Fund Overview
Fund Size
₹1,129 Cr
Expense Ratio
2.11%
ISIN
INF209KB1E76
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
12 Feb 2019
About this fund
Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth is a Children mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 5 years, 7 months and 24 days, having been launched on 12-Feb-19.
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹20.18, Assets Under Management (AUM) of 1128.74 Crores, and an expense ratio of 2.11%.
As of 04-Oct-24, it has a Net Asset Value (NAV) of ₹20.18, Assets Under Management (AUM) of 1128.74 Crores, and an expense ratio of 2.11%.
- Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth has given a CAGR return of 13.23% since inception.
- The fund's asset allocation comprises around 98.31% in equities, 0.00% in debts, and 1.69% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+30.03%
— (Cat Avg.)
3 Years
+12.69%
— (Cat Avg.)
5 Years
+15.24%
— (Cat Avg.)
Since Inception
+13.23%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹1,109.7 Cr | 98.31% |
| Others | ₹19.04 Cr | 1.69% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| ICICI Bank Ltd | Equity | ₹66.36 Cr | 5.88% |
| Infosys Ltd | Equity | ₹58.58 Cr | 5.19% |
| HDFC Bank Ltd | Equity | ₹54.12 Cr | 4.79% |
| Reliance Industries Ltd | Equity | ₹39.41 Cr | 3.49% |
| Larsen & Toubro Ltd | Equity | ₹37.7 Cr | 3.34% |
| Axis Bank Ltd | Equity | ₹33.6 Cr | 2.98% |
| Bharti Airtel Ltd | Equity | ₹26.59 Cr | 2.36% |
| Maruti Suzuki India Ltd | Equity | ₹24.64 Cr | 2.18% |
| Oil & Natural Gas Corp Ltd | Equity | ₹23.48 Cr | 2.08% |
| Mahindra & Mahindra Ltd | Equity | ₹21.38 Cr | 1.89% |
| V-Guard Industries Ltd | Equity | ₹20.67 Cr | 1.83% |
| Welspun Corp Ltd | Equity | ₹20.33 Cr | 1.80% |
| Fortis Healthcare Ltd | Equity | ₹19.37 Cr | 1.72% |
| Balrampur Chini Mills Ltd | Equity | ₹19.12 Cr | 1.69% |
| State Bank of India | Equity | ₹18.96 Cr | 1.68% |
| Laxmi Organic Industries Ltd | Equity | ₹18.45 Cr | 1.63% |
| GAIL (India) Ltd | Equity | ₹17.83 Cr | 1.58% |
| AU Small Finance Bank Ltd | Equity | ₹17.76 Cr | 1.57% |
| Hindustan Petroleum Corp Ltd | Equity | ₹17.29 Cr | 1.53% |
| ITC Ltd | Equity | ₹17.06 Cr | 1.51% |
| REC Ltd | Equity | ₹17.04 Cr | 1.51% |
| Sumitomo Chemical India Ltd Ordinary Shares | Equity | ₹16.93 Cr | 1.50% |
| Zomato Ltd | Equity | ₹16.91 Cr | 1.50% |
| CESC Ltd | Equity | ₹16.69 Cr | 1.48% |
| Welspun Living Ltd | Equity | ₹16.53 Cr | 1.46% |
| SAMHI Hotels Ltd | Equity | ₹16.37 Cr | 1.45% |
| Tata Motors Ltd | Equity | ₹16.11 Cr | 1.43% |
| Akums Drugs and Pharmaceuticals Ltd | Equity | ₹15.55 Cr | 1.38% |
| Shriram Finance Ltd | Equity | ₹15.38 Cr | 1.36% |
| IndusInd Bank Ltd | Equity | ₹15.17 Cr | 1.34% |
| Samvardhana Motherson International Ltd | Equity | ₹15.13 Cr | 1.34% |
| InterGlobe Aviation Ltd | Equity | ₹14.97 Cr | 1.33% |
| TD Power Systems Ltd | Equity | ₹14.93 Cr | 1.32% |
| Chalet Hotels Ltd | Equity | ₹14.35 Cr | 1.27% |
| Cello World Ltd | Equity | ₹14.33 Cr | 1.27% |
| Petronet LNG Ltd | Equity | ₹14.32 Cr | 1.27% |
| Emcure Pharmaceuticals Ltd | Equity | ₹14.04 Cr | 1.24% |
| NBCC India Ltd | Equity | ₹13.98 Cr | 1.24% |
| Ambuja Cements Ltd | Equity | ₹13.88 Cr | 1.23% |
| FSN E-Commerce Ventures Ltd | Equity | ₹13.78 Cr | 1.22% |
| Max Financial Services Ltd | Equity | ₹13.44 Cr | 1.19% |
| Hindalco Industries Ltd | Equity | ₹13.33 Cr | 1.18% |
| Gokaldas Exports Ltd | Equity | ₹13.25 Cr | 1.17% |
| Engineers India Ltd | Equity | ₹13.05 Cr | 1.16% |
| Bank of Baroda | Equity | ₹12.98 Cr | 1.15% |
| Sunteck Realty Ltd | Equity | ₹12.7 Cr | 1.13% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹12.34 Cr | 1.09% |
