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Fund Overview

Fund Size

Fund Size

₹13,294 Cr

Expense Ratio

Expense Ratio

0.34%

ISIN

ISIN

INF209K01UR9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Aditya Birla Sun Life Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹549.74, Assets Under Management (AUM) of 13293.68 Crores, and an expense ratio of 0.34%.
  • Aditya Birla Sun Life Savings Fund Direct Growth has given a CAGR return of 7.77% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 59.27% in debts, and 40.39% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.12%

+6.80% (Cat Avg.)

3 Years

+7.26%

+6.38% (Cat Avg.)

5 Years

+6.48%

+5.49% (Cat Avg.)

10 Years

+7.34%

+5.56% (Cat Avg.)

Since Inception

+7.77%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt7,879.05 Cr59.27%
Others5,414.63 Cr40.73%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Shriram Finance Company LimitedBond - Corporate Bond604.07 Cr4.54%
Nirma LimitedBond - Corporate Bond485.77 Cr3.65%
364 DTBBond - Gov't/Treasury472.45 Cr3.55%
Small Industries Development Bank of IndiaBond - Corporate Bond420.96 Cr3.17%
Ongc Petro Additions LimitedCash - Commercial Paper393.48 Cr2.96%
182 DTB 29082025Bond - Gov't/Treasury341.06 Cr2.57%
Canara BankCash - CD/Time Deposit333.36 Cr2.51%
Aditya BSL Liquid Dir GrMutual Fund - Open End325.71 Cr2.45%
Mankind Pharma LtdBond - Corporate Bond306.62 Cr2.31%
Avanse Financial Services Ltd 9.40%Bond - Corporate Bond299.66 Cr2.25%
Axis Bank LimitedCash - CD/Time Deposit281.19 Cr2.12%
ICICI Home Finance Company LimitedBond - Corporate Bond270.64 Cr2.04%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond251.02 Cr1.89%
Sk Finance LtdBond - Corporate Bond247.44 Cr1.86%
Godrej Industries LimitedBond - Corporate Bond241.29 Cr1.82%
Canara BankCash - CD/Time Deposit237.85 Cr1.79%
Indusind Bank LimitedCash - CD/Time Deposit235.3 Cr1.77%
Hinduja Leyland Finance LimitedBond - Corporate Bond234.14 Cr1.76%
Net Receivables / (Payables)Cash-225.95 Cr1.70%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit210.67 Cr1.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond200.15 Cr1.51%
JSW Steel Ltd. 8.39%Bond - Corporate Bond199.97 Cr1.50%
364 DTB 04122025Bond - Gov't/Treasury191.67 Cr1.44%
Punjab National BankCash - CD/Time Deposit190.47 Cr1.43%
Tata Housing Development Company Limited 8.2175%Bond - Corporate Bond190.43 Cr1.43%
Bank Of IndiaCash - CD/Time Deposit189.87 Cr1.43%
Tata Projects LimitedCash - Commercial Paper189.87 Cr1.43%
Axis Bank LimitedCash - CD/Time Deposit189.43 Cr1.42%
Export-Import Bank Of IndiaCash - Commercial Paper188.85 Cr1.42%
Clearing Corporation Of India LimitedCash - Repurchase Agreement178.68 Cr1.34%
Bharti Telecom LimitedBond - Corporate Bond165.37 Cr1.24%
Small Industries Development Bank Of IndiaBond - Corporate Bond165.14 Cr1.24%
Shriram Finance LimitedBond - Corporate Bond150.85 Cr1.13%
8.25% Gic Housing Finance Ltd.Bond - Corporate Bond150.47 Cr1.13%
360 One Prime Ltd. 9.4%Bond - Corporate Bond149.92 Cr1.13%
91 DTB 17042025Bond - Gov't/Treasury149.58 Cr1.13%
5.22% Govt Stock 2025Bond - Gov't/Treasury144.12 Cr1.08%
Union Bank Of IndiaCash - CD/Time Deposit142.69 Cr1.07%
Deutsche Investments India Private LimitedCash - Commercial Paper142.06 Cr1.07%
Godrej Industries LimitedBond - Corporate Bond130.52 Cr0.98%
Reverse RepoCash - Repurchase Agreement129.99 Cr0.98%
Hinduja Housing Finance Limited 8.85%Bond - Corporate Bond125.56 Cr0.94%
Can Fin Homes Ltd. 8.09%Bond - Corporate Bond125.45 Cr0.94%
Mankind Pharma LtdBond - Corporate Bond125.43 Cr0.94%
JM Financial Products LimitedBond - Corporate Bond125.22 Cr0.94%
Bharti Telecom Limited 8.65%Bond - Corporate Bond120.99 Cr0.91%
Muthoot Finance LimitedBond - Corporate Bond120.17 Cr0.90%
Godrej Properties LimitedBond - Corporate Bond110.81 Cr0.83%
07.89 GJ Sdl 2025Bond - Gov't/Treasury110.16 Cr0.83%
Smfg India Home Finance Co. Ltd.Bond - Corporate Bond100.8 Cr0.76%
Sundaram Home Finance LimitedBond - Corporate Bond100.41 Cr0.76%
