Recently, I was amazed to learn that one of our team members financed 70% of his INR 15 lakh honeymoon to Australia (business class tickets, 5-star hotels, etc.) solely through credit card reward points. His meticulously crafted spreadsheet, filled with…
With over 119 million Indians monitoring their TransUnion CIBIL scores as of March 2024, India’s Credit Awareness Quotient is rapidly rising. Credit awareness in India has reached unprecedented levels. What’s driving this growing interest in understanding credit scores? Credit Information…
When I started my wealth management career two decades ago, the concept of a Family Office was relatively unknown in India. Even today, it’s a term that resonates primarily within select circles of wealth creators. Throughout my journey hosting the…
For decades, the intersection of wealth management and luxury experiences has revolved around sports. Special tickets, private boxes, and VIP access were the hallmarks of a luxury-driven approach aimed at those who could afford such pleasures. But a significant shift…
Recently, one sport has been gaining immense popularity worldwide and has even caught the eye of Microsoft founder and philanthropist Bill Gates. In a podcast with Zerodha co-founder Nikhil Kamath, 68-year-old Gates shared that he plays ‘pickleball’ regularly. Intrigued, I…
Recently, I’ve explored the exciting developments in India’s Digital Public Infrastructure (DPI), diving into innovations like Account Aggregators and the Open Credit Enablement Network (OCEN). These initiatives have showcased India’s commitment to digital transformation and financial inclusion. As I reflected…
The biggest problem impacting wealth creation is the lack of a holistic view of all investments. Over time, as portfolios expand, affluent investors are unable to monitor and adapt their portfolios to changing market conditions. The biggest reason is the…
The Micro, Small, and Medium Enterprises (MSME) segment is booming and is touted to be the growth engine for the economy. However, the availability of credit remains a key challenge. The Government, through various schemes and incentives, along with initiatives…
The 2024 Paris Olympics have a jaw-dropping budget of EUR 8.8 billion. But wait, there’s more – they’ve also thrown in an additional EUR 1.4 billion to give the River Seine a much-needed cleanse and another EUR 3.5 billion to…
Twenty years ago, when I started my career in the Wealth Management industry, India’s per capita income was INR 72,805. Today, that figure has soared to over INR 2,00,000 – a threefold increase that speaks volumes about our nation’s economic…