Why the World’s Wealthiest Funds are Betting on India

I recently read that Norway’s Government Pension Fund Global, the world’s largest sovereign fund, manages investments to the tune of USD 1.74 trillion, with holdings in about 9,000 companies worldwide.

This means it owns nearly 1.5% of all listed companies worldwide! 

Here’s what’s fascinating – The government utilises the fund’s returns to finance public services and pensions, indirectly benefiting all citizens. With an estimated population of 5.52 million, each Norwegian citizen’s fund share can be estimated at around ~ USD 315,000. That is substantial wealth!

Not just in Norway, I have seen how state-owned Sovereign Wealth Funds (SWFs) of various countries are reshaping the future of its economy and citizens. 

In this blog, let’s understand what SWFs are, explore how some top funds operate, examine the major trends reshaping their investment decisions, and discuss their impact on Indian investors.

Let’s dive in.

What are Sovereign Wealth Funds (SWFs)?

SWFs are state-owned investment funds that began as a way for countries to invest their surplus revenues—often from natural resources like oil or trade surpluses—in ways that ensure long-term wealth and financial stability. By directing these funds into a diverse range of assets, from real estate to renewable energy, countries like Norway, Singapore, Abu Dhabi, etc., are building future wealth for their citizens and paving the way for lasting economic growth.

SWFs are the ultimate long-term investment vehicle designed to leverage a country’s current wealth to fund its future.

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Historical context: How did SWFs come into existence?

Sovereign Wealth Funds (SWFs) trace their origins back to the 1930s. The first of its kind is the Exchange Fund of the Hong Kong Special Administrative Region, launched in 1935. 

Two decades later, the Kuwait Investment Authority was launched (1953) to invest surplus oil revenue and soon after, in 1955, Kiribati established a similar fund to hold its revenue reserves.

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The global giants: A tale of three SWFs

The world’s largest SWFs reveal distinct approaches to wealth management. Among the top 10, these funds collectively manage USD 9.37 trillion, each showcasing a unique model of national strategy.

1. Norway: The People’s fund

The Norway Government Pension Fund Global, often called “The People’s Fund,” is the world’s largest SWF, with USD 1.744 trillion under management. They invest the surplus from Norway’s oil revenues to secure its people’s future economic and financial requirements.

Known for its transparency, the fund publishes detailed quarterly reports, disclosing its investments and the reasoning behind major decisions. Every Norwegian citizen is theoretically worth over USD 315,000 in fund assets – a striking example of how a nation’s resources can be thoughtfully transformed into long-term wealth for its citizens.

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2. Singapore: The strategic innovator

Singapore’s GIC Private Limited manages around USD 800.8 billion, showcasing how a small, resource-constrained country can lead in global finance. GIC operates on a long investment horizon, spanning over 20 years, which allows it to withstand economic downturns and make counter-cyclical investments.

The fund has generated an impressive 4.6% real return over inflation, proving that patience and careful strategy can generate extraordinary outcomes.

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3. Abu Dhabi: The transformation champion

With USD 993 billion in assets, the Abu Dhabi Investment Authority (ADIA) is an example of transformation at scale. ADIA has channelled its oil wealth into a diversified global portfolio spanning sectors and geographies. 

Recently, ADIA committed to investing USD 75 billion in Indian projects, including a USD 4-5 billion allocation through Gujarat’s GIFT City. This bold move reflects both confidence in India’s growth potential and an alignment of ADIA’s strategy with India’s infrastructure and urban development ambitions. This partnership brings foreign capital to India, benefiting Indian businesses and investors.

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How SWFs navigate a dynamic investment landscape

Following a difficult 2022, SWFs showed remarkable resilience in 2023, navigating market volatility with strategic adjustments that helped many funds exceed their return targets. 

They pivoted towards more inflation-proof assets like equities and private credit. SWFs also ramped up investments in private credit and infrastructure, which provide stable yields and inflation protection—key benefits in an uncertain environment.

Regarding sectoral investments, SWFs leaned more into real estate, green energy, and tech innovation. Gulf-based SWFs led the renewable energy investments, deploying a record USD 26.1 billion in green projects, which aligns with global energy goals. 

AI has become a game-changer, with many funds investing in AI technology development and about a third of SWFs integrating AI to optimise data analysis, risk management, and sector targeting—particularly in healthcare and technology.

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The India Story: A top destination for SWF investments

India is now the second-most popular destination for SWF investments after the USA. As per NSDL data, as of April 2024, SWFs have invested over INR 4.7 lakh crore in the Indian markets. The private equity and project-based investments of SWFs in India are above and beyond the financial market investments. Their interest in India is drawn by the country’s young and growing population, rapid urbanisation, development and adoption of technology, growth in consumption, and overall economic growth. This influx of global capital represents vast potential for Indian investors, promising new partnerships and strong economic growth. 

Some of the sectors which will are likely to see more SWF investments include —

  • Infrastructure development: High-profile projects like the Delhi-Mumbai Expressway exemplify the scale of development attracting international capital. SWF participation in India’s Smart Cities Mission further indicates the vast potential in urban development and infrastructure, with 6,753 completed projects demonstrating tangible progress.
  • Technology and digital infrastructure: As SWFs increasingly invest in technology and innovation, credible businesses in fintech, digital infrastructure, and artificial intelligence will witness investment interests. In 2020, Public Investment Fund (PIF) – Saudi Arabia invested USD 1.5 billion in Jio Platforms, the digital arm of Reliance Industries, to tap into India’s rapidly growing digital economy.
  • Sustainable energy: India’s renewable energy goals align well with SWFs’ growing focus on green investments. As these funds deploy capital in clean energy projects, India’s solar, wind, and EV infrastructure companies are well-positioned to attract strategic investments and partnerships. For example, the Kuwait Investment Authority (KIA), in partnership with global and local investors, has invested in solar power projects and infrastructure development, contributing to India’s goals of reducing carbon emissions and modernising its transportation network.

In summary

In India, we are uniquely positioned to benefit from the capital investment and long-term partnership with SWFs. Indian businesses will access global capital, business partnerships, innovation and technology development to fuel their aspirations to achieve scale, capabilities and efficiency in delivering their products and services globally.

The growing emphasis on technology, AI and green energy will lead to the investment thesis. However, India’s infrastructure, financial services, and consumer goods sectors will also likely attract more investments and global collaborations.  

Over the years, SWFs’ long-term engagement with businesses in India has helped them build their scale of operations and achieve overall economic growth. We can expect such continued engagements from SWFs, anchoring the development of businesses and the economy through their investments.

Disclaimer: The information contained herein is for informational purposes and should not be interpreted as soliciting, advertising, or providing any advice.