Many investors have debated the long-term benefits of dollar-cost averaging, even though they’re known for structured approaches. Investors wanted a strategy that allowed for regular investments with an aim to generate potential returns but could also adapt to market conditions—basically,…
When you first constructed your financial portfolio, you probably looked at various things such as your financial goals, age and risk tolerance. The intention was to come up with the most suitable asset mixture for you; this could have been…
Recently, I was amazed to learn that one of our team members financed 70% of his INR 15 lakh honeymoon to Australia (business class tickets, 5-star hotels, etc.) solely through credit card reward points. His meticulously crafted spreadsheet, filled with…
Nearly 10% of India’s population consists of senior citizens. People aged 60 to 80 are known as senior citizens, while those above 80 are known as super senior citizens. Moreover, this population of senior citizens is expected to reach 19.5%…
In FY24, smart-beta indices performed better than the Nifty 50, with low-volatility funds outperforming by as much as 6-12%, reported moneycontrol.com. With 56 smart beta funds and roughly INR 16,000 crore in assets under management (AUM), Factor Investing is gaining…
A little-known concept is set to shake up the investing landscape in India – the Accredited Investor. For too long, sophisticated investing has been the exclusive purview of institutions, family offices, and Ultra High Net Worth Investors. However, a new…
Wealth distribution and estate planning play a critical role in the journeys of wealth creators. In the last 20 years of managing the wealth of India’s wealthiest individuals and families, we’ve heard the experiences of the challenges that families face…
One of the most provocative and commonly asked questions in investing is “What is the best time to invest in the market?” Ample research is available on the subject that speaks about the merits of staying invested in volatile markets,…
Udaipur, in Rajasthan, is the quintessential Indian small town: a close-knitted society, bustling markets, roadside food stalls. Growing up in a traditional Marwari joint family with the business of textiles and plastic shoes, my world was all within a 10-km…
When you grow up in a middle-class Indian family, one consistent theme in conversations at home is “everything is becoming quite expensive.” It is a ritual for the family to put together a budget to plan monthly expenses and see…