Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct Growth
HybridRetirementModerate Risk
Direct
NAV (21-Nov-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹16 Cr
Expense Ratio
0.84%
ISIN
INF209KB1K03
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
12 Mar 2019
About this fund
As of 21-Nov-24, it has a Net Asset Value (NAV) of ₹13.66, Assets Under Management (AUM) of 15.72 Crores, and an expense ratio of 0.84%.
- Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct Growth has given a CAGR return of 5.61% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 94.17% in debts, and 5.83% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.64%
— (Cat Avg.)
3 Years
+5.17%
— (Cat Avg.)
5 Years
+5.34%
— (Cat Avg.)
Since Inception
+5.61%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2024
| Debt | ₹14.81 Cr | 94.17% |
| Others | ₹0.92 Cr | 5.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹7.49 Cr | 48.56% |
| 6.57% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.95 Cr | 19.11% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹1.57 Cr | 10.16% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹1.03 Cr | 6.69% |
| Goi 06.05.2030 Gov | Bond - Gov't/Treasury | ₹0.93 Cr | 6.04% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹0.37 Cr | 2.43% |
| 07.25 MH Sdl 2026 | Bond - Gov't/Treasury | ₹0.25 Cr | 1.63% |
| 07.98 Up SDL 2025 | Bond - Gov't/Treasury | ₹0.24 Cr | 1.56% |
| Net Receivables / (Payables) | Cash | ₹0.22 Cr | 1.44% |
| 08.21 HR UDAY 2026 | Bond - Gov't Agency Debt | ₹0.2 Cr | 1.32% |
| 0% Goi - 16dec25 Strips | Bond - Gov't/Treasury | ₹0.09 Cr | 0.60% |
| 08.26 MH Sdl 2025 | Bond - Gov't/Treasury | ₹0.05 Cr | 0.33% |
| 08.59 KA Sdl 2025 | Bond - Gov't/Treasury | ₹0.02 Cr | 0.13% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Gov't/Treasury | ₹13.59 Cr | 88.13% |
| Bond - Corporate Bond | ₹1.03 Cr | 6.69% |
| Cash - Repurchase Agreement | ₹0.37 Cr | 2.43% |
| Cash | ₹0.22 Cr | 1.44% |
| Bond - Gov't Agency Debt | ₹0.2 Cr | 1.32% |
Risk & Performance Ratios
Standard Deviation
This fund
1.61%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
-0.56
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Harshil Suvarnkar
Since March 2021
Additional Scheme Detailsas of 31st October 2024
ISIN INF209KB1K03 | Expense Ratio 0.84% | Exit Load No Charges | Fund Size ₹16 Cr | Age 5 years 8 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Retirement Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Tata Retirement Savings Moderate Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2161.97 Cr | 21.4% |
| Tata Retirement Savings Conservative Fund Regular Growth Moderately High risk | 2.2% | 1.0% | ₹174.39 Cr | 11.1% |
| Tata Retirement Savings Progressive Fund Regular Growth Very High Risk | 2.0% | 1.0% | ₹2088.63 Cr | 23.4% |
| Axis Retirement Savings Fund - Aggressive Plan Regular Growth Very High Risk | 2.2% | 0.0% | ₹922.37 Cr | 25.4% |
| Axis Retirement Savings Fund - Conservative Plan Direct Growth High Risk | 0.7% | 0.0% | ₹73.62 Cr | 16.4% |
| Axis Retirement Savings Fund - Aggressive Plan Direct Growth Very High Risk | 0.9% | 0.0% | ₹922.37 Cr | 27.0% |
| Axis Retirement Savings Fund - Dynamic Plan Regular Growth Very High Risk | 2.4% | 0.0% | ₹385.46 Cr | 30.4% |
| Axis Retirement Savings Fund - Dynamic Plan Direct Growth Very High Risk | 1.1% | 0.0% | ₹385.46 Cr | 32.1% |
| Axis Retirement Savings Fund - Conservative Plan Regular Growth High Risk | 2.1% | 0.0% | ₹73.62 Cr | 14.8% |
| Franklin India Pension Plan Regular Growth Moderately High risk | 2.3% | 3.0% | ₹511.17 Cr | 15.7% |
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,93,523 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Harshil Suvarnkar
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