How long can you survive without money?
A couple of years ago, someone I had known for a long time passed away. He was just 44. The cause was sudden, the kind that leaves no time for goodbyes, let alone financial arrangements. He had a wife, and…
Sandeep Jethwani
Sandeep Jethwani is a seasoned investment professional with over 17 years of experience managing portfolios for some of India's wealthiest individuals. A graduate of IIM Bangalore and the son of two PSU bankers, Sandeep has a deep understanding of the importance of financial management. He co-founded Dezerv with the mission to democratize access to expert investment management, ensuring that Indian working professionals can achieve long-term financial success. At Dezerv, Sandeep and his team combine advanced technology with expert insights to offer tailored investment solutions, managing over 7000+ crore INR in assets for their clients.
Read this if you celebrate January 1st and ignore April 1st
Every December 31st, the world celebrates. Fireworks. Resolutions. A fresh start. And by January 2nd, most of those resolutions are already forgotten. I have never understood this. Not because I have anything against celebrations. But because for anyone who builds…
The real reason billionaires own sports teams
In 1923, a man named Edoardo Agnelli did something unusual for an Italian industrialist. His father had founded Fiat — Italy’s largest car company. The family was already one of the wealthiest in Europe. But Edoardo didn’t buy another factory…
How will rising oil prices affect India, and how exposed are we really?
A 33-kilometre stretch of water separates India’s kitchen from the Persian Gulf. Most Indians may have never heard of the Strait of Hormuz. Yet right now, it is the single most consequential economic variable in the country, more than the…
This newsletter is not for men (unless…you love someone who needs it)
During Covid, a client of mine passed away. His wife, educated, capable, from a family that valued financial security, was suddenly in charge of a financial life she’d never been part of. She didn’t know the full picture of their…
Can AI manage your money?
By 2028, AI will become a leading source of financial advice for nearly 78% of retail investors. When I first read this Deloitte data, my first instinct was to file it with the other confident predictions that never quite arrive…
Can you still afford to buy a house in India?
I was scrolling through X late at night — a habit I usually try to break before bed — when a data set stopped my thumb mid-scroll. In FY26, over 50% of homes sold across India’s top 7 cities (excluding…
You’re paying ₹50 lakhs for things you’ll never own
I recently had a minor “digital crisis” that many of you will find familiar. I was trying to record a quick video on my phone, only to be met with the dreaded: “Storage almost full.” I didn’t delete photos. I…
Kirana vs Quick Commerce : the race is far from over
Every few years, a “death certificate” is written for the Indian Kirana store. In the early 2000s, it was the arrival of Modern Trade—the gleaming aisles of supermarkets like Big Bazaar, Smart Bazaar. We were told the air-conditioned comfort of…
8 things in India’s Economic Survey 2026 that matter more than the GDP headline
India has pulled off something most developed economies couldn’t: taming inflation while maintaining growth momentum. While countries like the UK, Brazil, and Japan saw inflation accelerate in 2025, India recorded one of the sharpest declines globally. This macro victory directly…