Last week, Dezerv turned five. There is something strange about anniversaries, they make the same moment feel like yesterday and a lifetime ago at once. As I sit down to write this, I find myself thinking about where it all…
Picture this. It’s March 2020. Your portfolio is down 38% in three weeks. The news is apocalyptic. Your WhatsApp groups are cycling between pandemic updates and screenshots of portfolios bleeding red. You’re a smart person, CXO, founder, someone who has…
A couple of years ago, someone I had known for a long time passed away. He was just 44. The cause was sudden, the kind that leaves no time for goodbyes, let alone financial arrangements. He had a wife, and…
Every December 31st, the world celebrates. Fireworks. Resolutions. A fresh start. And by January 2nd, most of those resolutions are already forgotten. I have never understood this. Not because I have anything against celebrations. But because for anyone who builds…
In 1923, a man named Edoardo Agnelli did something unusual for an Italian industrialist. His father had founded Fiat — Italy’s largest car company. The family was already one of the wealthiest in Europe. But Edoardo didn’t buy another factory…
A 33-kilometre stretch of water separates India’s kitchen from the Persian Gulf. Most Indians may have never heard of the Strait of Hormuz. Yet right now, it is the single most consequential economic variable in the country, more than the…
During Covid, a client of mine passed away. His wife, educated, capable, from a family that valued financial security, was suddenly in charge of a financial life she’d never been part of. She didn’t know the full picture of their…
By 2028, AI will become a leading source of financial advice for nearly 78% of retail investors. When I first read this Deloitte data, my first instinct was to file it with the other confident predictions that never quite arrive…
I was scrolling through X late at night — a habit I usually try to break before bed — when a data set stopped my thumb mid-scroll. In FY26, over 50% of homes sold across India’s top 7 cities (excluding…
I recently had a minor “digital crisis” that many of you will find familiar. I was trying to record a quick video on my phone, only to be met with the dreaded: “Storage almost full.” I didn’t delete photos. I…