Gic Housing Finance LimitedBond - Corporate Bond100.37 Cr0.76%
Tata Realty And Infrastructure LimitedBond - Corporate Bond100.34 Cr0.75%
Tata Teleservices (Maharashtra) LtdCash - Commercial Paper100.23 Cr0.75%
Arka Fincap LimitedBond - Corporate Bond100.16 Cr0.75%
05.95 Tn SDL 2025Bond - Gov't/Treasury99.92 Cr0.75%
Indusind Bank LimitedCash - CD/Time Deposit95.37 Cr0.72%
Canara BankCash - CD/Time Deposit95.07 Cr0.72%
Export-Import Bank Of IndiaCash - CD/Time Deposit94.93 Cr0.71%
Indusind Bank LimitedCash - CD/Time Deposit93.63 Cr0.70%
Axis Bank LimitedCash - CD/Time Deposit87.21 Cr0.66%
Bharti Telecom LimitedBond - Corporate Bond75.19 Cr0.57%
Bharti Telecom LimitedBond - Corporate Bond75.13 Cr0.57%
Export Import Bank Of India**Cash - CD/Time Deposit70.36 Cr0.53%
Rec LimitedBond - Corporate Bond69.25 Cr0.52%
Nuvama Wealth Finance LtdBond - Corporate Bond65.23 Cr0.49%
REC Ltd. 7.71%Bond - Corporate Bond50.43 Cr0.38%
Godrej Properties LimitedBond - Corporate Bond50.18 Cr0.38%
Bharti Telecom LimitedBond - Corporate Bond50.17 Cr0.38%
Reliance Life Sciences Private Limited 7.7954%Bond - Corporate Bond50.11 Cr0.38%
Vedanta LimitedBond - Corporate Bond50.11 Cr0.38%
LIC Housing Finance LimitedBond - Corporate Bond50.1 Cr0.38%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.08 Cr0.38%
Aditya Birla Housing Finance LimitedBond - Corporate Bond50.06 Cr0.38%
JM Financial Credit Solutions LimitedBond - Corporate Bond50.01 Cr0.38%
Can Fin Homes LimitedBond - Corporate Bond49.94 Cr0.38%
Can Fin Homes LimitedBond - Corporate Bond49.92 Cr0.38%
Torrent Power LimitedBond - Corporate Bond49.61 Cr0.37%
Axis Bank Ltd.Cash - CD/Time Deposit49.57 Cr0.37%
Indian BankCash - CD/Time Deposit49.5 Cr0.37%
Rec LimitedBond - Corporate Bond49.41 Cr0.37%
Axis Bank LimitedCash - CD/Time Deposit48.19 Cr0.36%
ICICI Bank Ltd.Cash - CD/Time Deposit47.88 Cr0.36%
SBI - Corporate Debt Market Development Fund - A2 UnitsMutual Fund - Open End44.99 Cr0.34%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.25 Cr0.19%
Torrent Power LimitedBond - Corporate Bond25.2 Cr0.19%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.07 Cr0.19%
Gs CG 12/6/2025 - (Strips) TbBond - Gov't/Treasury25.06 Cr0.19%
Shriram Transport Finance Company LimitedBond - Corporate Bond25.05 Cr0.19%
Reliance Life Sciences Private Limited 7.7954%Bond - Corporate Bond25.04 Cr0.19%
Sikka Ports & Terminals LimitedBond - Corporate Bond24.77 Cr0.19%
Standard Chartered Securities (India) LimitedCash - Commercial Paper24.59 Cr0.18%
Standard Chartered Securities (India) LimitedCash - Commercial Paper24.58 Cr0.18%
Aditya Birla Finance LimitedBond - Corporate Bond24.51 Cr0.18%
Axis Bank LimitedCash - CD/Time Deposit24.09 Cr0.18%
LIC Housing Finance LtdBond - Corporate Bond17.18 Cr0.13%
Godrej Industries LimitedBond - Corporate Bond15.15 Cr0.11%
Pipeline Infrastructure Pvt Ltd.Bond - Corporate Bond15.14 Cr0.11%
Rural Electrification Corporation LimitedBond - Corporate Bond15.06 Cr0.11%
Barclays Investments & Loans (India) Private LimitedCash - Commercial Paper14.86 Cr0.11%
Torrent Power LimitedBond - Corporate Bond10.08 Cr0.08%
Torrent Power LimitedBond - Corporate Bond10.04 Cr0.08%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.99 Cr0.08%
08.16 MH Sdl 2025Bond - Gov't/Treasury5.03 Cr0.04%
08.24 Tn SDL 2025sepBond - Gov't/Treasury5.03 Cr0.04%
08.23 MH Sdl 2025Bond - Gov't/Treasury5.03 Cr0.04%
Muthoot Finance LimitedBond - Corporate Bond5 Cr0.04%
Union Bank Of IndiaCash - CD/Time Deposit5 Cr0.04%
Small Industries Development Bank Of IndiaBond - Corporate Bond5 Cr0.04%
Deutsche Investments India Private LimitedCash - Commercial Paper4.93 Cr0.04%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond3.5 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond7,436.08 Cr55.94%
Cash - CD/Time Deposit2,771.62 Cr20.85%
Bond - Gov't/Treasury1,549.12 Cr11.65%
Cash - Commercial Paper1,083.45 Cr8.15%
Mutual Fund - Open End370.69 Cr2.79%
Cash - Repurchase Agreement308.67 Cr2.32%
Cash-225.95 Cr1.70%
Bond - Gov't Agency Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.47%