| Bikaji Foods International Ltd | Equity | ₹12.29 Cr | 1.09% |
| Go Fashion (India) Ltd | Equity | ₹12.18 Cr | 1.08% |
| Timken India Ltd | Equity | ₹12.12 Cr | 1.07% |
| MAS Financial Services Ltd Ordinary Shares | Equity | ₹11.82 Cr | 1.05% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹11.73 Cr | 1.04% |
| United Breweries Ltd | Equity | ₹11.6 Cr | 1.03% |
| INOX India Ltd | Equity | ₹11.3 Cr | 1.00% |
| NTPC Ltd | Equity | ₹10.41 Cr | 0.92% |
| IRB Infrastructure Developers Ltd | Equity | ₹10.3 Cr | 0.91% |
| Bajaj Finance Ltd | Equity | ₹9.97 Cr | 0.88% |
| Gujarat Gas Ltd | Equity | ₹9.32 Cr | 0.83% |
| Navin Fluorine International Ltd | Equity | ₹7.94 Cr | 0.70% |
| Zee Entertainment Enterprises Ltd | Equity | ₹7.88 Cr | 0.70% |
| Marathon Nextgen Realty Ltd | Equity | ₹7.02 Cr | 0.62% |
| Net Receivables / (Payables) | Cash | ₹6.71 Cr | 0.59% |
| Cyient DLM Ltd | Equity | ₹5.96 Cr | 0.53% |
Allocation By Market Cap (Equity)
Large Cap Stocks
52.79%
Mid Cap Stocks
14.51%
Small Cap Stocks
28.39%
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹298.33 Cr | 26.43% |
| Consumer Cyclical | ₹194.97 Cr | 17.27% |
| Industrials | ₹149.02 Cr | 13.20% |
| Energy | ₹94.51 Cr | 8.37% |
| Basic Materials | ₹90.87 Cr | 8.05% |
| Technology | ₹64.54 Cr | 5.72% |
| Consumer Defensive | ₹60.07 Cr | 5.32% |
| Utilities | ₹54.24 Cr | 4.81% |
| Healthcare | ₹48.96 Cr | 4.34% |
| Communication Services | ₹34.47 Cr | 3.05% |
| Real Estate | ₹19.72 Cr | 1.75% |
Risk & Performance Ratios
Standard Deviation
This fund
12.22%
Cat. avg.
--
Lower the better
Sharpe Ratio
This fund
0.67
Cat. avg.
--
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
--
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF209KB1E76 | Expense Ratio | 2.11% | Exit Load | No Charges | Fund Size | ₹1,129 Cr | Age | 5 years 7 months | Lumpsum Minimum | ₹1,000 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Children Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| SBI Magnum Children's Benefit Fund Regular Growth High Risk | 1.2% | 3.0% | ₹121.04 Cr | 20.9% |
| Tata Young Citizens Fund Direct Growth Very High Risk | 2.2% | 1.0% | ₹387.11 Cr | 31.8% |
| Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth Very High Risk | 0.6% | 0.0% | ₹1128.74 Cr | 32.0% |
| Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth Very High Risk | 2.1% | 0.0% | ₹1128.74 Cr | 30.0% |
| SBI Magnum Children's Benefit Fund- Investment PLan Direct Growth Very High Risk | 0.8% | 3.0% | ₹2693.38 Cr | 45.4% |
| SBI Magnum Children's Benefit Fund- Investment PLan Regular Growth Very High Risk | 1.9% | 3.0% | ₹2693.38 Cr | 43.7% |
| SBI Magnum Children's Benefit Fund Direct Growth High Risk | 0.8% | 3.0% | ₹121.04 Cr | 21.3% |
| Union Children's Fund Regular Growth Very High Risk | 2.4% | 0.0% | ₹57.68 Cr | - |
| Union Children's Fund Direct Growth Very High Risk | 0.9% | 0.0% | ₹57.68 Cr | - |
About the AMC
Total AUM
₹3,82,944 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth?
The NAV of Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth, as of 04-Oct-2024, is ₹20.18.
What are the returns of Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth?
The fund has generated 30.03% over the last 1 year and 12.69% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth?
The fund's allocation of assets is distributed as 98.31% in equities, 0.00% in bonds, and 1.69% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth?
The fund managers responsible for Aditya Birla Sun Life Bal Bhavishya Yojna Regular Growth are:-
- Atul Penkar
- Harshil Suvarnkar
- Dhaval Joshi
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.