What if you outlive your retirement corpus?
A few weeks ago, I said something on a podcast that lit up my inbox for days. I said you probably need ₹40 crore to retire comfortably in India, and the responses came fast: that I’d lost my mind, that…
Category Newsletter
Your nominee has no legal right to your money
Last week, we had an expert from Aeka Advisors join our weekly webinar to talk about Wills and succession planning, and honestly, I wasn’t sure how many people would show up for that session. Because unlike our usual weekend webinars…
The market that bets on everything
On December 23, 1854, a farmer named Goryo Hamaguchi felt the ground shake in his village in Japan. When it stopped, he looked at the sea and saw something strange, the water was pulling back quickly, leaving boats stuck in…
What I learned building Dezerv for five years
Last week, Dezerv turned five. There is something strange about anniversaries, they make the same moment feel like yesterday and a lifetime ago at once. As I sit down to write this, I find myself thinking about where it all…
Why your returns are lower than the market
Picture this. It’s March 2020. Your portfolio is down 38% in three weeks. The news is apocalyptic. Your WhatsApp groups are cycling between pandemic updates and screenshots of portfolios bleeding red. You’re a smart person, CXO, founder, someone who has…
How long can you survive without money?
A couple of years ago, someone I had known for a long time passed away. He was just 44. The cause was sudden, the kind that leaves no time for goodbyes, let alone financial arrangements. He had a wife, and…
Read this if you celebrate January 1st and ignore April 1st
Every December 31st, the world celebrates. Fireworks. Resolutions. A fresh start. And by January 2nd, most of those resolutions are already forgotten. I have never understood this. Not because I have anything against celebrations. But because for anyone who builds…
The real reason billionaires own sports teams
In 1923, a man named Edoardo Agnelli did something unusual for an Italian industrialist. His father had founded Fiat — Italy’s largest car company. The family was already one of the wealthiest in Europe. But Edoardo didn’t buy another factory…
How will rising oil prices affect India, and how exposed are we really?
A 33-kilometre stretch of water separates India’s kitchen from the Persian Gulf. Most Indians may have never heard of the Strait of Hormuz. Yet right now, it is the single most consequential economic variable in the country, more than the…
This newsletter is not for men (unless…you love someone who needs it)
During Covid, a client of mine passed away. His wife, educated, capable, from a family that valued financial security, was suddenly in charge of a financial life she’d never been part of. She didn’t know the full picture of their…