Cat. avg.

0.60%

Lower the better

Sharpe Ratio

This fund

1.46

Cat. avg.

-0.47

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.18

Higher the better

Fund Managers

SC

Sunaina Cunha

Since June 2014

KG

Kaustubh Gupta

Since July 2011

Monika Gandhi

Monika Gandhi

Since March 2021

Additional Scheme Detailsas of 31st March 2025

ISIN
INF209K01UR9
Expense Ratio
0.34%
Exit Load
No Charges
Fund Size
₹13,294 Cr
Age
12 years 3 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Aditya Birla SL Mutual Fund

Aditya Birla SL Mutual Fund

Total AUM

₹3,67,306 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%₹104.95 Cr-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹80.71 Cr12.4%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

1.0%1.0%₹1343.85 Cr-1.2%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.3%0.0%₹87.20 Cr8.4%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹182.16 Cr9.7%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹28.75 Cr7.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%₹24.33 Cr8.2%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹25.60 Cr8.6%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹311.04 Cr8.5%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹216.34 Cr9.3%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%₹73.34 Cr8.2%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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The NAV of Aditya Birla Sun Life Savings Fund Direct Growth, as of 17-Apr-2025, is ₹549.74.
The fund has generated 8.12% over the last 1 year and 7.26% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 59.27% in bonds, and 40.39% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Savings Fund Direct Growth are:-
  1. Sunaina Cunha
  2. Kaustubh Gupta
  3. Monika Gandhi

Fund Overview

Fund Size

Fund Size

₹13,294 Cr

Expense Ratio

Expense Ratio

0.34%

ISIN

ISIN

INF209K01UR9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

About this fund

Aditya Birla Sun Life Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 17-Apr-25, it has a Net Asset Value (NAV) of ₹549.74, Assets Under Management (AUM) of 13293.68 Crores, and an expense ratio of 0.34%.
  • Aditya Birla Sun Life Savings Fund Direct Growth has given a CAGR return of 7.77% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 59.27% in debts, and 40.39% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.12%

+6.80% (Cat Avg.)

