paper | ₹24.47 Cr | 0.17% |
| Standard Chartered Securities (India) Limited | Cash - Commercial Paper | ₹24.45 Cr | 0.17% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹24.44 Cr | 0.17% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹23.95 Cr | 0.17% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹17.12 Cr | 0.12% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹15.1 Cr | 0.11% |
| Pipeline Infrastructure Pvt Ltd. | Bond - Corporate Bond | ₹15.07 Cr | 0.11% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹14.98 Cr | 0.11% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹14.8 Cr | 0.10% |
| Torrent Power Limited | Bond - Corporate Bond | ₹10.02 Cr | 0.07% |
| Torrent Power Limited | Bond - Corporate Bond | ₹10.01 Cr | 0.07% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹9.97 Cr | 0.07% |
| 08.16 MH Sdl 2025 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.04% |
| 08.24 Tn SDL 2025sep | Bond - Gov't/Treasury | ₹5.03 Cr | 0.04% |
| 08.23 MH Sdl 2025 | Bond - Gov't/Treasury | ₹5.03 Cr | 0.04% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹4.99 Cr | 0.04% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.99 Cr | 0.04% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹4.98 Cr | 0.04% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹4.91 Cr | 0.03% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹3.49 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹7,675.38 Cr | 54.19% |
| Cash - CD/Time Deposit | ₹2,346.1 Cr | 16.56% |
| Cash - Commercial Paper | ₹1,851.13 Cr | 13.07% |
| Bond - Gov't/Treasury | ₹1,722.59 Cr | 12.16% |
| Cash - Repurchase Agreement | ₹292.69 Cr | 2.07% |
| Cash - Collateral | ₹161.98 Cr | 1.14% |
| Bond - Gov't Agency Debt | ₹69.87 Cr | 0.49% |
| Mutual Fund - Open End | ₹44.83 Cr | 0.32% |
Risk & Performance Ratios
Standard Deviation
This fund
0.46%
Cat. avg.
0.57%
Lower the better
Sharpe Ratio
This fund
1.42
Cat. avg.
-0.47
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
-0.19
Higher the better
Fund Managers
Additional Scheme Detailsas of 15th March 2025
ISIN INF209K01UR9 | Expense Ratio 0.34% | Exit Load No Charges | Fund Size ₹14,165 Cr | Age 12 years 2 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark NIFTY Ultra Short Duration Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Ultra Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹205.52 Cr | 6.8% |
| Canara Robeco Ultra Short Term Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹595.44 Cr | 6.8% |
| Baroda BNP Paribas Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹1407.51 Cr | 7.4% |
| Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹1407.51 Cr | 7.6% |
| LIC MF Ultra Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹365.85 Cr | 7.7% |
| LIC MF Ultra Short Duration Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹365.85 Cr | 6.9% |
| UTI Ultra Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹3384.64 Cr | 7.1% |
| Nippon India Ultra Short Duration Fund Regular Growth Moderate Risk | 1.1% | 0.0% | ₹7364.20 Cr | 7.2% |
| Mahindra Manulife Ultra Short Duration Fund Regular Growth Low to Moderate Risk | 0.7% | 0.0% | ₹220.62 Cr | 7.3% |
| Mahindra Manulife Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹220.62 Cr | 7.8% |
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,75,807 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Aditya Birla Sun Life Savings Fund Direct Growth?
The NAV of Aditya Birla Sun Life Savings Fund Direct Growth, as of 27-Mar-2025, is ₹545.72.
What are the returns of Aditya Birla Sun Life Savings Fund Direct Growth?
The fund has generated 8.01% over the last 1 year and 7.05% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 59.18% in bonds, and 40.50% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Savings Fund Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Savings Fund Direct Growth are:-
- Sunaina Cunha
- Kaustubh Gupta
- Monika Gandhi
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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