3 Years

+7.26%

+6.38% (Cat Avg.)

5 Years

+6.48%

+5.49% (Cat Avg.)

10 Years

+7.34%

+5.56% (Cat Avg.)

Since Inception

+7.77%

(Cat Avg.)

Portfolio Summaryas of 31st March 2025

Debt7,879.05 Cr59.27%
Others5,414.63 Cr40.73%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Shriram Finance Company LimitedBond - Corporate Bond604.07 Cr4.54%
Nirma LimitedBond - Corporate Bond485.77 Cr3.65%
364 DTBBond - Gov't/Treasury472.45 Cr3.55%
Small Industries Development Bank of IndiaBond - Corporate Bond420.96 Cr3.17%
Ongc Petro Additions LimitedCash - Commercial Paper393.48 Cr2.96%
182 DTB 29082025Bond - Gov't/Treasury341.06 Cr2.57%
Canara BankCash - CD/Time Deposit333.36 Cr2.51%
Aditya BSL Liquid Dir GrMutual Fund - Open End325.71 Cr2.45%
Mankind Pharma LtdBond - Corporate Bond306.62 Cr2.31%
Avanse Financial Services Ltd 9.40%Bond - Corporate Bond299.66 Cr2.25%
Axis Bank LimitedCash - CD/Time Deposit281.19 Cr2.12%
ICICI Home Finance Company LimitedBond - Corporate Bond270.64 Cr2.04%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond251.02 Cr1.89%
Sk Finance LtdBond - Corporate Bond247.44 Cr1.86%
Godrej Industries LimitedBond - Corporate Bond241.29 Cr1.82%
Canara BankCash - CD/Time Deposit237.85 Cr1.79%
Indusind Bank LimitedCash - CD/Time Deposit235.3 Cr1.77%
Hinduja Leyland Finance LimitedBond - Corporate Bond234.14 Cr1.76%
Net Receivables / (Payables)Cash-225.95 Cr1.70%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit210.67 Cr1.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond200.15 Cr1.51%
JSW Steel Ltd. 8.39%Bond - Corporate Bond199.97 Cr1.50%
364 DTB 04122025Bond - Gov't/Treasury191.67 Cr1.44%
Punjab National BankCash - CD/Time Deposit190.47 Cr1.43%
Tata Housing Development Company Limited 8.2175%Bond - Corporate Bond190.43 Cr1.43%
Bank Of IndiaCash - CD/Time Deposit189.87 Cr1.43%
Tata Projects LimitedCash - Commercial Paper189.87 Cr1.43%
Axis Bank LimitedCash - CD/Time Deposit189.43 Cr1.42%
Export-Import Bank Of IndiaCash - Commercial Paper188.85 Cr1.42%
Clearing Corporation Of India LimitedCash - Repurchase Agreement178.68 Cr1.34%
Bharti Telecom LimitedBond - Corporate Bond165.37 Cr1.24%
Small Industries Development Bank Of IndiaBond - Corporate Bond165.14 Cr1.24%
Shriram Finance LimitedBond - Corporate Bond150.85 Cr1.13%
8.25% Gic Housing Finance Ltd.Bond - Corporate Bond150.47 Cr1.13%
360 One Prime Ltd. 9.4%Bond - Corporate Bond149.92 Cr1.13%
91 DTB 17042025Bond - Gov't/Treasury149.58 Cr1.13%
5.22% Govt Stock 2025Bond - Gov't/Treasury144.12 Cr1.08%
Union Bank Of IndiaCash - CD/Time Deposit142.69 Cr1.07%
Deutsche Investments India Private LimitedCash - Commercial Paper142.06 Cr1.07%
Godrej Industries LimitedBond - Corporate Bond130.52 Cr0.98%
Reverse RepoCash - Repurchase Agreement129.99 Cr0.98%
Hinduja Housing Finance Limited 8.85%Bond - Corporate Bond125.56 Cr0.94%
Can Fin Homes Ltd. 8.09%Bond - Corporate Bond125.45 Cr0.94%
Mankind Pharma LtdBond - Corporate Bond125.43 Cr0.94%
JM Financial Products LimitedBond - Corporate Bond125.22 Cr0.94%
Bharti Telecom Limited 8.65%Bond - Corporate Bond120.99 Cr0.91%
Muthoot Finance LimitedBond - Corporate Bond120.17 Cr0.90%
Godrej Properties LimitedBond - Corporate Bond110.81 Cr0.83%
07.89 GJ Sdl 2025Bond - Gov't/Treasury110.16 Cr0.83%
Smfg India Home Finance Co. Ltd.Bond - Corporate Bond100.8 Cr0.76%
Sundaram Home Finance LimitedBond - Corporate Bond100.41 Cr0.76%
Gic Housing Finance LimitedBond - Corporate Bond100.37 Cr0.76%
Tata Realty And Infrastructure LimitedBond - Corporate Bond100.34 Cr0.75%
Tata Teleservices (Maharashtra) LtdCash - Commercial Paper100.23 Cr0.75%
Arka Fincap LimitedBond - Corporate Bond100.16 Cr0.75%
05.95 Tn SDL 2025Bond - Gov't/Treasury99.92 Cr0.75%
Indusind Bank LimitedCash - CD/Time Deposit95.37 Cr0.72%
Canara BankCash - CD/Time Deposit95.07 Cr0.72%
Export-Import Bank Of IndiaCash - CD/Time Deposit94.93 Cr0.71%
Indusind Bank LimitedCash - CD/Time Deposit93.63 Cr0.70%
Axis Bank LimitedCash - CD/Time Deposit87.21 Cr0.66%
Bharti Telecom LimitedBond - Corporate Bond75.19 Cr0.57%
Bharti Telecom LimitedBond - Corporate Bond75.13 Cr0.57%
Export Import Bank Of India**Cash - CD/Time Deposit70.36 Cr0.53%
Rec LimitedBond - Corporate Bond69.25 Cr0.52%
Nuvama Wealth Finance LtdBond - Corporate Bond65.23 Cr0.49%
REC Ltd. 7.71%Bond - Corporate Bond50.43 Cr0.38%
Godrej Properties LimitedBond - Corporate Bond50.18 Cr0.38%
Bharti Telecom LimitedBond - Corporate Bond50.17 Cr0.38%
Reliance Life Sciences Private Limited 7.7954%Bond - Corporate Bond50.11 Cr0.38%
Vedanta LimitedBond - Corporate Bond50.11 Cr0.38%
LIC Housing Finance LimitedBond - Corporate Bond50.1 Cr0.38%
Small Industries Development Bank Of IndiaBond - Corporate Bond50.08 Cr0.38%
Aditya Birla Housing Finance LimitedBond - Corporate Bond50.06 Cr0.38%
JM Financial Credit Solutions LimitedBond - Corporate Bond50.01 Cr0.38%
Can Fin Homes LimitedBond - Corporate Bond49.94 Cr0.38%
Can Fin Homes LimitedBond - Corporate Bond49.92 Cr0.38%
Torrent Power LimitedBond - Corporate Bond49.61 Cr0.37%
Axis Bank Ltd.Cash - CD/Time Deposit49.57 Cr0.37%
Indian BankCash - CD/Time Deposit49.5 Cr0.37%
Rec LimitedBond - Corporate Bond49.41 Cr0.37%
Axis Bank LimitedCash - CD/Time Deposit48.19 Cr0.36%
ICICI Bank Ltd.Cash - CD/Time Deposit47.88 Cr0.36%
SBI - Corporate Debt Market Development Fund - A2 UnitsMutual Fund - Open End44.99 Cr0.34%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.25 Cr0.19%
Torrent Power LimitedBond - Corporate Bond25.2 Cr0.19%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.07 Cr0.19%
Gs CG 12/6/2025 - (Strips) TbBond - Gov't/Treasury25.06 Cr0.19%
Shriram Transport Finance Company LimitedBond - Corporate Bond25.05 Cr0.19%
Reliance Life Sciences Private Limited 7.7954%Bond - Corporate Bond25.04 Cr0.19%
Sikka Ports & Terminals LimitedBond - Corporate Bond24.77 Cr0.19%
Standard Chartered Securities (India) LimitedCash - Commercial Paper24.59 Cr0.18%
Standard Chartered Securities (India) LimitedCash - Commercial Paper24.58 Cr0.18%
Aditya Birla Finance LimitedBond - Corporate Bond24.51 Cr0.18%
Axis Bank LimitedCash - CD/Time Deposit24.09 Cr0.18%
LIC Housing Finance LtdBond - Corporate Bond17.18 Cr0.13%
Godrej Industries LimitedBond - Corporate Bond15.15 Cr0.11%
Pipeline Infrastructure Pvt Ltd.Bond - Corporate Bond15.14 Cr0.11%
Rural Electrification Corporation LimitedBond - Corporate Bond15.06 Cr0.11%
Barclays Investments & Loans (India) Private LimitedCash - Commercial Paper14.86 Cr0.11%
Torrent Power LimitedBond - Corporate Bond10.08 Cr0.08%
Torrent Power LimitedBond - Corporate Bond10.04 Cr0.08%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.99 Cr0.08%
08.16 MH Sdl 2025Bond - Gov't/Treasury5.03 Cr0.04%
08.24 Tn SDL 2025sepBond - Gov't/Treasury5.03 Cr0.04%
08.23 MH Sdl 2025Bond - Gov't/Treasury5.03 Cr0.04%
Muthoot Finance LimitedBond - Corporate Bond5 Cr0.04%
Union Bank Of IndiaCash - CD/Time Deposit5 Cr0.04%
Small Industries Development Bank Of IndiaBond - Corporate Bond5 Cr0.04%
Deutsche Investments India Private LimitedCash - Commercial Paper4.93 Cr0.04%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond3.5 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond7,436.08 Cr55.94%
Cash - CD/Time Deposit2,771.62 Cr20.85%
Bond - Gov't/Treasury1,549.12 Cr11.65%
Cash - Commercial Paper1,083.45 Cr8.15%
Mutual Fund - Open End370.69 Cr2.79%
Cash - Repurchase Agreement308.67 Cr2.32%
Cash-225.95 Cr1.70%
Bond - Gov't Agency Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.47%

Cat. avg.

0.60%

Lower the better

Sharpe Ratio

This fund

1.46

Cat. avg.

-0.47

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.18

Higher the better

Fund Managers

SC

Sunaina Cunha

Since June 2014

KG

Kaustubh Gupta

Since July 2011

Monika Gandhi

Monika Gandhi

Since March 2021

Additional Scheme Detailsas of 31st March 2025

ISIN
INF209K01UR9
Expense Ratio
0.34%
Exit Load
No Charges
Fund Size
₹13,294 Cr
Age
12 years 3 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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About the AMC

Aditya Birla SL Mutual Fund

Aditya Birla SL Mutual Fund

Total AUM

₹3,67,306 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%₹104.95 Cr-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹80.71 Cr12.4%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

1.0%1.0%₹1343.85 Cr-1.2%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.3%0.0%₹87.20 Cr8.4%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹182.16 Cr9.7%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Low Risk

-0.0%₹28.75 Cr7.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%₹24.33 Cr8.2%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹25.60 Cr8.6%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹311.04 Cr8.5%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹216.34 Cr9.3%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%₹73.34 Cr8.2%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Still got questions?
We're here to help.

The NAV of Aditya Birla Sun Life Savings Fund Direct Growth, as of 17-Apr-2025, is ₹549.74.
The fund has generated 8.12% over the last 1 year and 7.26% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 59.27% in bonds, and 40.39% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Savings Fund Direct Growth are:-
  1. Sunaina Cunha
  2. Kaustubh Gupta
  3. Monika Gandhi
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